Bank of Baroda Unnati Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: NA

Apply Now

Add to Compare

Bob Financial, in partnership with CreditAI, offers the Bank of Baroda Unnati Credit Card which is exclusively for the farmers of the country. It is a lifetime-free card and aims to fulfill the credit requirements of farmers with minimum charges. With a decent reward rate and other basic features, the Unnati Credit Card has a very low-interest rate, allowing the farmers to avail of its credit facilities with minimum additional charges. However, it doesn’t allow cash withdrawals, foreign transactions, or fuel purchases, but it totally fulfills the requirements of its targeted customers, i.e. farmers. For more detailed information about the BoB Unnati Credit Card, its features, fees & charges, etc, keep reading the article:

New Features

Spend Based Waiver

Interest Rates

1.5% per month, i.e. 18% per annum

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

The card can not be used for fuel purchases

Foreign Currency Markup

NA (card can not be used for foreign transactions)

Cash Advance Charges

NA (the card can not be used for cash withdrawals)

Movie & Dining

Travel

International Lounge Access

Rewards Rate

1 Reward Point on every spend of Rs. 100

Golf

Insurance Benefits

Reward Redemption

The Reward Points earned using this card can be redeemed against cashback at a rate of 1 Reward Point = Re. 0.25.

Domestic Lounge Access

Zero Liability Protection

The cardholders will not be liable for any fraudulent transactions made against a lost/stolen card if the loss is reported to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

AU Bank Altura Plus Credit Card

The AU Small Finance Bank Altura Plus Credit Card can be considered a superior version of the Altura Credit Card. It comes with a joining fee of Rs. 499 and provides you with a gift voucher worth Rs. 500 as a welcome benefit. With this card, you can earn 1.5% cashback on all your POS retail spends and 2x reward points on online purchases. You can earn unlimited reward points as there is no maximum cap on them. Moreover, you also get an opportunity to earn 500 bonus Reward points every month on achieving the milestone spend. Along with its reward and cashback offers, this card also provides its customers with complimentary railway lounge access at selected railway stations in India. Other card benefits include a spend-based waiver of the joining & annual fee, a 1% fuel surcharge waiver, zero liability protection, etc. To know more about the features of this card, keep reading:

Add to Compare

RBL Bank Edition Credit Card

Zomato Edition credit card is a more premium version of the Edition Classic card, having a lower annual membership fee and fewer rewards than this one. We have already discussed the features and benefits of the Classic Edition card earlier. Both these cards offer reward points as Edition Cash. At 10 Edition Cash / Rs. 100 on Zomato and Blinkit, and 1 Edition cash / Rs. 100 spent on other purchases , the RBL Edition credit card offers a higher reward rate. Although it is majorly a dining credit card, you do get a few benefits in the travel where we get to see complimentary lounge access, and also for your international spends the card carries a lower foreign markup fee. Apart from this, you can earn 2,000 bonus points on spending above the milestone spend. Keep reading if you want to know more about the Edition credit card.

Add to Compare

YES Bank Wellness Plus Credit Card

The YES Bank Wellness Plus Credit Card is a unique card that offers cardholders great health benefits along with other thrilling Reward offers. You get 6 Reward points per Rs. 200 spent with this card, and 5x Reward Points if you spend these Rs. 200 on Pharmaceuticals/chemist stores. On every successful YES PayNow registration, you get 1000 Reward Points. Cardholders also get health benefits, including 12 complimentary fitness sessions every month, and complimentary preventive health checkups through the Aditya Birla Multiply app. Coming to its travel benefits, you get 2 complimentary access to domestic lounges quarterly to over 30 airport lounges in India. Issued at a joining fee of Rs. 1,499 (after 1st July 2022), the YES Bank Wellness Plus Credit Card provides several other exciting benefits to its customers, such as insurance benefits, fuel surcharge waiver, and many more. To get full details about the card, charges and its advantages, refer to the following information.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all