HDFC Solitaire Credit Card

HDFC Solitaire Credit Card
  • Joining Fee: 500
  • Renewal Fee: 500
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: A free wellness package from Thyrocare.
Add to Compare

The Solitaire credit card by HDFC Bank is an exclusive credit card for women. The credit card offers the maximum benefits on shopping along with a wide range of reward points on a wide range of categories. These reward points can be redeemed for a long list of exciting options.To apply for the Solitaire Card, you would have to submit your income proof, address proof, and identity proof. The precise list of documents would be communicated to you by the bank at the time of applying for the card.

New Features

Spend Based Waiver

The annual fee is waived off on spending Rs. 50,000 or more in the previous year.


Interest Rates

3.6% per month (43.2% annually)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 on every redemption request.


Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000.

Foreign Currency Markup

3.5% on all foreign currency spends.


Cash Advance Charges

2.5% of the cash amount withdrawn or a minimum of Rs. 500.

Movie & Dining

N/A


Travel

N/A


International Lounge Access

N/A

Rewards Rate

3 Reward Points on every spend fo Rs. 150, and 50% more Reward points on dining & groceries.


Golf

N/A


Insurance Benefits

N/A

Reward Redemption

1 Reward Point = Re. 0.20 for redemption against cashback.


Domestic Lounge Access

N/A


Zero Liability Protection

N/A

Pros

The card offers an accelerated reward rate on dining. Therefore, it is suitable for those who dine out often and want an affordable credit card to save more on their dining spends. The spend-based waiver is another great benefit of this card as one can avoid the annual fee of Rs. 1,000 just by spending Rs. 50,000 in the previous year. Under the milestone benefits, cardholders can earn shopping vouchers worth up to Rs. 2,000 every year.

Cons

There are no travel privileges, therefore, the card may not be suitable for frequent travelers. The reward redemption rate is slightly lower than most of the other basic cards in the market, i.e, 1 Reward Point = Re. 0.20.

Similar Cards

Add to Compare

Axis Bank My Zone Easy Credit Card

The Axis My Zone Easy Credit Card is a secured credit card, i.e, it is issued against a fixed deposit at the bank and can be issued to any individual who doesn’t even have a credit history. It comes with a joining and annual fee of Rs. 500 and can be considered the secured version of the Axis Bank My Zone Credit Card, which comes with a similar annual fee but is unsecured and provides a lot more benefits. The My Zone Easy Card earns you 4 Reward Points on every Rs. 100 you spend and these points can be redeemed against a wide array of options available at the Edge Rewards portal. Talking about other benefits of this card, it lets you save 25% on movie tickets and 15% or more on dining. Other than this, you get a 1% fuel surcharge waiver on all fuel transactions and cash withdrawals up to your credit limit. To know more about the advantages of the Axis Bank My Zone Easy Credit Card, and its fees & charges, keep reading the article:

View More
Add to Compare

IDFC First Private Credit Card

IDFC First Bank recently launched a super-premium card named IDFC First Private Credit Card. It is an invite-only card, i.e., only people invited by the IDFC First bank can get this card, and is targeted at high net-worth individuals. The card charges a high annual membership fee of Rs. 50,000 and offers lots of exciting benefits across different categories. Be it travel, entertainment, lifestyle, rewards, or charity, you can get all your requirements fulfilled with this credit card. You don’t only earn the usual reward points using this credit card, but after achieving a particular monthly spend, you earn Karma Points donated for charity purposes in your name. The IDFC First private cardholders can earn up to 10x Reward Points on their spends using this card, and these points are redeemable against a variety of options. Moreover, the card offers complimentary airport lounge access not only for the primary cardholders but for the add-on card members as well. Other than this, you get discounts on movies, free golf lessons, complimentary insurance covers, and many more benefits with this card.  To know more about the IDFC First Private Credit Card and all its features, continue reading:

View More
Add to Compare

LIC Platinum EMV Cards

LIC Platinum EMV Credit Card is a co-branded Visa card launched in collaboration with the Corporation Bank. The card comes with an in-built EMV feature to enhance security. This card charges zero annual fees from its customers on sign-up. In addition to this, the customers get 1 reward point on every Rs 150 spent using this card. The card offers a host of benefits to its customer’s such as accidental protection cover, credit liability, fuel surcharge waiver, and EMI facility. Read below to know more about the LIC Platinum EMV card’s features and offers.

View More