IDBI Winnings RuPay Select Credit Card

  • Joining Fee: NIL
  • Renewal Fee: Rs. 899 (second year onwards)
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get 10% cashback up to Rs. 500 on all transactions done within 90 days of receiving the card.
Add to Compare

The IDBI Bank Winnings RuPay Select Credit Card is an entry-level credit card offered by the IDBI Bank. It comes with no joining fee and lets you earn 500 delight points and above in a month. Being an entry-level card, it has covered travel and insurance benefits, too, which makes it worth consideration. You also get four complimentary international lounge access and eight domestic lounge access in a year with the IDBI Winnings RuPay Credit Card. With this card, you get a chance to earn double delight points on all spendings in your birthday month.  Keep reading to know more about this card’s offerings and features.

New Features

Spend Based Waiver

The renewal fee will be waived off on spending Rs. 90,000 in the previous year.


Interest Rates

3.40% p.m.


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99


Fuel Surcharge

1% fuel surcharge waived at all petrol pumps across India on transactions between Rs. 400 – Rs. 4000. The maximum waiver of fuel surcharges is Rs. 400 per month.

Foreign Currency Markup

3.50%


Cash Advance Charges

2.50% or a minimum of Rs. 500

Movie & Dining

NA


Travel

Get complimentary access to both domestic and international airport lounges.


International Lounge Access

4 complimentary access to international lounges each year

Rewards Rate

Earn 500 delight points or more on making 5 transactions worth Rs. 1000 per month. Earn 2 delight points on every Rs. 100 spent on this card.


Golf

NA


Insurance Benefits

Covers accidental death insurance and permanent disability up to Rs.10 lakhs each.

Reward Redemption

Redeem delight points for making payments for dining, shopping, utility bills, holidays, gifts and entertainment.


Domestic Lounge Access

2 complimentary access to domestic lounges each quarter


Zero Liability Protection

Covers zero liability protection in case of card loss/theft.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

AU Bank Zenith Credit Card

AU Bank Zenith Credit Card is a premium credit card offered by AU Bank. The card is issued with an annual membership fee of Rs. 7,999. It comes packed with a plethora of best-in-class privileges that one expects from a premium credit card, such as attractive milestone benefits, complimentary domestic as well as international lounge access, comprehensive insurance cover, lower foreign currency markup, and many other premium benefits. Talking about the reward rate associated with the card, you get a very decent reward rate of 1.25% on regular spends and an accelerated reward rate on dining at standalone restaurants (4X), grocery and departmental store spends (2X), and international transactions (2X). Keep reading to know more about the Zenith Card by AU Bank.

View More
Add to Compare

BPCL SBI Credit Card

Launched by SBI Card in partnership with BPCL, SBI BPCL Credit Card is a co-branded fuel credit. It is an entry-level offering and comes with a nominal membership fee of just Rs. 499 per annum. Being a fuel credit card, it provides a total value back of 4.25% (3.25% reward rate and 1% surcharge waiver) on fuel transactions at all BPCL stations. In addition to fuel benefits, you also get accelerated 5X Reward Points on spends on departmental stores, dining, movies and grocery categories. Since it is an entry-level credit card, you do not get any other value-added travel or lifestyle benefits. Although this card provides a lot of benefits in the essential category, you can also check out If, BPCL SBI Card Octane. Keep reading the article to learn more about this fuel credit card–

View More
Add to Compare

ICICI Bank HPCL Platinum Credit Card

ICICI Bank HPCL Platinum Credit Card offers exclusive cashback benefits on fuel purchases at HPCL petrol pumps. You get 2.5% cashback up to Rs. 100 in a month on fuel purchases if you swipe your credit card on ICICI merchant services POS machines. Moreover, a 1% waiver on fuel surcharge is also applicable on all transactions up to Rs. 4,000. Not only this, you also earn 2 Reward points per Rs. 100 spent on all retail purchases except transactions at fuel stations. The ICICI Bank HPCL Platinum credit card also provides exciting offers on several other categories, such as movies, dining, etc. With a nominal joining fee of Rs. 199, the card is best suited for people who spend on fuel. It can help you save money without any restrictions on your essential purchases. The card also provides a spend-based annual fee surcharge waiver. For detailed information about the ICICI Bank HPCL Platinum Credit card, keep reading:

View More