HDFC Bank MoneyBack Plus Credit Card

  • Joining Fee: Rs. 500 (plus applicable taxes)
  • Renewal Fee: Rs. 500 (plus applicable taxes)
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 500 CashPoints
Add to Compare

The HDFC Bank MoneyBack Plus Credit Card can be regarded as a superior version of the HDFC MoneyBack Credit Card, that was issued earlier by the HDFC bank. Although both the MoneyBack cards come with a similar joining & annual fee (Rs. 500), the MoneyBack+ card provides a higher reward rate. With the MoneyBack Plus Card, for every spend of Rs. 150 you can earn up to 20 cash points. These CashPoints are redeemable against the card’s outstanding balance, product catalog, Airmiles, and several more options. Not only cashback, but you can also get gift vouchers that are worth up to Rs. 2,000 on reaching the stipulated spend milestones. Talking about the dining benefits that the card offers, you can enjoy a discount of up to 15% on dining across over 2,000 premium restaurants in the country. The HDFC MoneyBack Plus card allows its customers to save in a lot more ways, such as fuel surcharge waiver, spend-based annual fee waiver, etc. To understand the card’s features in detail, go through the complete HDFC MoneyBack Plus Credit Card Review given below:

New Features

Spend Based Waiver

Renewal fee waived off on spending Rs. 50,000 or more in the previous year


Interest Rates

3.6% per month (or 43.2% annually)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 per redemption request


Fuel Surcharge

1% fuel surcharge waiver applicable on all fuel transactions

Foreign Currency Markup

3.5 % of the transacted amount


Cash Advance Charges

2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

Movie & Dining

Up to 15% off on dining at over 2,000 premium restaurants.


Travel

N/A


International Lounge Access

N/A

Rewards Rate

2 CashPoints for every Rs. 150 you spend on retail purchases, 5X CashPoints per EMI spends at select merchants, 10X CashPoints on partner brands.


Golf

N/A


Insurance Benefits

N/A

Reward Redemption

CashPoints redeemable for cashback, purchasing products, flight/hotel bookings via SmartBuy and partner airlines’ AirMiles


Domestic Lounge Access

N/A


Zero Liability Protection

No liability for the cardholder towards the transactions done on a lost/stolen card if the issue is reported to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

ICICI Bank Emeralde Private Metal Credit Card

The ICICI Bank Emeralde Private Metal credit card is a new offering by ICICI Bank in the super-premium category and comes at a joining fee of Rs. 12,499 plus taxes. The card comes in a metal body and is packed with exclusive lifestyle and travel features for the cardholder. As a welcome benefit, you get a complimentary Taj Epicure membership for one year and an EazyDiner Prime membership, along with a bonus of 12,500 reward points. Even the reward rate on the credit card is quite decent, offering 6 Reward Points per Rs. 200 spent with the card across various spend categories. It does not end here, as you get complimentary EaseMyTrip air travel vouchers, complimentary international and domestic lounge access, movie benefits, and more. Also, those who make regular foreign spends can benefit from the low 2% forex markup fee on the credit card. Another key feature is the cancellation cover offered on flight/ticket bookings made with the card, up to Rs. 12000 twice per year. To know more about the card, including its features and offerings in detail, keep reading further.

View More
HDFC Bank Diners Club Premium Credit
Add to Compare

HDFC Bank Diners Club Premium Credit

As suggested by the name, the HDFC Diners Club Premium Credit Card is a premium card issued by the HDFC Bank with exciting reward offers and travel benefits. The bank provides the card with a joining fee of Rs. 2,500 and a welcome benefit of 2,500 Reward Points. With this card, you get 4 Reward Points on every spend of Rs. 150 on retail purchases. These reward points can be redeemed against Air tickets/Hotel bookings, Air Miles, Product Catalogue, & Cashback. Hence, you get an opportunity to save on all these expenses by using your earned Reward Points. With a renewal fee of Rs. 2,500 only, the card has various exclusive benefits, such as complimentary airport lounge access every calendar year. The renewal fee can also be waived off if you spend Rs. 3 lakhs or more in the previous year. There are several other advantages of this card, such as insurance benefits across a variety of categories, zero liability protection, fuel surcharge waiver, etc. To know all about the HDFC Diners Premium Credit Card, its benefits, and fees & charges in detail, keep reading the information given below:

View More
Add to Compare

Tata Neu Plus HDFC Bank Credit Card

Tata Neu Plus HDFC Bank Credit Card is a co-branded card brought by the partnership of Tata Group and HDFC Bank. By using this credit card, individuals who are loyal to both Tata Brands and HDFC Bank can benefit greatly. When shopping at Tata Brands, 2% of the transaction amount will be returned in the form of NeuCoins. As of this year, the list of famous brand names includes Tata 1MG, Croma, Air Asia, Titan, Tanishq and many more.  Additionally, you will also receive 1% cashback while spending on non-Tata brands using this credit card. The cardholders will get bonus NeuCoins in the form of a welcome benefit. Cardholders can earn additional NeuCoins while shopping on Tata Neu’s mobile app or website with a great introductory offer. Apart from NeuCoins, the cardholders will also get additional benefits such as complimentary access to domestic airport lounges, surcharge waiver on fuel transactions, spend-based renewal fee waiver, zero liability protection, etc.  All in all, this credit card is a great launch that provides some exclusive benefits.  Discover all the exciting features of the Tata Neu Plus HDFC Bank Credit Card by continuing to read this article in detail:

View More