IndusInd Bank Platinum Aura Edge Credit Card

Joining Fee: Rs. 500
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: Discount gift vouchers from Pantaloons, Bata, Raymond, Hush Puppies, and more.

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The IndusInd Bank Platinum Aura Credit Card is a card with exceptional features that provides its customers with exclusive reward offers and other benefits on the basis of their choice. With this card, you can choose any of the reward plans as per your spends. The card rewards you in the form of Saving Points, and you can earn up to 4 saving points on every Rs. 100 you spend using this card. The card comes with a very nominal joining fee of Rs. 500, and after paying it, you get the welcome benefit of discount gift vouchers from Pantaloons, Bata, Raymond, Hush Puppies, and more. To make your travel experiences better and secure, the card provides various travel insurance benefits. The cardholders can also avail of the 24*7 concierge and auto-assistance services. There are several other benefits of the IndusInd Bank Platinum Aura Edge Credit Card. To know all of them in detail, keep reading:

New Features

Spend Based Waiver

Interest Rates

3.95% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 100

Fuel Surcharge

1% fuel surcharge waiver for all transactions between Rs. 400 and Rs. 4,000

Foreign Currency Markup

3.5% of the foreign currency amount transacted

Cash Advance Charges

2.5% or Rs. 300 (whichever is higher)

Movie & Dining

N/A

Travel

N/A

International Lounge Access

N/A

Rewards Rate

0.5 Saving points per Rs. 100 spent on all categories. Up to 4 saving points per Rs. 100 spent on selected categories.

Golf

N/A

Insurance Benefits

You get insurance coverage against an air accident, lost/delayed baggage, lost passport/ticket and unauthorized transactions made on a lost/stolen card.

Reward Redemption

1 RP = Re. 0.5 for redemption against cash credit and 1 RP = 1 Intermile / 0.5 CV Point for redemption against Intermiles or CV Points.

Domestic Lounge Access

N/A

Zero Liability Protection

Zero liability protection against a lost/stolen card on reporting the loss to the bank within 48 hours.

Pros

This card has a one-time joining fee of Rs. 500, and there are no card renewal charges. The reward rate offered by this card is good in all major categories.

Cons

No international or domestic lounge access is provided with this card. There aren’t any movie or dining privileges provided with this card.

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