IDFC First Private Credit Card

Joining Fee: Rs. 50,000 + GST
Renewal Fee: Rs. 50,000 + GST
Best Suited For: Movies | Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: 200,000 Reward Points worth Rs. 50,000 and a complimentary Taj Epicure membership.

Apply Now

Add to Compare

IDFC First Bank recently launched a super-premium card named IDFC First Private Credit Card. It is an invite-only card, i.e., only people invited by the IDFC First bank can get this card, and is targeted at high net-worth individuals. The card charges a high annual membership fee of Rs. 50,000 and offers lots of exciting benefits across different categories. Be it travel, entertainment, lifestyle, rewards, or charity, you can get all your requirements fulfilled with this credit card. You don’t only earn the usual reward points using this credit card, but after achieving a particular monthly spend, you earn Karma Points donated for charity purposes in your name. The IDFC First private cardholders can earn up to 10x Reward Points on their spends using this card, and these points are redeemable against a variety of options. Moreover, the card offers complimentary airport lounge access not only for the primary cardholders but for the add-on card members as well. Other than this, you get discounts on movies, free golf lessons, complimentary insurance covers, and many more benefits with this card. To know more about the IDFC First Private Credit Card and all its features, continue reading:

New Features

Spend Based Waiver

Interest Rates

0.99% per month

Add-on Card Fee

Nil for 1st card, 2nd card onwards: Rs. 4,000 per add-on card

Rewards Redemption Fee

Rs. 99 plus taxes

Fuel Surcharge

1% fuel surcharge waiver on all fuel purchases

Foreign Currency Markup

Cash Advance Charges

Rs. 250

Movie & Dining

Get up to Rs. 750 discount on movie/non-movie bookings via BookMyShow

Travel

Get free airport lounge access and spa sessions every year.

International Lounge Access

4 complimentary international lounge access every quarter (for primary and add-on cardholders)

Rewards Rate

3 Reward Points on every Rs. 100 spent offline and 6 RPs on every Rs. 100 spent online

Golf

2 complimentary golf rounds/lessons every month

Insurance Benefits

Get an air accident cover worth Rs. 1 crore and cover for delay or loss of check-in baggage

Reward Redemption

1 Reward Point = Re. 0.25 for redemption against various gift vouchers

Domestic Lounge Access

4 complimentary domestic lounge access every quarter (for primary and add-on cardholders)

Zero Liability Protection

The cardholders get a zero liability protection against a lost/stolen card if reported the loss to the bank in a timely manner.

Pros

With the IDFC First Private Credit Card, individuals can contribute to society through the donation of Karma Points to charity. You get an attractive welcome benefit of 200,000 Reward Points worth Rs. 50,000.

Cons

Even though the card provides a lot of facilities to its users, the reward rate is not so good. Each reward point has a value of 0.25 rupees. You can only access the golf lessons and rounds after spending Rs. 40,000.

Similar Cards

Add to Compare

SBI Tata Platinum Card

SBI TATA Platinum Card is a co-branded car launched by SBI Card in collaboration with TATA Capital. On this card, you get upto 3 reward points on every Rs 100 spent on Dining, Departmental & Grocery shopping, and International spends. You get 1 empower point on every Rs 100 spent on other retail outlets and 1 empower point on every Rs 100 spent in other retail stores. You get upto 8 complimentary domestic lounges every year at select airports. Furthermore, you can enjoy an e-Gift voucher worth Rs 3,000 on annual spending of Rs 4 lakh and 5 lakhs. What do you think about this card? Do let us know in the comments.

Add to Compare

Union Bank’s Rupay Combo Debit Cum Credit Card

Union Bank’s Rupay Combo Debit Cum Credit Card is a card that provides you with the benefits and privileges of both a debit card and a credit card. You can switch between the two, alternatively as may be fit to need and requirements. The card comes with two separate card numbers, magnetic strips, chips, and CVV numbers. With this card, you can enjoy complimentary lounge access upto 4 every year using this card. Moreover, you get cashback on utility bill payments and dining using this credit. The card also comes with several additional benefits such fuel surcharge waiver and 24×7 concierge services. Read below to know more about this credit card in detail.

Add to Compare

IndusInd Bank Platinum Credit Card

Offered by the IndusInd Bank, the Platinum Credit Card is a decent credit card with a generous reward rate. This credit card is placed at a joining fee of Rs. 3,000 and offers exclusive deals on brand partners and various vouchers as welcome benefits. On all the spends that you do using this credit card, the cardholders will earn reward points, which can later be redeemed against statement cash, InterMiles, or several products/vouchers at Indusmoments. You also get complimentary Priority Pass membership that you can use to access international as well as domestic lounges with a usage fee. Moreover, this card entitles you to complimentary access to selected golf courses across India. You also get insurance cover against personal accident and several travel insurance covers. Keep reading the article to know more about the advantages that the IndusInd Bank Platinum Credit Card provides.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all