InterMiles ICICI Bank Rubyx Credit Card

Joining Fee: Rs. 2,500 (plus applicable taxes)
Renewal Fee: Rs. 2,500 (plus applicable taxes)
Best Suited For: Travel
Reward Type: Reward Points
Welcome Benefites: 5,000 bonus InterMiles, flight discount voucher worth Rs. 500 and hotel discount voucher worth Rs. 1,000

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The InterMiles ICICI Bank Rubyx Credit Card is a co-branded credit card that provides its customers with exclusive travel benefits in partnership with intermiles.com. It is a dual credit card with American Express & Visa variants, both of which provide you with exciting benefits. With this card, you can get up to 10 InterMiles on every Rs. 100 you spend. The card comes with a joining fee of Rs. 2,500 and welcomes you with 5,000 bonus InterMiles. Not only InterMiles, but you also get several other travel benefits with this card, including accelerated InterMiles on bookings through intermiles.com, and complimentary domestic airport lounge access every quarter. Talking about its dining benefits, you can avail of up to 15% discount on dining through the ICICI bank Culinary Treats Programme. The card also provides a 25% discount on movies on booking your tickets through BookMyShow. This card has several other advantages, including renewal benefits, fuel surcharge waiver, etc. To know all of them, refer to the detailed information given below:

New Features

Spend Based Waiver

N/A

Interest Rates

3.5% per month (42% per annum)

Add-on Card Fee

Rs. 250 (plus applicable taxes)

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Fuel Surcharge

1% fuel surcharge waiver across all HPCL petrol pumps for a maximum fuel transaction of Rs. 4,000.

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5% of the amount transacted or Rs. 300 (whichever is higher)

Movie & Dining

25% discount (max Rs. 150 per month) on movie tickets on BookMyShow & up to 15% discount on dining through the Culinary Treats Programme.

Travel

Complimentary airport lounge access

International Lounge Access

N/A

Rewards Rate

3 InterMiles per Rs. 100 on domestic spends, 4 InterMiles per Rs. 100 on international spends with the Visa variant; 4 InterMiles per Rs. 100 on domestic spends, 5 InterMiles per Rs. 100 on international spends the American Express variant, 1 InterMile per Rs. 100 on insurance and utility spends

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

InterMiles earned can be redeemed for flight bookings, hotel reservations, shopping vouchers, etc on the InterMiles web portal

Domestic Lounge Access

2 domestic airport lounge access each quarter (1 lounge access each through American Express & Visa variant).

Zero Liability Protection

You will not be liable for any unauthorized transactions made on your card if the loss is reported to the bank in a timely manner.

Pros

No data available

Cons

No data available

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