IDBI Aspire Platinum Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Travel | Dining | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 500 delight points on spending Rs 1500 or above in the first 30 days of issuance of the card and  300 delight points on the spending of Rs 1500 or above in 31 to 90 days of the issuance of the card.
Add to Compare

IDBI Aspire Platinum Bank credit card is a card launched by IDBI Bank that provides you with exclusive lifestyle benefits and privileges on your spendings. You get 2 Delight points on every Rs 150 spent on shopping, dining, traveling. In addition to this, you get 500 delight points on spending Rs 1500 or above in the first 30 days of issuance of the card. Furthermore, you also get 300 delight points on the spending of Rs 1500 or above in 31 to 90 days of the issuance of the card. You also get additional benefits associated with credit cards such as a fuel surcharge waiver, zero protection liability, and EMI facility. Read below to know more in detail about this credit card.

New Features

Spend Based Waiver

NA


Interest Rates

2.9% per month (34.8% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% surcharge waiver on fuel transactions between Rs 400 to Rs 4000

Foreign Currency Markup

3.5% on the conversion amount


Cash Advance Charges

2.5% on the withdrawal amount subject to minimum of Rs 500

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

2 Delight points for every Rs 150 spent on shopping, dining, traveling


Golf

NA


Insurance Benefits

NA

Reward Redemption

The delight points can be redeemed for a wide array of gifts vouchers providing you with lifestyle benefits. The points accumulated can be redeemed for cashback


Domestic Lounge Access

NA


Zero Liability Protection

You get a zero liability protection cover in case of loss of the card or any fraudulent transactions reported within the stipulated time period.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Axis Bank Freecharge Credit Card

The Axis Bank Freecharge credit card is a digital credit card that is not issued physically to you until you meet the requirements for physical card issuance. But, the virtual card allows you to make secure online transactions through your mobile. You get your virtual credit card instantly on the Freecharge app if you are eligible for it. With a nominal joining fee of Rs. 250, it comes with exciting welcome benefits worth Rs. 750 and spend-based Reward Point offers. The earned EDGE Reward Points can be redeemed against a variety of 500+ options on the Edge Rewards website. You get a cashback of up to 5% on your spends on the Freecharge app. Other than that, you can earn up to 350 bonus Edge Reward Points per month on the basis of your total spends in the month under its milestone benefits. To know more about the card, its benefits, and fees & charges, go through the full information provided below:

View More
Add to Compare

Kotak Essentia Platinum Credit Card

The Essentia Platinum card by Kotak Mahindra bank is one of the entry-level credit cards. Still, it can be very rewarding if it fits your spending habits and used the right way. There is no other credit card in the Indian market that is more rewarding as far as grocery and essential spends are concerned. If that is how you’re gonna use your card, just close your eyes and sign up for this Essentia Platinum credit card; you certainly can not go wrong with this one. The card gives you a 10% return on grocery spends as Saving Points which can be redeemed at Kotak Rewards portal or used as cash at partner merchants (one saving point is equivalent to Re. 1). Doesn’t it sound cool to earn Saving Points for grocery spends and redeem them for a flight ticket on your next vacation!

View More
Add to Compare

MakeMyTrip ICICI Bank Signature Credit Card

Issued by ICICI Bank, the MakeMyTrip ICICI Bank Signature credit card is a co-branded card that offers exclusive travel benefits in collaboration with MakeMyTrip. The card is issued at a joining fee of Rs. 2,500 and offers exciting welcome gifts such as 1,500 My Cash & a MakeMyTrip holiday voucher (worth Rs. 2,500). The card provides you with My Cash (rewards) on almost all your spending and extra My cash on purchases made on MakeMyTrip. These rewards (My Cash) are redeemable against booking flights/hotels/holidays on MakeMyTrip. Moreover, you get bonus My Cash rewards based on your spending in an anniversary year. Talking about its travel benefits, you get 2 complimentary access to domestic airport lounges per quarter and 1 complimentary railway lounge access every quarter. Not only this, but the card also offers exclusive discounts on movies & dining through this card. The MakeMyTrip ICICI Bank Signature Credit Card provides you with several other benefits. Keep reading to know more about such benefits in detail:

View More