HDFC Bank Diners ClubMiles Card

Joining Fee: 1000
Renewal Fee: 1000
Best Suited For: Travel
Reward Type: Reward Points
Welcome Benefites: 1,000 Reward Points on settling the renewal membership fee.

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he Diners Club Miles Credit Card by HDFC Bank is among the most premium products offered by the bank. This credit card comes with some of the best-in-class features and benefits in the category of travel. Even though it is a travel credit card, the Diners Club Miles card also offers a wide range of benefits in the dining category as well. This credit card comes with an annual fee of Rs.1,000 and an interest rate of 3.49%.

New Features

Spend Based Waiver

Air accident Insurance up to Rs. 1 Crore, travel insurance cover worth up to Rs 50,000, emergency medical expenses cover worth up to Rs 25 Lakhs. Credit liability protection worth up to Rs 9 Lakhs.

Interest Rates

3.6% per month (or 43.2% per annum)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 per redemption request (plus applicable taxes)

Fuel Surcharge

1% of Fuel Surcharge Waiver (waiver capped at Rs. 250 per billing cycle) at fuel stations all over India.

Foreign Currency Markup

3.00% of the total transaction value (plus applicable taxes)

Cash Advance Charges

2.5% of the total transaction amount (Minimum Rs. 500)

Movie & Dining

15% discount and other offers on the finest restaurants all over India.

Travel

Complimentary access to domestic as well as international lounges.

International Lounge Access

Up to 6 complimentary access to international lounges annually.

Rewards Rate

4 Reward Points per Rs. 150 spent.

Golf

Complimentary access to domestic as well as international lounges.

Insurance Benefits

Air accident Insurance up to Rs. 1 Crore, travel insurance cover worth up to Rs 50,000, emergency medical expenses cover worth up to Rs 25 Lakhs. Credit liability protection worth up to Rs 9 Lakhs.

Reward Redemption

1 Reward Points = 1 Airmile, 1 RP = Re. 0.50 when redeemed against flight or hotel bookings on SmartBuy, 1 RP = Re. 0.35 for products/vouchers, and 1 RP = Re. 0.20 for cashback.

Domestic Lounge Access

Up to 6 complimentary access to domestic lounges annually

Zero Liability Protection

N/A

Pros

6 complimentary access to 700+ lounges worldwide annually Redeem Reward Points for bookings across 150+ airlines and a wide range of hotels Get air accident cover of Rs. 1 crore

Cons

No complimentary offers for movie tickets No Cashback on online spends No Golf Privileges

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