Citibank Prestige Credit Card

  • Joining Fee: Rs. 20,000 (plus applicable taxes)
  • Renewal Fee: Rs. 20,000 (plus applicable taxes)
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: 2,500 bonus reward points and a benefit worth Rs. 10,000 from ITC hotels or the Taj group.
Add to Compare

Citi Prestige Credit Card is a super premium travel and lifestyle credit card by Citibank. Although it does offer very good reward rates on retail purchases, we still consider it majorly a travel credit card targeted at high net-worth frequent fliers as the reward redemption rate is the highest on transferring the reward points to partner airlines’ AirMiles programs (1 Reward Point = 4 AirMiles). On top of that you also get a host of other travel benefits; whether it is the welcome gift from the Taj group and ITC hotels or the complimentary extra night stay at any hotel around the world, the travel benefits that the Citi Prestige credit card offers are simply unparalleled. You also get a complimentary Priority Pass membership with unlimited domestic and international lounge access around the world for both primary and addon card holders. Read on to know more about this credit card.

New Features

Spend Based Waiver

N/A


Interest Rates

3.75% per month or 45% annually


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waived at authorised Indian Oil outlets.

Foreign Currency Markup

3.5% (plus applicable taxes)


Cash Advance Charges

2% of the withdrawn amount, subject to a minimum amount of Rs. 300.

Movie & Dining

Up to 50% off on movie ticket bookings on BookMyShow.


Travel

Unlimited complimentary airport lounge access worldwide through the Priority Pass, a complimentary extra night at any hotel around the world (for min. 4 nights stay).


International Lounge Access

Unlimited with Priority Pass (for primary and add-on cardholders)

Rewards Rate

1 Reward Points for every Rs. 100 on domestic spends, 2 Reward Points for every Rs. 100 on international spends.


Golf

4 complimentary rounds and lessons of golf annually at over 15 golf destinations in India, and an additional golf lesson for every Rs. 50,000 spent.


Insurance Benefits

Air accident cover worth Rs. 5 crore, lost card protection worth Rs. 10,o00,000, overseas medical insurance worth USD 50,000.

Reward Redemption

1 Reward Point = Re. 1, 1 RP = 4 Airmiles for redemption against airmiles, 1 RP = 1 Taj InnerCircle point and 1 reward point = 4 IHG points.


Domestic Lounge Access

Unlimited with Priority Pass (for primary and add-on cardholders)


Zero Liability Protection

Protection worth Rs. 10,00,000 from 96 hours prior to 48 hours post the reporting the loss of card.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Paytm HDFC Bank Business Credit Card

Paytm HDFC Bank Business Credit Card is a Co-Branded card business card by HDFC Bank in partnership with Paytm made exclusively for Paytm customers. The card is also best suited for business professionals who can get quick loans for their businesses at Low-cost EMI options. HDFC Bank also offers two personal credit cards named Paytm HDFC Bank Credit Card and Paytm HDFC Bank Credit Card Select in partnership with Paytm. Paytm HDFC Bank Business Credit Card comes with an annual fee of Rs. 500 and the renewal fees of Rs. 500 as well. The card is best known for its cashback on all purchases in Paytm Mall and 3% cashback on monthly bill payments. The card offers free Paytm First Membership and milestone benefits of up to Rs.500 worth Gift Voucher on spends of Rs.1 Lac in a year (Non-EMI Spends). The card appears to be a small version of Paytm HDFC Bank Select Business Credit Card with small benefits but also lesser annual charges. We are here with a detailed review of this credit card. Keep reading for more information:

View More
Add to Compare

AU Bank InstaPay Credit Card

Earn cashback while making UPI transactions. With the AU Bank InstaPay Virtual Credit Card, you can easily make UPI transactions. Forget physically carrying your credit card. With the InstaPay Credit Card, you can pay for your spends from your smartphone. Being a lifetime free credit card, this card is a must for all those looking to begin their credit card journey or for cardholders looking to earn instant cashback on their UPI spends. With UPI transactions a norm, this card is highly beneficial as it offers 1% cashback on UPI spends made on dining, supermarkets, departmental stores and groceries. The AU Bank InstaPay Credit Card would allow you to make payments easily through a QR card wherever you go. In today’s time, QR payments can easily be made across malls and street vendors alike. In such a scenario, the InstaPay RuPay Credit Card is instrumental. Keep reading to learn more about this dynamic virtual credit card from AU Small Finance Bank.

View More
HDFC Bank Superia Credit Card
Add to Compare

HDFC Superia Credit Card

The HDFC Superia Credit Card is an exclusive offering by the HDFC Bank, which comes with exclusive privileges across different categories. It charges a joining/renewal fee of Rs. 1,000 and earns you 1,000 bonus Reward Points on joining the card membership. Moreover, you earn 3 Reward Points on every retail spend of Rs. 150 and accelerated Reward Points on dining. These points are redeemable against Airmiles for over 20 domestic as well as international airlines. Talking about its travel privileges, you get complimentary Priority Pass membership that allows you to access over a thousand airport lounges globally. It also comes with a spend-based waiver of the joining as well as a renewal fee and you can make your card lifetime free just by achieving the required minimum spend every year. Other benefits of the card include a 1% fuel surcharge waiver of up to Rs. 500 per month, zero liability protection against a lost card, etc. Keep reading the article to know more about the HDFC Superia Credit Card & its fees and charges:

View More