HSBC Cashback Credit Card

  • Joining Fee: Rs. 999 + GST
  • Renewal Fee: Rs. 999 + GST
  • Best Suited For: Shopping
  • Reward Type: Cashback |
  • Welcome Benefites: Amazon voucher worth Rs. 1,000 on transaction of Rs. 10,000 in the first 30 days
Add to Compare

HSBC Cashback Credit Card can be the card of choice for those who are fond of shopping online, as it gives you a high cashback of 10% on grocery, food delivery and dining spends and 1.5% on all other spends. HSBC Cashback Credit Card welcomes you with exclusive benefits, such as a gift voucher from Amazon. Since it’s a cashback card, you don’t have to worry about the redemption of rewards like you have to do in the case of reward points-based cards. The cashback is automatically credited back within 45 days of the card statement date. You also get complimentary domestic lounge access with this credit card. Keep on reading more to learn more about the HSBC Cashback Credit Card.

New Features

Spend Based Waiver

Renewal fee waived on expenditure of Rs. 2,00,000 in the previous year


Interest Rates

3.49% per month (41.88% annually)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge is applicable

Foreign Currency Markup

3.5% + GST on all foreign currency spends


Cash Advance Charges

2.5% of the withdrawn amount, subject to a minimum amount of Rs. 500.

Movie & Dining

Buy 1 Get 1 Free offer on movies on Saturdays & Up to 15% discount at over 1,000 restaurants across major cities in India.


Travel

NA


International Lounge Access

NA

Rewards Rate

Cashback of 1.5%on online spends and 1% cashback on all other spends.


Golf

NA


Insurance Benefits

Insurance cover worth Rs. 3,00,000 against misuse of the card from up to 24 hours prior to the time of reporting the loss of card.

Reward Redemption

The cashback is credited back within 45 days of the card’s statement date.


Domestic Lounge Access

4 complimentary domestic lounge access per annum (one each quarter)


Zero Liability Protection

No liability of the cardholder against any deceitful transaction in case of loss or theft of the card is the same is reported to the bank within the time prescribed by the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

American Express Platinum Charge Card

The Platinum Charge card is a flagship offering by the popular card issuer, American Express. It is a top-end credit card and comes with a host of travel benefits that make your life easier while traveling and gives you access to special discounts at leading hotel chains, airlines, etc. You get many other privileges, including unlimited complimentary domestic and international airport lounge access. It is one of the two Charge Cards that American Express is currently offering. Apart from the travel benefits, one of the unique features of this card is that it has no preset credit limit. You also get fast-track upgrades to higher tiers on some of the most premium hotel loyalty programs, and in case you need any assistance planning your trip, AmEx 24×7 concierge service is always there at your rescue.

View More
Add to Compare

YES Bank EMI Credit Card

The YES Bank EMI Credit Card is one of the two recently launched cards by the YES Bank, the other one being the BYOC Credit Card. The EMI Credit Card, as suggested by its name, is targeted at people who prefer paying for large transactions in EMIs. It comes with a nominal annual membership fee of Rs. 499 and you can get it waived on achieving the required annual spending in the preceding year. Talking about its key features, this card comes with auto EMI conversion, and all transactions above Rs. 5,000 are automatically converted into EMIs. The card also offers decent cashback benefits and you can earn up to 3% cashback on transactions made using it. To know more about the YES Bank’s EMI Credit Card and all its features in detail, keep reading the article:

View More
Add to Compare

Etihad Guest SBI Credit Card

SBI Cards launched Etihad Guest SBI Card in partnership with the UAE-based airline, Etihad Airways in 2019. It is the lower version of the more premium Etihad Guest SBI Premier Card (also launched at the same event) which offers better benefits and carries a substantially higher annual fee of Rs. 4,999 whereas this card has an annual fee of Rs. 1,499. We have already covered the Premier variant in one of our earlier posts. These cards were launched when the travel industry was at an all time high and travel-related expenses accounted for a substantial portion of the total credit card spends. The card earns you AirMiles at quite a high reward rate on Etihad Airways bookings; you earn decent reward points on other spends as well. Apart from these AirMiles benefits, you also get many other travel-related privileges with this card. To learn more about this card by SBI cards and Etihad Airways keep reading.

View More