HDFC Solitaire Credit Card

HDFC Solitaire Credit Card
  • Joining Fee: 500
  • Renewal Fee: 500
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: A free wellness package from Thyrocare.
Add to Compare

The Solitaire credit card by HDFC Bank is an exclusive credit card for women. The credit card offers the maximum benefits on shopping along with a wide range of reward points on a wide range of categories. These reward points can be redeemed for a long list of exciting options.To apply for the Solitaire Card, you would have to submit your income proof, address proof, and identity proof. The precise list of documents would be communicated to you by the bank at the time of applying for the card.

New Features

Spend Based Waiver

The annual fee is waived off on spending Rs. 50,000 or more in the previous year.


Interest Rates

3.6% per month (43.2% annually)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 on every redemption request.


Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000.

Foreign Currency Markup

3.5% on all foreign currency spends.


Cash Advance Charges

2.5% of the cash amount withdrawn or a minimum of Rs. 500.

Movie & Dining

N/A


Travel

N/A


International Lounge Access

N/A

Rewards Rate

3 Reward Points on every spend fo Rs. 150, and 50% more Reward points on dining & groceries.


Golf

N/A


Insurance Benefits

N/A

Reward Redemption

1 Reward Point = Re. 0.20 for redemption against cashback.


Domestic Lounge Access

N/A


Zero Liability Protection

N/A

Pros

The card offers an accelerated reward rate on dining. Therefore, it is suitable for those who dine out often and want an affordable credit card to save more on their dining spends. The spend-based waiver is another great benefit of this card as one can avoid the annual fee of Rs. 1,000 just by spending Rs. 50,000 in the previous year. Under the milestone benefits, cardholders can earn shopping vouchers worth up to Rs. 2,000 every year.

Cons

There are no travel privileges, therefore, the card may not be suitable for frequent travelers. The reward redemption rate is slightly lower than most of the other basic cards in the market, i.e, 1 Reward Point = Re. 0.20.

Similar Cards

Add to Compare

Classic VISA Individual Credit Card

Canara Bank, being a popular and trusted bank in India, also offers great credit card services to its customers. One of the most basic yet advantageous cards issued by the Canara Bank is the Canara Bank Visa Classic/MasterCard Standard Credit Card. As suggested by its name, it comes in two variants namely Visa Classic and MasterCard Standard, but the features of both the variants are exactly the same. This card comes with a zero annual fee and hence is a choice for thousands of people who want to start their credit journey with a basic lifetime free card. The card is very similar to the Canara Bank RuPay Select Credit Card, which is also a zero annual fee credit card and offers a similar reward rate. With this card, you can earn 2 Reward Points on every Rs. 100 you spend. Moreover, the Visa Classic/MasterCard Standard Credit Card also provides you with some complimentary insurance covers. For further information regarding this card, its features, and fees & charges, keep reading:

View More
Add to Compare

Mumbai Metro SBI Card

While looking for entry-level credit cards, some offerings by SBI are always on the top of the list. SBI Card offers a wide range of credit cards keeping all segments of individuals in mind.  “Mumbai Metro SBI Card” launched by SBI Cards is one of the most exclusive SBI credit cards in the basic category, which targeted Mumbai metro travelers. The card issuers also offer ‘Delhi Metro SBI Card‘ targeting Delhi residents. Talking about the Mumbai Metro SBI Card, the cardholders can earn reward points in three categories namely; top-up of the card, selected spends (movies, dining, grocery, etc.), and other categories. It comes with a joining fee of Rs. 499, which seems to be totally worth it. This card offers you exclusive welcome benefits and an auto top-up facility. The card is a credit cum metro card, i.e, it can be used as a credit card as well as a metro card. It gives cardholders a hassle-free experience as they don’t need to wait in long queues to get a ticket token. The card gets recharged automatically before its balance exhausts up. For more details about the features and offerings of this card, kindly read below.

View More
Add to Compare

IRCTC SBI Platinum Credit Card

SBI one of the most popular card issuers in India has launched IRCTC SBI Platinum Credit Card partnering with Indian Railways. It offers some decent rewards and privileges considering the price point at which it is being offered. This card is offered at a nominal fee of Rs 500 plus taxes. IRCTC SBI Platinum Credit Card allows the user to earn 350 bonus reward points by Rs. 500 within the first 45 days. We can also earn 10% value back while booking train tickets on IRCTC’s website in the form of reward points. You also get a 1% of fuel surcharge waiver at gas stations across India. Besides all these benefits, it also offers the advantage of contactless payment, making it convenient to make daily transactions. For more details, refer to our article.

View More