ICICI Bank Mine Credit Card

  • Joining Fee: Nil (Starter plan) Rs. 99 per month (Pro plan) Rs. 149 per month (Premium plan)
  • Renewal Fee: For Starter Plan – Nil For Pro Plan – Rs 49 per month For Premium Plan – Rs 149 per month
  • Best Suited For: Dining
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

ICICI Bank Mine credit card is a unique card that offers three plans, out of which you can choose one as per your credit requirements. These three custom-made plans are: Starter Plan, Pro Plan, and Premium Plan, with the starter plan having a zero membership fee. Though the features of all three plans are different, you get a wide variety of benefits and offers with all of them. From exclusive cashback offers to dining benefits to travel benefits, the ICICI Mine Credit Card provides you with everything you can expect from such an affordable credit card. Apart from 5% savings on all the spends done using this credit card, you are also provided with various discount offers. Following are the details and features of the ICICI Mine credit card.

New Features

Spend Based Waiver

A spend-based waiver on monthly spending of Rs 10,000 with the Pro Plan and 20,000 with the Premium Plan


Interest Rates

3.4% per month (40.80% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs 99 per redemption request


Fuel Surcharge

1% waiver on all fuel transactions at all HPCL petrol pumps

Foreign Currency Markup

3.5% on international transactions


Cash Advance Charges

3.4% per month (40.80% per annum)

Movie & Dining

2-month complimentary subscription to EazyDiner prime membership (with Premium Plan) of  ICICI Bank Mine credit card.


Travel

Complimentary domestic airport and railway lounge access every month. 7% off on hotel bookings subject to a maximum discount of Rs 5,000 and 4% off up to Rs 600 flight bookings under the Pro and Premium plan of ICICI Mine credit card.


International Lounge Access

NA

Rewards Rate

A cashback of 1% on all retail spends and 5% on exclusive partner brands.


Golf

NA


Insurance Benefits

NA

Reward Redemption

1 Mine cash is equivalent to Rs 0.5 on redemption against the ICICI Bank Reward catalog and 1 Mine cash is equivalent to Rs 1 on redemption against statement balance


Domestic Lounge Access

With Premium Plan, get 1 complimentary visit to the domestic lounge per month.


Zero Liability Protection

No liability of the cardholder against fraudulent transactions if the loss or theft of the card is reported to the bank within the specified time frame.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

HDFC Bank INFINIA Credit Card Metal Edition

The Infinia Credit Card is the most premium product offered by the HDFC bank. Recently, HDFC relaunched the Infinia Credit Card in the metallic variant (all new issuances of the card will now be on the metallic variant). It is an invite-only card as HDFC is targeting HNIs (High Net-Worth Individuals) with this card who want a luxurious lifestyle. The card offers exclusive privileges like 24*7 concierge services, access to premium golf destinations, and attractive dining benefits at some of the country’s most premium restaurant chains. All these benefits put this card in direct competition with ICICI Bank Emeralde Credit Card, Citibank Prestige Card, and Standard Chartered Ultimate Credit Card. Keeping the international traveling needs of its premium customers in consideration, HDFC offers a lower foreign currency exchange rate of 2% and a complimentary membership to the Priority Pass program with this card. HDFC Infinia Metal is a Reward Points-based card: you earn 5 Reward Points for every Rs. 150 spent using this card. Although the membership fee for this card is slightly on the higher side, Rs. 12,500/annum, is most certainly worth it and it can be the card of preference for you if you’re someone who is financially stable and can not compromise with your lifestyle needs. To understand the features of this card is more detail, go through the HDFC Infinia Metal Review given in the article:

View More
Add to Compare

PVR INOX Kotak Credit Card

The PVR INOX Kotak Credit Card is the latest movie credit card presented by Kotak Bank. Earlier the bank had the PVR Kotak Gold Credit Card. The PVR INOX Credit Card offers a free movie ticket upon reaching a monthly spend milestone of Rs. 10,000. This way you could earn unlimited movie tickets by making repeated spends of Rs. 10,000. Additionally, it provides great discounts on food and movie tickets. Not only this but with the PVR INOX Credit Card, you would be able to access the luxurious In-Cinema Lounges at no additional cost. Nowadays, many credit cards provide entertainment offers along with other benefits, but this card is mainly focused on movie benefits and hence would prove to be most beneficial for regular cinema fans. It is a co-branded credit card launched by PVR INOX and Kotak Bank. Keep on reading to learn more details about this card.

View More
Add to Compare

IRCTC Rupay SBI Credit Card

The IRCTC Rupay SBI Credit Card is a co-branded credit card that provides exciting rewards and benefits in partnership with irctc.co.in. The card comes with a joining fee of just Rs. 500 and is best suited for people who travel more through railways. With this card, you get 1 Reward Point for every Rs. 125 on retail purchases and on railway ticket bookings through the IRCTC website or mobile app. It provides you exciting welcome benefits, including a welcome bonus of 350 reward points, where 1 Reward Point is equal to Re. 1. Moreover you get great travel benefits, such as 4 complimentary Railway lounge access every year, and accommodation at over 5000 hotels across 350 leading cities in India. To know full details about the IRCTC Rupay SBI credit card, its benefits, and fees & charges, you must keep reading the information given below:

View More