Axis Bank Freecharge Credit Card

  • Joining Fee: Rs. 250 (plus applicable taxes)
  • Renewal Fee: Rs. 250
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get a Myntra gift voucher worth Rs. 350 and a Big Basket voucher worth Rs. 350.
Add to Compare

The Axis Bank Freecharge credit card is a digital credit card that is not issued physically to you until you meet the requirements for physical card issuance. But, the virtual card allows you to make secure online transactions through your mobile. You get your virtual credit card instantly on the Freecharge app if you are eligible for it. With a nominal joining fee of Rs. 250, it comes with exciting welcome benefits worth Rs. 750 and spend-based Reward Point offers. The earned EDGE Reward Points can be redeemed against a variety of 500+ options on the Edge Rewards website. You get a cashback of up to 5% on your spends on the Freecharge app. Other than that, you can earn up to 350 bonus Edge Reward Points per month on the basis of your total spends in the month under its milestone benefits. To know more about the card, its benefits, and fees & charges, go through the full information provided below:

New Features

Spend Based Waiver

The annual fee is waived off on spending Rs. 50,000 or more in the previous year.


Interest Rates

3.4% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge is waived off for all fuel transactions between Rs. 400 and Rs. 4,000.

Foreign Currency Markup

3.5% of the transacted amount


Cash Advance Charges

3.5% of the amount withdrawn or Rs. 250 (whichever is higher)

Movie & Dining

You get 50% off on an annual subscription on Eros Now and up to Rs. 100 credit every month on the Fresh menu.


Travel

You earn up to Rs. 100 credit every month on Shuttl.


International Lounge Access

NA

Rewards Rate

1% cashback on all spends and 5% cashback on spends on the Freecharge app.


Golf

NA


Insurance Benefits

NA

Reward Redemption

The earned EDGE Reward Points can be redeemed through the Edge Rewards website of the Axis Bank. 1 Edge Reward = Re. 0.20.


Domestic Lounge Access

NA


Zero Liability Protection

The cardholder will not be liable for any unauthorized transactions made on the card post reporting the loss to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

ICICI Bank British Airways Premium Credit Card

ICICI Bank British Airways Premium Credit Card is an international travel credit card by ICICI Bank launched in collaboration with British Airways. The card earns you rewards as British Airways Avios Points which can be redeemed for travel spends, class upgrades and reward flights on British Airways and Oneworld partner airlines. Apart from the travel benefits, you also get complimentary movie tickets and discounted rates on dining at partner restaurants with the ICICI Bank British Airways Premium Credit Card. Read on to learn more about this international credit card by ICICI Bank.

View More
Add to Compare

Standard Chartered Manhattan Card

The Standard Chartered Manhattan Credit Card is a basic credit card offered by the Standard Chartered bank in order to deliver its cardholders with premier benefits and rewards. You get an assured cashback of 5% on groceries, supermarkets, and departmental stores with this card. On other spends, get 3 reward points per Rs. 150 spent. You can redeem the reward points for a number of options present on the 360-degree rewards portal. The card carries a joining fee of Rs. 999 and the cardholders are welcomed with a bonus of 5,000 Reward Points. Also, the card carries a nominal annual fee of Rs. 999 and that too can be waived off depending upon your total spends in the previous year. To know more about the Standard Chartered Manhattan Credit Card, and its features, keep reading:

View More
Add to Compare

LIC Signature Credit Card

Life Insurance Corporation in association with Axis Bank offers a LIC Signature Credit Card. You can earn reward points on international and domestic transactions on this card. Besides shopping benefits, on this card, you can also enjoy the travel and insurance benefits. With this LIC Visa Signature credit card, you earn 2 reward points per Rs 100 spent on LIC premium payments and international spending and 1 reward point on every Rs 100 spent Moreover, you get complimentary airport lounge access to selected domestic airports in India. Taking about additional benefits of the LIC Signature Credit Card, you get exclusive insurance covers worth up to Rs. 1 Crore, a 1% fuel surcharge waiver on all fuel transactions, and zero liability protection against lost/stolen cards. To know more about this credit cards and its fees & charges, keep reading the article:

View More