HDFC Bank Business MoneyBack Credit

Joining Fee: 500
Renewal Fee: 500
Best Suited For: Shopping | Dining
Reward Type: Reward Points
Welcome Benefites: N/A

Apply Now

Add to Compare

HDFC Business Moneyback Credit Card is a business card offered by HDFC bank with a low annual fee. The card is made for all types of business transactions where the users can receive both reward points as well as cashback on their transactions. The HDFC Bank also offers the standard MoneyBack Plus Credit Card, which can be considered the non-corporate version of this Business MoneyBack Card. The HDFC Business Moneyback Credit Card charges Rs 500 as joining fees and the annual renewal charges. The card offers great reward points like 4 Reward Points on every Rs 150 spent online and 2 Reward Points on every other spend. Also, the card offers 5% Cashback on Telecom, Utility, Govt & Tax Payments. The rewards are spending-based, the more you spend, the more rewards you earn. The card also offers other benefits like, Zero Lost card liability, Fuel Surcharge Waiver, Dining Benefit, Annual Spend Based Benefit, Contactless Payment, and much more. The HDFC Business Moneyback Credit Card is a great deal for Small Medium Enterprises (SMEs) as it offers No-Cost EMI options where they can buy furniture, spend in bulk and do big business transactions. Keep reading for a detailed review of this credit card:

New Features

Spend Based Waiver

Spend Rs. 50,000 in a year and get a waiver of next year's annual membership fee.

Interest Rates

3.6% per month (43.2% per annum)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 per redemption request (plus applicable taxes)

Fuel Surcharge

1% fuel surcharge waived off for all transactions between Rs. 400 & Rs. 5,000 and Maximum Cashback of ₹250 per statement cycle.

Foreign Currency Markup

3.5% per currency conversion (plus applicable taxes)

Cash Advance Charges

2.5% of the withdrawal amount subject to a minimum charge of Rs 500

Movie & Dining

Save upto 20% on dining bills paid through dineoutPAY

Travel

N/A

International Lounge Access

N/A

Rewards Rate

4 Reward Points on every Rs 150 spent online and 2 Reward Points on every other spent

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

Accumulated Reward Points can be redeemed for CashBack (100 Reward Points = Rs. 20) Reward Points can be also redeemed for exciting gifts and air miles from an exclusive rewards catalogue, at the applicable redemption rate.

Domestic Lounge Access

N/A

Zero Liability Protection

Zero Liability Protection cover is provided by the HDFC bank against fraudulent transactions on your credit card if the loss is reported immediately within a stipulated time to the 24-hour HDFC Customer helpline,

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

OneCard Credit Card

One Card is an entry-level credit card issued by fintech startup FPL Technologies Pvt. Ltd. in partnership with its banking partners including IDFC FIRST Bank, Federal Bank, BOB Financial, SBM Bank and South Indian Bank. The card can be issued as both a secured credit card as well as an unsecured credit card (if you are deemed ineligible for the card based on your credit score/income, you can get the card against a fixed deposit with SBM Bank). You earn Reward Points for all purchases made with One Card- 1 Reward Point per Rs. 50 spent and 5x Reward Points on the top two spend categories of the month. One unique feature of One Card is, unlike other credit cards, you can also earn fractional Reward Points against your spends with One Card credit card (more on this later in the article). Read on to learn more about One Card Credit Card.

Add to Compare

FABINDIA SBI Card

The FABINDIA SBI Card is a co-branded credit card issued by the State Bank of India in partnership with Fabindia. The card comes with a nominal joining fee of Rs. 499, and earns you a gift voucher worth Rs. 500 as a welcome benefit. With this card, you can earn up to 5 Reward Points on every Rs. 100 you spend. The Reward Points can be converted into Fabfamily rewards and can be redeemed against shopping. Moreover, you get a gift voucher worth Rs. 750 from Aditya Birla Fashion / Bata / Yatra / Urban Ladder / Hush Puppies on achieving the milestone spend. To let you save more on this card, it gives you a chance to get your renewal fee waived off on the basis of your total annual spends. There are several more advantages of the FABINDIA SBI Card. To know all of them, keep reading the details given below:

Add to Compare

InterMiles HDFC Bank Signature Credit Card

The InterMiles HDFC Bank Signature Credit Card is one of the co-branded HDFC Bank Credit Cards that are issued in partnership with intermiles.com. The card comes with exclusive spend-based InterMiles offers, and various other travel and dining benefits. You get 16 complimentary airport lounge access every year under the VISA lounge program/MasterCard Lounge Program. Other than that, you get complimentary access to 5 International Lounges through the Priority Pass. Moreover, it provides its customers with the exclusive Dineout Passport membership that comes with exciting dining offers. With a joining fee of Rs. 2,500, it provides amazing welcome benefits of up to 8,000 bonus InterMiles on the basis of your spending. The card has various other benefits such as a spend-based renewal fee waiver, fuel surcharge waiver, and many more. To know all about the InterMiles HDFC Bank Signature credit card, its fees and charges, and all benefits, refer to the detailed information given below:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all