IndianOil Citi Credit Card

  • Joining Fee: Rs. 1,000 (plus applicable taxes)
  • Renewal Fee: Rs. 1,000 (plus applicable taxes)
  • Best Suited For: Fuel
  • Reward Type: Reward Points
  • Welcome Benefites: 250 Turbo Points on card activation
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IndianOil Citi Credit Card launched by CitiBank is a co-branded fuel card offering great benefits including a strong reward rate in collaboration with IndianOil. HDFC Bank has also offered a similar credit card named Indian Oil HDFC Bank Credit Card, giving a high competition to this card offered by CitiBank. With an annual fee of Rs. 1,000, the card offers the chance to earn up to 71 liters of free fuel in a year. The card rewards you in the form of Turbo Points. As a welcome gift, on making your first transaction the cad rewards you with 250 Tubro Points. Moreover, you earn 1 Turbo Point for Rs. 150 spent on all your purchases, and accelerated Reward Points for your spends on groceries, departmental stores, and fuel purchases at IndianOil outlets. The Turbo Points earned on Citibank Indian Oil Credit Card are redeemable against not only fuel but several other categories, including shopping, gift vouchers, AirMiles, cashback, etc. You can also avail of exciting discount offers on dining across a number of participating restaurants through your IndianOil Citi Credit Card. Keep reading to know more about the card, its features and benefits, fees associated with it, and much more.

New Features

Spend Based Waiver

On spending Rs. 30,000 or more in the last year, the annual fee would be wavied off.


Interest Rates

3.75% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver at all IndianOil outlets.

Foreign Currency Markup

3.5% on all foreign currency transactions.


Cash Advance Charges

2.5% of the amount withdrawn or a minimum of Rs. 500.

Movie & Dining

Up to a 20% discount on dining across several participating restaurants.


Travel

N/A


International Lounge Access

N/A

Rewards Rate

1 Turbo Point for every Rs. 150 spent, 2 Turbo Points for every Rs. 150 spent at supermarkets, and 4 Turbo Points on every time you spend Rs. 150 on fuel.


Golf

N/A


Insurance Benefits

N/A

Reward Redemption

For redemption against fuel, 1 TP = Re.1, for other categories 1 TP = Re. 0.25 to Re. 0.35, and for AirMiles, 1 TP = 0.75 Airmile/Intermile.


Domestic Lounge Access

N/A


Zero Liability Protection

On reporting the lost card to the Bank, the cardholder will not be liable for any fraudulent transaction.

Pros

No data available

Cons

No data available

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