BoB Empower Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Rs. 250
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

Along with the business cards like BoB ConQr, BoB Corporate Card, etc, Bank of Baroda also offers the Empower Credit Card, which aims at fulfilling the credit requirements of businesses along with providing them with various benefits across different categories. It comes with a zero joining fee and an affordable annual fee of Rs. 250 only, which too can be waived very easily. The cardholders get a decent reward rate and the accumulated rewards can be redeemed against the card’s outstanding balance at a really good redemption rate. Other than this, you get complimentary insurance covers, a fuel surcharge waiver, spend-based waiver of the annual fee, and many more benefits. Talking about the convenience provided by this card, it allows you to track all the spends made by your employees on their respective Empower cards and the bill settlement is also made easy. For more detailed information about the BoB Empower Credit Card, its features, and fees & charges, keep reading:

New Features

Spend Based Waiver

Renewal fee waived on spending Rs. 50,000 or more in the previous year.


Interest Rates

3.49% per month.


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver on all fuel purchase (up to Rs. 250 per month)

Foreign Currency Markup

3.5% of the total transaction amount.


Cash Advance Charges

2.5% of the withdrawn amount or a minimum fee of Rs. 300

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

1 Reward Point on every Rs. 100 you spend


Golf

NA


Insurance Benefits

Air accident cover worth Rs. 15 lakhs and non-air accident cover wrth Rs. 5 lakhs

Reward Redemption

1 RP = Re. 0.25 for redemption against cashabck


Domestic Lounge Access

NA


Zero Liability Protection

Zero liability protection against a lost card on reporting the loss to the bank timely.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

HSBC Cashback Credit Card

HSBC Cashback Credit Card can be the card of choice for those who are fond of shopping online, as it gives you a high cashback of 10% on grocery, food delivery and dining spends and 1.5% on all other spends. HSBC Cashback Credit Card welcomes you with exclusive benefits, such as a gift voucher from Amazon. Since it’s a cashback card, you don’t have to worry about the redemption of rewards like you have to do in the case of reward points-based cards. The cashback is automatically credited back within 45 days of the card statement date. You also get complimentary domestic lounge access with this credit card. Keep on reading more to learn more about the HSBC Cashback Credit Card.

View More
Add to Compare

YES First Preferred Credit Card

YES First Preferred credit card is a premium card having premier reward point offers and several other exciting benefits. You can save up to thousands of reward points whenever you make a purchase or pay the annual fee. Not only this, but the card also offers complimentary benefits in travel including domestic as well as international travel lounge access. Get 4 reward points every time you spend Rs. 200 on tax payments, utilities, groceries, etc, and 8 reward points on any other retail purchases. Although the YES First Preferred credit card is a good fit for people who love to save money by earning more and more reward points, it can also be a great choice for people who love traveling. It is because you get 2 domestic lounge access every quarter and 4 exclusive complimentary international lounge access every year. One of its greatest key features is that you get 10,000 reward points on your first transaction if it is done within the first 90 days once you receive the card.

View More
Add to Compare

Paytm HDFC Bank Business Credit Card

Paytm HDFC Bank Business Credit Card is a Co-Branded card business card by HDFC Bank in partnership with Paytm made exclusively for Paytm customers. The card is also best suited for business professionals who can get quick loans for their businesses at Low-cost EMI options. HDFC Bank also offers two personal credit cards named Paytm HDFC Bank Credit Card and Paytm HDFC Bank Credit Card Select in partnership with Paytm. Paytm HDFC Bank Business Credit Card comes with an annual fee of Rs. 500 and the renewal fees of Rs. 500 as well. The card is best known for its cashback on all purchases in Paytm Mall and 3% cashback on monthly bill payments. The card offers free Paytm First Membership and milestone benefits of up to Rs.500 worth Gift Voucher on spends of Rs.1 Lac in a year (Non-EMI Spends). The card appears to be a small version of Paytm HDFC Bank Select Business Credit Card with small benefits but also lesser annual charges. We are here with a detailed review of this credit card. Keep reading for more information:

View More