IDFC FIRST Select Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: Vouchers worth Rs. 500 on spends of Rs. 15,000 within 90 days of card issuance. Also, get a 5% cashback on EMI transactions (up to Rs. 1,000) within 30 days of card issuance.

Apply Now

Add to Compare

IDFC First Select credit card is one of the premium and most popular cards offered by IDFC First Bank, the other popular cards being IDFC First Millennia, IDFC First Classic Credit Card, etc. The card provides a diverse range of offers and benefits to its customers. You get a welcome voucher worth Rs 500 on achieving spends of Rs. 15,000 or more. Furthermore, you also get a cashback of up to 5% on your EMI transactions. Under its reward programs, you get up to 10x Rewards on your regular spending and redeem them against a variety of options of your choice. The card provides travel benefits and privileges, such as complimentary lounge access at airports and railway stations. You also get 1+1 offers on movie ticket bookings with the PayTM mobile app. There are several other benefits, such as insurance, special discounts on dining, roadside assistance, fuel surcharge waiver, and much more. Read further to learn more about the IDFC First Select credit card below.

New Features

Spend Based Waiver

Interest Rates

Ranges between 0.75% to 3.5% per month based upon the credit history of the individual

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 plus taxes

Fuel Surcharge

1% surcharge waived on all fuel purchases at all petrol pumps across India subject to a maximum amount of Rs. 300.

Foreign Currency Markup

1.99% of the total conversion amount

Cash Advance Charges

Rs. 199 per transaction

Movie & Dining

“Buy One Get One” offer on movie tickets up to Rs. 250 while booking with the Paytm app & up to 20% discount on dining at over 1500 restaurants.

Travel

Airport “Meet and Greet” at more than 450 destinations worldwide. Airport transfers and concierge service for a personalized travel experience. Access to premium services and benefits at more than 900 luxury hotels worldwide. Complimentary 4 railway lounge access per quarter.

International Lounge Access

Rewards Rate

3 Reward Points on each Rs. 125 spent offline, 6 Reward Points on each Rs. 125 spent online, and 10 Reward Points on every Rs. 125 on spends above Rs. 25,000.

Golf

Insurance Benefits

You get an air accident cover worth Rs. 1 Crore, personal accident cover worth upto Rs 5,00,000 and a travel insurance cover worth up to Rs 22,500.

Reward Redemption

1 Reward point = Re. 0.25 for redemption. These reward points can be redeemed at the Poshvine reward portal or at exclusive merchant stores.

Domestic Lounge Access

4 complimentary domestic airport lounge visits.

Zero Liability Protection

You get a zero liability protection cover worth Rs 50,000 against any fraudulent transactions reported within the stipulated time.

Pros

This is a lifetime free credit card without any joining or renewal charges.

Cons

There isn’t any complimentary international lounge access provided with this card.

Similar Cards

Add to Compare

Accelero ICICI Bank Credit Card

The Accelero ICICI Bank Credit Card is a basic credit card issued by the ICICI Bank targeting individuals who are having their own vehicles. This credit card is placed at a joining fee of Rs. 499 and provides you with extra benefits for the first year, including roadside assistance, car wash, and general checkup services, etc. You can earn 2 Reward Points for every Rs. 100 spent using this credit card. The Reward points that you earn can be redeemed against various options of your choice. You also get a cashback of 2.5% on fuel purchases from HPCL petrol pumps on swiping your Accelero ICICI Bank credit card. Moreover, the card provides you with 1 complimentary domestic lounge access every quarter. Talking about lifestyle benefits, you get a 25% discount on movie tickets on booking through Bookmyshow & Inox, and great discount offers on dining through ICICI Bank Culinary Treats Programme. The list of the benefits of the Accelero ICICI Bank credit card goes on. To know all of them, keep reading the information given below:

Add to Compare

IDBI Bank Imperium Platinum Credit Card

IDBI Bank Imperium Platinum credit card is a visa-powered secured credit card offered by IDBI Bank. IDBI Bank Imperium Platinum credit card comes with a sign-up bonus of 500 Delight points on every Rs 1500 spent within 30 days of card issuance and 300 Delight points on spending between 31 – 90 days of card issuance. Furthermore, you get up to 2 Delight points on every Rs 150 spent on shopping, traveling, and movies using your IDBI Bank Imperium Platinum credit card. Read below to know more in detail about IDBI Imperium Platinum credit cards.

Add to Compare

Axis Bank Vistara Infinite Credit Card

Axis Bank issued three travel credit cards in collaboration with Air Vistara to its premium customers: Axis Bank Vistara Infinite Credit Card, Vistara Signature Credit Card, and Vistara Credit Card (Platinum). Out of these, the Axis Bank Vistara Infinite Card is regarded as the bank’s most premium offering. This should be the card of choice for frequent fliers who want a superior travel experience as it offers a complimentary business class ticket as a joining benefit and many milestone benefits that can be redeemed either for business class flight tickets or against Club Vistara points. You also get a Club Vistara Gold membership with this card that gives you additional air miles (in the form of CV points) and many other benefits like priority check-in, priority boarding, and extra luggage allowance on Air Vistara flights. Since it is a premium credit card, it comes with Axis Bank’s exclusive privileges like 24×7 concierge service and complimentary golf rounds at some of India’s most premium golf destinations. Apart from these, there are many other additional benefits that this card has to offer. Read on for more details.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all