IDBI Winnings RuPay Select Credit Card

  • Joining Fee: NIL
  • Renewal Fee: Rs. 899 (second year onwards)
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get 10% cashback up to Rs. 500 on all transactions done within 90 days of receiving the card.
Add to Compare

The IDBI Bank Winnings RuPay Select Credit Card is an entry-level credit card offered by the IDBI Bank. It comes with no joining fee and lets you earn 500 delight points and above in a month. Being an entry-level card, it has covered travel and insurance benefits, too, which makes it worth consideration. You also get four complimentary international lounge access and eight domestic lounge access in a year with the IDBI Winnings RuPay Credit Card. With this card, you get a chance to earn double delight points on all spendings in your birthday month.  Keep reading to know more about this card’s offerings and features.

New Features

Spend Based Waiver

The renewal fee will be waived off on spending Rs. 90,000 in the previous year.


Interest Rates

3.40% p.m.


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99


Fuel Surcharge

1% fuel surcharge waived at all petrol pumps across India on transactions between Rs. 400 – Rs. 4000. The maximum waiver of fuel surcharges is Rs. 400 per month.

Foreign Currency Markup

3.50%


Cash Advance Charges

2.50% or a minimum of Rs. 500

Movie & Dining

NA


Travel

Get complimentary access to both domestic and international airport lounges.


International Lounge Access

4 complimentary access to international lounges each year

Rewards Rate

Earn 500 delight points or more on making 5 transactions worth Rs. 1000 per month. Earn 2 delight points on every Rs. 100 spent on this card.


Golf

NA


Insurance Benefits

Covers accidental death insurance and permanent disability up to Rs.10 lakhs each.

Reward Redemption

Redeem delight points for making payments for dining, shopping, utility bills, holidays, gifts and entertainment.


Domestic Lounge Access

2 complimentary access to domestic lounges each quarter


Zero Liability Protection

Covers zero liability protection in case of card loss/theft.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Axis Bank My Wings Credit Card

My Wings credit card by Axis Bank is an entry-level travel credit card that offers exciting cashback and reward points benefits on rail, road, and air travel spends. You get complimentary airport lounge access and discount and cashback benefits on rail/air tickets. As far as road travel is concerned, the card rewards you with a discount of Rs. 100 on bus tickets and a flat Rs. 400 off on car rentals. On top of these travel-related benefits, you also enjoy dining privileges with a minimum 15% discount on dining bills at partner restaurants under the Axis Bank’s Dining Delights program. Read on to learn more about this offering by Axis bank.

View More
Add to Compare

Emirates Skywards ICICI Bank Emeralde Credit Card

The Emirates Skywards ICICI Bank Emeralde Credit Card was launched recently by the ICICI Bank in partnership with the popular Emirates airlines. It is a travel credit card that is best suited for people who travel frequently via Emirates. The card comes with a joining and annual fee of Rs. 10,000 and welcomes you with 10,000 bonus Skyward miles as well as complimentary Emirates Skywards Silver Tier membership for the first year. This membership can be updated to the Gold Tier every year by achieving the spend milestone. With this card, you earn Skyward Miles every time you spend and the reward rate is up to 2.5 Miles on every spend of Rs. 100. Along with this reward rate and other benefits, you get exciting travel privileges including complimentary airport lounge access, spa sessions, and many more. Apart from this, you are also entitled to get complimentary movie tickets, exciting deals on dining, and many more such benefits. So, other than travel, this card has a lot of advantages over other categories as well. To know all the benefits of the Emirates Skywards ICICI Emeralde Credit Card and its fees and charges in detail, keep reading the article:

View More
Add to Compare

Standard Chartered Rewards Credit Card

Standard Chartered has recently launched the exclusive Rewards Credit Card, which is targeted at those who prefer making most of their retail purchases using their credit card. The card comes with a zero joining fee and a renewal fee of Rs. 1,000, which can be waived on the basis of your total annual spends in the previous year. Talking about the reward rates of this card, it provides you with an amazing opportunity to earn up to 4x Reward Points on your spends. Moreover, you earn additional 4x Rewards after achieving the monthly spending milestone. Apart from its reward benefits, the card has exciting privileges across other categories as well. You get free lounge access to selected domestic airport lounges and various other benefits. To know more about the Standard Chartered Rewards Credit Card, its features, and fees & charges, keep reading:

View More