ICICI Bank Sapphiro Credit Card

  • Joining Fee: Rs 6,500 (plus applicable taxes)
  • Renewal Fee: Rs. 3,500 (plus applicable taxes)
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Exclusive travel & shopping gift vouchers worth more than Rs. 9,000 (From Tata CliQ, EaseMyTrip, Uber, Zomato Pro, Croma) with the Visa & Mastercard variants and get an extra cashback of Rs. 750 on spending Rs 20,000 within 60 days of issuance with the AmEx variant.
Add to Compare

ICICI Bank Sapphiro Credit Card is the second most premium card offered by the bank, just after the ICICI Emeralde Credit Card. The Sapphiro is issued with a yearly fee of Rs. 6,500 and you can experience an array of privileges, attractive offers, and user-friendly features. The card comes with three variants – ICICI Bank Sapphiro AmEx Credit Card, ICICI Bank Sapphiro Visa Credit Card, and the Mastercard variant. However, only the Visa variant is being issued currently. The card is not only best for frequent travelers, but also for people who aim to have a card with maximum saving opportunities, entertainment benefits, and many more other advantages. With exclusive welcome benefits worth more than the joining fee, the ICICI bank aims to give a great start to your journey with this card. You get rewarded for almost every purchase you make using your ICICI credit card. Earlier, the cardholders were rewarded with Payback Points, but now the bank has replaced the Payback Program with the ICICI Rewards program and hence the cardholders will now earn ICICI Reward Points. Be it domestic/international purchases, utility bill payments, fuel purchases, or anything, you will save every time you spend. The Sapphiro credit card has a number of exciting features that you must know. Read on to get detailed information about the card:

New Features

Spend Based Waiver

Renewal fee waiver on spending Rs 6 Lakhs annualy.


Interest Rates

3.4% per month (or 40.8% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request


Fuel Surcharge

1% of Fuel Surcharge Waiver (Maximum Rs 250 per billing cycle) at all fuel stations in India.

Foreign Currency Markup

3.50% of the total transaction value.


Cash Advance Charges

2.5% of the total transaction amount (minimum Rs. 300)

Movie & Dining

Get Rs. 500 off on the second movie or event ticket when you buy one ticket from Book My Show.


Travel

Complimentary Domestic &  International Airport Lounge visits and complimentary Spa Sessions at select Domestic airports under the Dreamfolks Membership Programme.


International Lounge Access

2 complimentary International Airport Lounge Access every year through the Dreamfolks membership.

Rewards Rate

On every Rs. 100 spent, get 4 Reward Points per Rs. 100 spent on international purchases & 2 Reward Points on domestic purchases.


Golf

Complimentary golf rounds/lessons every quarter


Insurance Benefits

Air accident insurance (worth Rs 3 crores), Credit Shield Cover worth Rs 50,000 and other travel-related Insurance Covers.

Reward Redemption

Redeem reward points earned for cash back or gifts at a rate of 1 RP = Re. 0.25.


Domestic Lounge Access

2 complimentary domestic lounge visits with the MasterCard & Amex variant each, and 4 complimentary domestic lounge access with the Visa variant.


Zero Liability Protection

Lost card liability (worth Rs. 50,000) is applicable from 2 days prior to reporting and till 7 days after reporting the loss to the ICICI Bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Samsung Axis Bank Signature Credit Card

Axis Bank recently joined hands with the famous electronics brand, Samsung, to launch two co-branded credit cards. These cards are Samsung Axis Bank Infinite Credit Card and Samsung Axis Bank Signature Credit Card. Out of the 2 cards, the Infinite card is a premium card and the Signature variant is the basic one. Though the Samsung Axis Bank Signature Card is a basic card, it offers a great cashback rate on Samsung purchases. the card comes with an annual fee of Rs. 500, which is waived off on achieving the required annual spend. Other than Samsung purchases, the card offers a great reward rate on other spends as well. Moreover, the card offers complimentary lounge access to selected domestic airports in India and exciting dining discounts across several premium restaurants. Other benefits of this card include bonus Reward Points as a welcome benefit, fuel surcharge waiver, zero liability protection against a lost/stolen card, etc. To know more about the Samsung Axis Bank Signature Credit Card and its fees & charges, continue reading:

View More
Add to Compare

Indusind Bank Iconia Amex Credit Card

IndusInd Iconia Amex Credit card is launched by the bank with an aim to provide its customers with multiple benefits on one card. With a joining fee of Rs. 3,500, you get exciting welcome benefits under various categories with this credit card. Furthermore, you earn 1.5 reward points on every Rs 100 spent on weekdays and 2 reward points on every Rs. 100 spent on weekends. You can redeem these points across various redemption options such as Statement cash, AirMiles, IndusMoments. You also get a complimentary priority pass membership with access to over 1,000 lounges worldwide. Several other entertainment and lifestyle benefits are associated with this card, such as 1+1 offers on movie bookings, complimentary golf benefits, 24×7 concierge service, and auto assistance. Read below to know more in detail about this credit card.

View More
Add to Compare

IRCTC Rupay SBI Credit Card

The IRCTC Rupay SBI Credit Card is a co-branded credit card that provides exciting rewards and benefits in partnership with irctc.co.in. The card comes with a joining fee of just Rs. 500 and is best suited for people who travel more through railways. With this card, you get 1 Reward Point for every Rs. 125 on retail purchases and on railway ticket bookings through the IRCTC website or mobile app. It provides you exciting welcome benefits, including a welcome bonus of 350 reward points, where 1 Reward Point is equal to Re. 1. Moreover you get great travel benefits, such as 4 complimentary Railway lounge access every year, and accommodation at over 5000 hotels across 350 leading cities in India. To know full details about the IRCTC Rupay SBI credit card, its benefits, and fees & charges, you must keep reading the information given below:

View More