IDBI Euphoria World Credit Card

Joining Fee: Nil
Renewal Fee: Rs. 1,499
Best Suited For: Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: 4,000 delight points

Apply Now

Add to Compare

The IDBI Euphoria World Credit Card is a basic card issued by the IDBI Bank with an aim to provide maximum benefits to its customers with minimum charges. It comes with zero joining fee and rewards you in the form of Delight Points. The card welcomes you with a bonus of 4,000 Delight Points on making an eligible transaction. You get 3 Delight Points every time you spend Rs. 100, and 2X Delight Points on spending for flight/hotel/bus bookings, IRCTC, etc. The Delight Points are redeemable against various categories including travel, entertainment, cash, etc. Moreover, to give you a luxurious travel experience, the card provides complimentary airport lounge access at several participating lounges in India. There are several other advantages of the IDBI Euphoria World Credit Card that include spend-based annual fee waiver, fuel surcharge waiver, exclusive insurance benefits, and many more. To know all about the card and its fees & charges, refer to the information given below:

New Features

Spend Based Waiver

The renewal fee is waived off if you spend Rs. 1,50,000 or more in the previous year.

Interest Rates

2.9% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99

Fuel Surcharge

1% fuel surcharge waiver for all transactions between Rs. 400 & Rs. 5,000.

Foreign Currency Markup

3.5% on all foreign currency transactions

Cash Advance Charges

2.5% of the cash withdrawn or Rs. 500 (whichever is higher)

Movie & Dining

Travel

Complimentary airport lounge access

International Lounge Access

Rewards Rate

3 Reward Points per Rs. 100 spent & 6 Reward Points per Rs. 100 spent on hotels, Airlines, Bus bookings, etc. You can save up to 1.5% using this card.

Golf

Insurance Benefits

You get an air accident insurance coverage worth Rs. 25 lakhs.

Reward Redemption

1 Delight Point = Rs. 0.25.

Domestic Lounge Access

Complimentary domestic lounge access to selected lounges in India.

Zero Liability Protection

The cardholder will not be liable for any misuse of a card once the card is reported lost/stolen to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Club Vistara IDFC First Credit Card

Air Vistara has already partnered with SBI and Axis Bank for their co-branded travel cards, and now the airline company is joining forces with IDFC Bank as well. Both these trusted brands are set to launch the Club Vistara IDFC First credit card that aims to elevate the travel experience of customers, especially if they regularly fly via Vistara. The card charges a joining fee of Rs. 4999 plus taxes and get a host of welcome benefits that include a complimentary premium economy flight ticket voucher, a class upgrade voucher, and Club Vistara Silver tier membership, for the cardholder. Not just this, you get rewarded with CV Points whenever you swipe your card, and can get bonus CV Points and complimentary flight tickets on reaching the spend-based milestone. With the Club Vistara IDFC First Credit Card, you can enjoy a premium lifestyle thanks to its golf, dining, and other benefits other than travel perks. Read on to know more about this co-branded travel credit card.

Add to Compare

BPCL SBI Card Octane

SBI Card launched BPCL SBI Card Octane in December 2020. It is an upgraded version of the BPCL SBI Credit Card. While the Octane variant does offer better rewards and offers, it also carries a much higher annual fee of Rs. 1,499,, whereas the other variant had a fee of only Rs. 499. BPCL SBI Card Octane gives you a 7.25% value back on fuel purchases at Bharat Petroleum fuel stations: 6.25% as reward points (25x reward rate), along with a 1% fuel surcharge waiver. You also receive 10x reward points for spending on dining and movie tickets, apart from the fuel benefits. As far as travel benefits are concerned, the card entitles you to 4 complimentary accesses to domestic airport lounges every year (maximum 1 per quarter). If you travel a lot by car or motorbike, this is probably one of the best offerings in the market right now, as you get a quite high reward rate of 6.5% (and a 1% surcharge waiver) on fuel spends at all BPCL stations across the country (the 1% surcharge waiver is applicable even at non-BPCL stations). Keep reading to know more about the Octane card.

Add to Compare

Axis Bank Pride Platinum Credit Card

Axis Bank Pride Platinum Credit Card is a token of respect for the Indian Armed forces. It comes with Indian Tricolor shades and a dedicated embossed line for the Indian Navy, Army, and Air force. It is one of the two offerings by Axis Bank that are exclusive for Indian defence personnel (the other one being the Pride Signature Credit Card). Pride Platinum Credit Card, a lifetime free card offers value-added benefits like discounted rates at partner restaurants and a fuel surcharge waiver. As far as the reward rate is concerned, you earn 4 EDGE Points for every Rs. 200 you spend using the card with each EDGE Point valued at Rs. 0.20 (effective reward rate of 0.4%). Keep reading to know more about this exclusive offering by Axis Bank.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all