IndusInd Bank Indulge Credit Card

Joining Fee: Rs. 2,00,000 (no annual fee applicable) or Rs. 1,00,000 (Rs. 10,000 annual fee applicable in this case)
Renewal Fee: Rs. 10,000 (if Rs. 1,00,000 paid as joining fee) or Nil (if Rs. 2,00,000 paid as joining fee)
Best Suited For: Travel | Dining | Shopping
Reward Type: Reward Points
Welcome Benefites: N/A

Apply Now

Add to Compare

The IndusInd Bank Indulge Credit Card is one of the top-end offerings by the IndusInd Bank. It is a Visa credit card targeted at HNIs (high net-worth individuals). With an inlay of pure 22K gold and a glossy reflective finish, the card feels really premium to hold. While aesthetics is certainly a distinguishing feature of the card, the card also offers real value for money with privileges including a complimentary Priority Pass membership (with unlimited complimentary lounge visits), 24×7 concierge service, air accident cover (worth Rs. 2.5 crores), and many other premium benefits. Another unique feature of this card is that it has no pre-set credit limit, as the base limit on the revolving credit is quite flexible. You can also save a lot on your international transactions as it comes with a low foreign currency markup fee of 1.8%. In this post, we have discussed in detail all the features, benefits, and rewards that you get with the IndusInd Bank Indulge credit card. Read on to learn more about this premium offering by the IndusInd bank.

New Features

Spend Based Waiver

Annual fee waived on expenditure of more than Rs. 20,00,000 in the preceding year

Interest Rates

1.79% per month (or 21.48% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 100

Fuel Surcharge

1% fuel surcharge is waived for transactions between Rs. 400 and Rs, 4,000.

Foreign Currency Markup

1.8% + GST

Cash Advance Charges

2.5% (subject to a minimum amount of Rs. 300)

Movie & Dining

Buy One Get One ticket offer on BookMyShow (max transaction capped at Rs. 700 and max 3 free tickets/month)

Travel

Reward Points redeemable against AirMiles, complimentary Priority Pass membership with 2 complimentary international lounge access per quarter, 6 complimentary domestic lounge access per quarter under the Visa Lounge program

International Lounge Access

Unlimited complimentary international lounge access using Priority Pass

Rewards Rate

1.5 Reward Points for every Rs. 100 spent using the card

Golf

Unlimited complimentary golf games/lessons at some of the premium golf destinations in the country

Insurance Benefits

Personal air-accident insurance worth Rs. 2.5 crores

Reward Redemption

Reward Points redeemable against AirMiles, Cash Credit or IndusMoments

Domestic Lounge Access

6 complimentary domestic lounge access per quarter under the Visa Lounge program

Zero Liability Protection

Zero liability protection from 48 hours prior to the time of reporting the loss of card

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Emirates Skywards ICICI Bank Emeralde Credit Card

The Emirates Skywards ICICI Bank Emeralde Credit Card was launched recently by the ICICI Bank in partnership with the popular Emirates airlines. It is a travel credit card that is best suited for people who travel frequently via Emirates. The card comes with a joining and annual fee of Rs. 10,000 and welcomes you with 10,000 bonus Skyward miles as well as complimentary Emirates Skywards Silver Tier membership for the first year. This membership can be updated to the Gold Tier every year by achieving the spend milestone. With this card, you earn Skyward Miles every time you spend and the reward rate is up to 2.5 Miles on every spend of Rs. 100. Along with this reward rate and other benefits, you get exciting travel privileges including complimentary airport lounge access, spa sessions, and many more. Apart from this, you are also entitled to get complimentary movie tickets, exciting deals on dining, and many more such benefits. So, other than travel, this card has a lot of advantages over other categories as well. To know all the benefits of the Emirates Skywards ICICI Emeralde Credit Card and its fees and charges in detail, keep reading the article:

Add to Compare

Axis Bank Neo Credit Card

In this new era of influencers who love to shop, Axis Bank offers an entry-level credit card that fits their needs. Axis Bank Neo Credit Card is the one that is provided by the bank, which offers various discounts, cash-back, and reward points on shopping. It is considered one of the best credit cards for millennials to go for. The joining fee for this card is Rs. 250 only. Other than the regular Edge Reward Points on all your spends, you get exciting discounts on partner brands, including Zomato, Myntra, and Paytm. Talking about the entertainment benefits, you get 10% off with BookMyShow while booking movies with this card. The additional benefits of this card include a 1% fuel surcharge waiver, exciting discount offers or partner brands, and many more. To know more about the features of the Axis Bank Neo credit card, read the detailed information given below.

Add to Compare

Axis Bank Reserve Credit Card

Axis Bank Reserve Credit Card is the most premium offering by the bank. It is a super premium credit card and offers an effective reward rate of 1.5% on domestic spends and 2x reward points on international transactions made with the card. It is a Reward Points-based card- you earn Axis Bank Edge Reward Points on all spends made with Axis Bank Reserve Credit Card. Since it is a super-premium credit card, apart from the Reward Points benefit, the card comes packed with a plethora of value-added privileges like complimentary domestic and international airport lounge access, membership of hotel loyalty programs like ITC Culinaire, Accor plus & Club Marriott, membership of dining programs like Eazydiner Prime and many other add-on benefits. Read on to learn more about Axis Bank Reserve Credit Card.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all