HSBC Smart Value Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: 3 complimentary airport lounge access, an Amazon gift voucher worth Rs. 500, 10% cashback up to Rs. 1,000, and 50% discount on Google Pay.

Apply Now

Add to Compare

The HSBC Smart Value Credit Card is among the most popular lifetime free credit cards in the Indian market. It comes with a zero annual & joining fee and provides its customers with several exciting welcome benefits, including complimentary airport lounge access, an Amazon gift voucher worth Rs. 500, up to Rs. 100 cashback on Google Pay, and up to Rs. 1,000 cashback on retail transactions within the first 60 days. Talking about its reward program, it earns you up to 3 Reward Points on every spend of Rs. 100. These reward points can be redeemed against an array of options available at the HSBC Rewards catalogue. However, you don’t get many premium benefits with this card, but it can still be considered a great option for people who are new to the world of credit cards. Another great thing about this credit card is that it comes with a dynamic interest rate which can be 1.99% per month to 3.49% per month depending on the credit history of different individuals. You might get a lower interest rate if you have a very good credit profile and higher if your credit score is low. To understand the detailed features & benefits of the HSBC Smart Value card, and its fees & charges, go through the complete article:

New Features

Spend Based Waiver

Interest Rates

1.99% to 3.49% per month.

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 50 per redemption request.

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions.

Foreign Currency Markup

3.5% on all foreign currency transactions.

Cash Advance Charges

2.5% of the withdrawn amount subject to a minimum of Rs. 500.

Movie & Dining

Travel

International Lounge Access

Rewards Rate

1 Reward Points for every Rs. 100 spent on retail transactions and 3x RPs on dining, telecom categories, and all online spends.

Golf

Insurance Benefits

Reward Redemption

You can redeem the reward points via the HSBC Rewards portal with the value of 1 Reward Point = up to Re. 0.35.

Domestic Lounge Access

Zero Liability Protection

Zero liability of the cardholder for fraudulent transactions taking place post the loss or theft of the card is the same is reported to the bank within the prescribed time frame.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

RBL MoneyTap Black Card.

Looking for a credit card that allows you to save on all your spends? The RBL Bank ShopRite credit card might suit you the best. It comes with exclusive Reward offers on grocery purchases and exciting discount offers on movies on booking the tickets via Bookmyshow. With a joining fee of Rs. 500, it provides you with a welcome bonus of 2,000 Reward Points if you make your first purchase within 30 days of getting the card from the issuer. Also, the annual fee of Rs. 500 of this credit card is eligible for a waiver if the cardholder spends an amount exceeding Rs. 1.5 Lakhs using his credit card in the previous year. So, the card allows you to save in an incredible manner as you can earn a maximum of 20 Reward Points on every Rs. 100 you spend and easily redeem the reward points against various options of your choice. To get detailed information about the benefits, fees, and charges of the RBL Bank ShopRite Credit card, keep reading further:

Add to Compare

IDBI Bank Imperium Platinum Credit Card

IDBI Bank Imperium Platinum credit card is a visa-powered secured credit card offered by IDBI Bank. IDBI Bank Imperium Platinum credit card comes with a sign-up bonus of 500 Delight points on every Rs 1500 spent within 30 days of card issuance and 300 Delight points on spending between 31 – 90 days of card issuance. Furthermore, you get up to 2 Delight points on every Rs 150 spent on shopping, traveling, and movies using your IDBI Bank Imperium Platinum credit card. Read below to know more in detail about IDBI Imperium Platinum credit cards.

Add to Compare

Bank of Baroda ( BoB ) Easy Credit Card

For those who wish to own a credit card without heavy joining and renewal fees, not to worry, we are here to help you. The Bank of Baroda offers you one such card having zero joining and renewal fee, that is, Bank of Baroda Easy Credit Card. This card is perfect for daily spending as it will earn you reward points in return. You earn 5 reward points on spending Rs. 100 on movies, groceries, and departmental stores. This card offers you a cash-back of 0.5% on the payment of the card bill. Moreover, this card covers zero liability protection on the loss of the card. To learn more about the card, kindly read the below-given features and benefits.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all