HDFC Diners Club Rewardz Credit Card

HDFC Diners Club Rewardz Credit Card.
  • Joining Fee: 1,000
  • Renewal Fee: 1,000
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: N/A
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The HDFC Diners Club Black Credit Card offered by HDFC Bank offers users a fine dining experience. The credit card has an annual membership fee of Rs.10,000 plus taxes. The users of HDFC Diners Club Black Credit Card enjoy a ton of benefits that range from complimentary golf games to complimentary membership to various places.

New Features

Spend Based Waiver

Renewal fee waived off on spending Rs.1 lakh


Interest Rates

3.6%


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs 99 on every redemption request (plus applicable taxes)


Fuel Surcharge

5,000

Foreign Currency Markup

3.%


Cash Advance Charges

500

Movie & Dining

N/A


Travel

You can use the Reward points to book hotel/flights bookings on Smartbuy.


International Lounge Access

N/A

Rewards Rate

3 RPs per Rs. 150 spent and 10x RPs on partner brands


Golf

N/A


Insurance Benefits

N/A

Reward Redemption

For redemption against flight/hotel bookings on SmartBuy, 1 Reward Point = Rs. 0.30, 1 Reward Point = 0.30 Airmiles, 1 Reward Point = up to Rs. 0.25 for redemption against product catalogue, 1 Reward Point = Rs. 0.15 for redemption against cashback.


Domestic Lounge Access

N/A


Zero Liability Protection

The cardholder will not be liable for any transactions done on the card once the card is reported lost/stolen to the bank.

Pros

Double reward points on grocery, airline, and dining spends 3 RPs per Rs. 150 spent and up to 3x reward points for spends at partner brands Complimentary 24×7 concierge service

Cons

No cashback earned on spends No complimentary airport lounge access with the card No complimentary movie ticket offers

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