Axis Bank Platinum Credit Card

  • Joining Fee: Rs. 500
  • Renewal Fee: Rs. 200
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 100 Edge Rewards on first online transaction.
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Axis Bank Platinum Credit Card is a basic card that comes with a joining fee of Rs. 500, which can be credited back to the cardholder’s account on fulfilling the desired requirement of minimum spend. With this card, you can earn up to 12 Edge reward points on every Rs. 200 you spend and redeem these points against various categories & products of your choice. Moreover, you can save up to Rs. 1,000 every year on your movie spends as you get 25% cashback on movie tickets. To make your dining experiences more rewarding, the card provides a minimum discount of 15% on dining with the Axis Bank Dining Delights Programme. Other benefits of the card include bonus reward points on your first online transaction, fuel surcharge waiver of up to Rs. 400 per month, and spend-based renewal fee waiver. Read on to know the detailed features and benefits of this card.

New Features

Spend Based Waiver

The joining fee is waived on spending Rs. 5,000 within 45 days of card setup & the renewal fee is waived off on spending Rs. 1,00,000 in the previous year.


Interest Rates

3.4% per month ( 40.80 per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

A 1% fuel surcharge waiver on purchasing fuel worth between Rs. 400 – Rs. 4000 at all petrol pumps across India.

Foreign Currency Markup

3.5% on all foreign currency transactions


Cash Advance Charges

2.50% subject to a minimum charge of Rs. 500

Movie & Dining

You get 25% off on movie tickets, and a minimum discount of 15 % on dining at partner restaurants in India.


Travel

NA


International Lounge Access

NA

Rewards Rate

6 Edge Rewards on every domestic spend of Rs. 200 and 12 Edge Rewards on every international spend of Rs. 200.


Golf

NA


Insurance Benefits

NA

Reward Redemption

The accumulated EDGE REWARD points can be redeemed for purchasing vouchers, mobiles & accessories, and much more exciting products. 1 Edge Reward Point = Re. 0.20.


Domestic Lounge Access

NA


Zero Liability Protection

The cardholder won’t be liable for any fraudulent transactions made on a lost card if the loss is reported to the bank in a timely manner.

Pros

No data available

Cons

No data available

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