Etihad Guest SBI Premier Credit Card

Joining Fee: Rs. 4,999 (plus applicable taxes)
Renewal Fee: Rs. 4,999 (plus applicable taxes)
Best Suited For: Travel
Reward Type: Reward Points
Welcome Benefites: 5,000 Etihad Guest Miles, 2 Free Wifi vouchers on first Etihad Airways booking, complimentary Etihad Guest Gold tier status post first card transaction,

Apply Now

Add to Compare

SBI tied up with the UAE-based Etihad Airways airline and launched two travel credit cards in 2019: Etihad Guest SBI Credit Card and Etihad Guest SBI Premier Card. Needless to say, the Premier version offers more benefits and also carries a higher annual fee. Back then, the travel industry was one of the booming industries in the country. SBI probably launched this card considering that the travel-related spends accounted for 33% of the overall card spends in the SBI credit card portfolio at the time of launch of the card (certainly not the case now, due to the COVID pandemic). Also, Dubai is one of the favorite destinations among Indian travelers as there is a fairly large diaspora of NRIs in Dubai and many Indian HNIs (high net-worth individuals) frequently travel to Dubai on business trips. Etihad Guest SBI Premier card earns you Etihad Airways AirMiles (called Etihad Guest Miles) for every Rs. 100 spent using the card (number of AirMiles earned varies depending upon the category of spends). You also get many travel-related welcome benefits and milestone advantages with the premier card. Keep reading to know more about the card:

New Features

Spend Based Waiver

Next year’s annual membership fee waived on the expenditure of minimum Rs. 5,00,000 in a year.

Interest Rates

3.5% per month (42% per annum)

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

The 1% fuel surcharge waiver at all fuel stations across India for transactions between Rs. 500 and Rs. 4,000 (capped at Rs. 250 per statement cycle)

Foreign Currency Markup

3.5% (plus applicable taxes)

Cash Advance Charges

2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

Movie & Dining

N/A

Travel

Complimentary Etihad Gold Tier status and 5,000 Etihad Guest Miles as a Welcome Benefit, complimentary domestic and international lounge access, up to 10% discount on direct Etihad Airways bookings, up to 10% discount on travel rewards and miles redemption, 1,500 Etihad Guest Miles on spends of Rs. 1,50,000 in a calendar quarter, 1 Etihad Companion Voucher on the annual expenditure of Rs. 8,00,000.

International Lounge Access

Complimentary Priority Pass membership worth USD 99 with 4 complimentary lounge access outside India (max 2 per quarter). Visits chargeable at USD 27/visit/guest post this complimentary quota.

Rewards Rate

6 Etihad Guest Miles per Rs. 100 you spend on Etihad.com, 4 Etihad Guest Miles on every Rs. 100 you spend on international purchases, and 2 Etihad Guest Miles for every other spend (except fuel purchases). A max of 40,000 Miles per year can be earned.

Golf

N/A

Insurance Benefits

Overseas air accident cover worth Rs. 50 lakh, fraud liability cover worth Rs. 1 lakh, and an allowance of USD 1,000 in case of loss of baggage.

Reward Redemption

The Etihad Guest Miles earned are redeemable for booking hotels, flights, and renting cars from participating travel partners, and for purchasing products on etihadguest.com or its travel partner services. Etihad Miles can also be used to pay for purchases made using the credit card.

Domestic Lounge Access

8 domestic lounge access each year with a quarterly cap of 2 visits.

Zero Liability Protection

Fraud liability cover of Rs. 1 lakh applicable from 48 hours prior to reporting and 7 days post reporting the loss of card.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

American Express Membership Rewards® Credit Card

American Express Membership Rewards® Credit Card(MRCC), issued by American Express offers exclusive benefits and privileges on every spending. The Membership Rewards® Credit Card charges you a joining fee of Rs 1,000 and a renewal fee of Rs 4,500. The renewal fee can be waived off on annual spending of Rs 1,50,000 or above. You can get 1 membership reward point per Rs 50 you spend, excluding fuel transactions, Utility bill payments, insurance, and cash transactions. On using your card 4 times on transactions of Rs 1,500 or more, get a bonus of 1,000 membership reward points. The Membership Rewards® Credit Card also has several other rewards and benefits, including monthly milestone rewards, fuel surcharge waiver, entertainment, and insurance benefits. Keep reading to know more about this credit card.

Add to Compare

BoB Sentinel Credit Card.

The Bank of Baroda Sentinel Credit Card is exclusively for the Assam Rifles personnel. In terms of features and benefits, this card is very similar to the Indian Army Yoddha Credit Card issued by Bank of Baroda. The Sentinel Card comes with a zero annual membership fee and provides you with several exciting privileges across different categories. You get a reward rate of up to 10 Reward Points on every Rs. 100 you spends and these Rewards can be redeemed against a number of options available on the BoB Rewards portal. To give a great start to your joirney with this card, it welcomes you with great benefits, such as complumentary Fitpass Pro membership, bonus Reward Points, and free zomato Po membership. Taking about its travel benefits, you get complimentary access to several domestic airport lounges in India every year. Other than this, you get free golf rounds, fuel surcharge waiver, and many more benefits that are discussed in detail in this article:

Add to Compare

Zomato Edition Classic Credit Card

Food delivery startup Zomato jumped on the bandwagon with the likes of Amazon, Flipkart, and BookMyShow and entered the fintech space in March last year when it collaborated with the RBL Bank and MasterCard to launch two credit cards- the RBL Edition and the Edition Classic cards, that offer exclusive dining benefits to Zomato users. The Edition card is the more premium version of the Edition Classic card. With the Zomato Edition Classic credit card, you get complimentary annual Zomato Pro membership (which renews every year) and 500 Edition Cash as a Welcome Benefit. The Edition Cash is just like Reward Points, which can be redeemed for food purchases from Zomato or against the card’s statement balance. 1 Edition Cash is equivalent to INR 1. You also earn accelerated Edition Cash on food purchases from Zomato (5x) and for other purchases (1x). Also, earn up to 2,000 bonus Edition cash annually on the basis of your yearly spending. Keep reading to know more about the benefits of the RBL Bank Zomato Edition Classic Credit Card.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all