IndusInd Bank Platinum Credit Card

Joining Fee: Rs. 3,000
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: You get exclusive offers on premium brands (like ALDO, Vero Moda, etc.); gift vouchers; Amazon vouchers; etc.

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Offered by the IndusInd Bank, the Platinum Credit Card is a decent credit card with a generous reward rate. This credit card is placed at a joining fee of Rs. 3,000 and offers exclusive deals on brand partners and various vouchers as welcome benefits. On all the spends that you do using this credit card, the cardholders will earn reward points, which can later be redeemed against statement cash, InterMiles, or several products/vouchers at Indusmoments. You also get complimentary Priority Pass membership that you can use to access international as well as domestic lounges with a usage fee. Moreover, this card entitles you to complimentary access to selected golf courses across India. You also get insurance cover against personal accident and several travel insurance covers. Keep reading the article to know more about the advantages that the IndusInd Bank Platinum Credit Card provides.

New Features

Spend Based Waiver

Interest Rates

3.83% p.m. (46% p.a.)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 100

Fuel Surcharge

1% fuel surcharge waiver on transcations between Rs. 400 and Rs. 4,000 at all fuel stations in India.

Foreign Currency Markup

3.5% of the transacted amount.

Cash Advance Charges

Rs. 300 or 2.5% of the amount withdrawn, higher of the two.

Movie & Dining

1+1 (Buy 1 Get 1) offer on movie tickets on BookMyShow.

Travel

Complimentary Priority Pass Membership.

International Lounge Access

Rewards Rate

1.5 RPs per Rs. 100 spent and 1.2 RPs per Rs. 100 spent on utilities & insurance categories.

Golf

1 complimentary golf game & 1 lesson every quarter.

Insurance Benefits

Complimentary Air Accidental death cover worth Rs. 25 Lakhs.

Reward Redemption

1 RP = Re. 0.85 while redeeming reward points against cash and 1 RP = 1 InterMile / 1 CV Point.

Domestic Lounge Access

Zero Liability Protection

Zero liability of cardholders against deceitful transactions if loss or theft of card is reported to the customer care of the bank within the specified time frame.

Pros

No data available

Cons

No data available

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