1 OFFER
Benefites of SBI Credit Card Total Benefits...
BOBCARD Easy Credit Card
- Joining Fee: NIL
- Renewal Fee: NIL
- Best Suited For: Shopping
- Reward Type: Reward Points
- Welcome Benefites: N/A
Add to Compare
For those who wish to own a lifetime free credit card, do not worry; we are here to help you. The Bank of Baroda offers you one such card having zero joining and renewal fee, that is, the Bank of Baroda Easy Credit Card. This card is perfect for daily spending as it will earn you reward points in return. You earn 5 reward points on spending Rs. 100 on movies, groceries, and departmental stores. This card offers you a cash-back of 0.5% on the payment of the card bill. Moreover, this card covers zero liability protection on the loss of the card. To learn more about the card, kindly read the below-given features and benefits.
New Features
Spend Based Waiver
Spend Rs. 6000 within 60 days for the joining fee waiver and spend Rs. 35000 in the year for an annual fee waiver
Interest Rates
3.25% p.m.
Add-on Card Fee
Nil
Rewards Redemption Fee
Fuel Surcharge
Waiver of 1 % fuel surcharge on fuel transaction between Rs. 400 - Rs. 5000 at all petrol pumps all across India. The maximum transaction amount capped is at Rs. 250 per statement cycle.
Foreign Currency Markup
3.50% p.m.
Cash Advance Charges
At Domestic ATMs - 2.5% or Rs. 300At International ATMs - 3% or Rs. 300
Movie & Dining
N/A
Travel
N/A
International Lounge Access
N/A
Rewards Rate
5X reward points on every Rs. 100 spent on selected merchant categories like movies, groceries, and departmental stores. 1 reward point on every Rs. 100 spent on other categories. 0.5 % cashback on card bill payment.
Golf
N/A
Insurance Benefits
N/A
Reward Redemption
Accumulated reward points can be redeemed against cashback and other exciting options. 1 reward point is equivalent to Re. 0.25.
Domestic Lounge Access
N/A
Zero Liability Protection
It covers zero liability protection. To avail of this benefit, the cardholder has to inform the bank within 24 hours of the card loss or any other fraudulent transaction.
Pros
No data available
Cons
No data available
