HDFC Bank Diners Club Premium Credit

HDFC Bank Diners Club Premium Credit
  • Joining Fee: 2500
  • Renewal Fee: 2500
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: 2,500 bonus Reward Points
Add to Compare

As suggested by the name, the HDFC Diners Club Premium Credit Card is a premium card issued by the HDFC Bank with exciting reward offers and travel benefits. The bank provides the card with a joining fee of Rs. 2,500 and a welcome benefit of 2,500 Reward Points. With this card, you get 4 Reward Points on every spend of Rs. 150 on retail purchases. These reward points can be redeemed against Air tickets/Hotel bookings, Air Miles, Product Catalogue, & Cashback. Hence, you get an opportunity to save on all these expenses by using your earned Reward Points. With a renewal fee of Rs. 2,500 only, the card has various exclusive benefits, such as complimentary airport lounge access every calendar year. The renewal fee can also be waived off if you spend Rs. 3 lakhs or more in the previous year. There are several other advantages of this card, such as insurance benefits across a variety of categories, zero liability protection, fuel surcharge waiver, etc. To know all about the HDFC Diners Premium Credit Card, its benefits, and fees & charges in detail, keep reading the information given below:

New Features

Spend Based Waiver

Renewal fee waived off for this card on spending over Rs. 3 lakhs within one anniversary year


Interest Rates

3.6% per month (or 43.2% annually)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 (plus applicable taxes)


Fuel Surcharge

1% fuel surcharge waived off on all fuel transactions between Rs. 400 to Rs. 5,000

Foreign Currency Markup

2% on all foreign currency transactions (plus applicable taxes)


Cash Advance Charges

2.5% of the cash amount withdrawn or Rs. 500 (whichever is higher)

Movie & Dining

N/A


Travel

6 Complimentary lounge access at more than 1,000 airports lounges globally


International Lounge Access

Up to 6 international airport lounge access every year

Rewards Rate

4 Reward Points on every retail spend of Rs. 150. Savings of up to 1.3% on all your spends through this card


Golf

N/A


Insurance Benefits

Insurance cover of Rs. 1 Crore for an air accident, coverage worth Rs. 25 lakhs for emergency hospitalization, and a cover worth Rs. 50,000 for baggage delay

Reward Redemption

You can redeem reward points against air tickets, and for AirMiles across Singapore Airlines, Air India, and Jet Airways at a rate of 1 RP = 0.50 Air Miles. 1 RP = Rs. 0.50 for redemption against Flight/Hotel bookings through Smartbuy, 1 RP = up to Rs. 0.35 for redemption against products & vouchers, and 1 RP = Rs. 0.20 for CashBack


Domestic Lounge Access

Up to 6 domestic airport lounge access every year


Zero Liability Protection

The cardholder will not be liable for any fraudulent transaction done through his/her lost/stolen credit card if reported to the bank within 24 hours of the loss

Pros

Get 6 complimentary access to more than 1000 lounges worldwide Renewal fee waiver on spending Rs. 3 Lakhs in the year Cross-currency conversion charges are low and 2% forex markup fee

Cons

No complimentary movie ticket, entertainment, and dining offers No cashback on your spends made with the card Reward rate could have been a bit better

Similar Cards

Add to Compare

IndusInd Bank Signature Visa Credit Card

The IndusInd Bank Signature Visa Credit Card is among the premium IndusInd Credit Cards and comes with several exciting privileges across different categories. It comes with quite high joining charges of Rs. 50,000, which is a one-time fee as you don’t need to pay an annual fee each year. Keeping the luxury needs of its customers in mind, the card welcomes them with an exclusive stay at any of the best Oberoi hotels. With this card, you get 1.5 Reward Points on every Rs. 100 you spend and these reward points can be redeemed against various categories of your choice. To make your entertainment experiences more rewarding, the card provides you with up to 3 complimentary movie tickets every month under the Buy 1 Get 1 free offer on BookMyShow. Moreover, you get complimentary domestic airport lounge access every quarter and complimentary Priority Pass membership with access to over 1,000 lounges globally. The primary cardholders can also enjoy complimentary golf sessions every month and various other such benefits. To know more about the card and its features, keep reading:

View More
Add to Compare

LIC Platinum Credit Card

LIC Platinum credit card is a co-branded Visa card launched in partnership with Axis bank. You get charged with no joining fee or renewal fee using the LIC Platinum credit card. The customers can get 2 reward points for every Rs 100 spent on LIC premium payments and international spending. In addition to this,  You can earn 1 reward point for every Rs 100 spent across multiple categories except e-wallet loading, fuel transactions, and EMI transactions. Furthermore, you also get complimentary lost liability cover, personal accident cover, and air accidental insurance cover using this credit card. Read Below to know more about Axis Bank LIC Platinum credit card’s features and offers.

View More
Add to Compare

HDFC Bank Diners Club Privilege Credit Card

HDFC Bank Diners Club Privilege Credit Card is a premium credit card providing a number of great rewards and benefits to cardholders. To welcome its customers on board, the card offers complimentary memberships to Times Prime and Swiggy One on spending Rs. 75,000 within 90 days of getting the card. With this card, you can earn 4 RPs on every Rs. 150 you spend and upto 10x reward points on SmartBuy spends. Also, you can earn earn accelerated 5x RPs on Swiggy and Zomato spends, and BOGO offer on BookMyShow tickets for weekend shows. These reward points can later be redeemed against an array of categories, including flight/hotel bookings, products/vouchers, and cash credit at a very good rate. Talking about its travel benefits, you get complimentary access to over 1,000 lounges all over the world. Moreover, there are several more benefits of the card, including spend based annual fee waiver, fuel surcharge waiver, insurance benefits, etc. Read below to know more in detail about the HDFC Bank Diners Club Privilege credit card.

View More