IDBI Winnings RuPay Select Credit Card

Joining Fee: NIL
Renewal Fee: Rs. 899 (second year onwards)
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: Get 10% cashback up to Rs. 500 on all transactions done within 90 days of receiving the card.

Apply Now

Add to Compare

The IDBI Bank Winnings RuPay Select Credit Card is an entry-level credit card offered by the IDBI Bank. It comes with no joining fee and lets you earn 500 delight points and above in a month. Being an entry-level card, it has covered travel and insurance benefits, too, which makes it worth consideration. You also get four complimentary international lounge access and eight domestic lounge access in a year with the IDBI Winnings RuPay Credit Card. With this card, you get a chance to earn double delight points on all spendings in your birthday month. Keep reading to know more about this card’s offerings and features.

New Features

Spend Based Waiver

The renewal fee will be waived off on spending Rs. 90,000 in the previous year.

Interest Rates

3.40% p.m.

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99

Fuel Surcharge

1% fuel surcharge waived at all petrol pumps across India on transactions between Rs. 400 – Rs. 4000. The maximum waiver of fuel surcharges is Rs. 400 per month.

Foreign Currency Markup

3.50%

Cash Advance Charges

2.50% or a minimum of Rs. 500

Movie & Dining

Travel

Get complimentary access to both domestic and international airport lounges.

International Lounge Access

4 complimentary access to international lounges each year

Rewards Rate

Earn 500 delight points or more on making 5 transactions worth Rs. 1000 per month. Earn 2 delight points on every Rs. 100 spent on this card.

Golf

Insurance Benefits

Covers accidental death insurance and permanent disability up to Rs.10 lakhs each.

Reward Redemption

Redeem delight points for making payments for dining, shopping, utility bills, holidays, gifts and entertainment.

Domestic Lounge Access

2 complimentary access to domestic lounges each quarter

Zero Liability Protection

Covers zero liability protection in case of card loss/theft.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Bank of Baroda Swavlamban Credit Card

The Bank of Baroda Swavlamban Credit Card is an entry-level card offered by the bank. It comes with an annual fee of Rs. 250, which you can easily get waived off by using your credit card regularly and achieving the required annual spend. A very special thing about this credit card is that cardholders can use up to 105% of their credit limit without any over-limit charges. Generally, all credit cards charge an over-limit fee even if you spend a single penny above your credit limit, but this is not the case with this card. Talking about its reward rate and other benefits, it offers a decent reward rate of 1% across all the categories and the cardholders can redeem their earned rewards against their card’s outstanding balance. Other features of the card include insurance against accidental death, fuel surcharge waiver, zero liability protection, etc. For detailed information about the BoB Swavlamban Credit Card, its features, and fees & charges, keep reading:

Add to Compare

6E Rewards XL – Indigo Kotak Bank Credit Card

The 6E Rewards XL – Indigo Kotak Bank Credit Card is a superior version of the 6E Rewards – Indigo Kotak Credit Card. Both these cards are issued by the bank in partnership with Indigo airlines in order to fulfill their customers’ travel requirements. This 6E Rewards XL variant comes with a joining fee of Rs. 1,500, which is a limited-time offer that is valid for cards that are issued before or on December 31, 2021, and the fee will be Rs. 2,500 after that. The card welcomes you with several exclusive benefits worth more than Rs. 10,000 that you can avail of after realization of the joining fee. Moreover, with a reward rate of upto 6% on all the spends, it allows you to earn up to 20% 6E Rewards on Indigo’s partner brands. Other than its exclusive reward program, this card provides you with complimentary domestic airport lounge access every year and discounted convenience fee on Indigo flights. To know more about the 6E Rewards XL – Indigo Kotak Credit Card, its features, and fees & charges, refer to the detailed information given below:

Add to Compare

YES Premia Credit Card

As suggested by its name, the YES Premia Credit Card is a premium card aiming at providing its cardholders with premium benefits & offers across various categories. It is issued at a joining fee of Rs. 1,599, on which you can get a waiver if you reach the total eligible spends within ninety days of card activation. Coming to its reward offers, you earn 6 Reward Points per Rs. 200 spent and 3 Reward Points per Rs. 200 you spend on tax payments, utilities, government services, etc. Moreover, you get a 25% discount on movies on BookMyShow with this card. The card also provides travel benefits, including complimentary Priority Pass Membership, and 1 complimentary access to domestic lounges per quarter. The card also allows you to save on your foreign currency transactions as it comes with a really low foreign currency markup fee of 2.75%. There are lots of more advantages of the YES Premia Credit Card. Refer to the detailed information given for the card:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all