HSBC Cashback Credit Card

Joining Fee: Rs. 999 + GST
Renewal Fee: Rs. 999 + GST
Best Suited For: Shopping
Reward Type: Cashback |
Welcome Benefites: Amazon voucher worth Rs. 1,000 on transaction of Rs. 10,000 in the first 30 days

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HSBC Cashback Credit Card can be the card of choice for those who are fond of shopping online, as it gives you a high cashback of 10% on grocery, food delivery and dining spends and 1.5% on all other spends. HSBC Cashback Credit Card welcomes you with exclusive benefits, such as a gift voucher from Amazon. Since it’s a cashback card, you don’t have to worry about the redemption of rewards like you have to do in the case of reward points-based cards. The cashback is automatically credited back within 45 days of the card statement date. You also get complimentary domestic lounge access with this credit card. Keep on reading more to learn more about the HSBC Cashback Credit Card.

New Features

Spend Based Waiver

Renewal fee waived on expenditure of Rs. 2,00,000 in the previous year

Interest Rates

3.49% per month (41.88% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge is applicable

Foreign Currency Markup

3.5% + GST on all foreign currency spends

Cash Advance Charges

2.5% of the withdrawn amount, subject to a minimum amount of Rs. 500.

Movie & Dining

Buy 1 Get 1 Free offer on movies on Saturdays & Up to 15% discount at over 1,000 restaurants across major cities in India.

Travel

International Lounge Access

Rewards Rate

Cashback of 1.5%on online spends and 1% cashback on all other spends.

Golf

Insurance Benefits

Insurance cover worth Rs. 3,00,000 against misuse of the card from up to 24 hours prior to the time of reporting the loss of card.

Reward Redemption

The cashback is credited back within 45 days of the card’s statement date.

Domestic Lounge Access

4 complimentary domestic lounge access per annum (one each quarter)

Zero Liability Protection

No liability of the cardholder against any deceitful transaction in case of loss or theft of the card is the same is reported to the bank within the time prescribed by the bank.

Pros

No data available

Cons

No data available

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