AU Bank Xcite Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: NA

Apply Now

Add to Compare

AU Small Finance Bank recently launched the Swipe Up platform to offer upgraded credit cards not only to AU Bank customers but to every individual holding a credit card from any other card issuer. The bank currently offers three credit cards on SwipeUp: AU Bank Xcite Credit Card, Xcite Ace Credit Card, and Xcite Ultra Credit Card. Out of these three, the Xcite Card is the most basic one. However, it offers decent reward rates and benefits across different categories. You can earn up to 15 Reward Points on every Rs. 100 you spend, which is not a bad deal. Being a lifetime free card, it is affordable and rewarding for everyone who wants to update their entry-level cards. Apart from the reward rates, you get free railway lounge access, device protection plans, and many more benefits with the AU Bank Xcite Credit Card. To know more about this card and its features. keep reading:

New Features

Spend Based Waiver

Interest Rates

3.49% per month, i.e. 41.88% annually

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge waiver on all fuel purchases between Rs. 400 and Rs. 5,000.

Foreign Currency Markup

3.49% of the total transaction amount

Cash Advance Charges

2.5% of the withdrawn amount subject to a minimum of Rs. 100

Movie & Dining

Get up to 30% discount on dining across over 300 partnered restaurants.

Travel

Get free railway lounge access every year.

International Lounge Access

Rewards Rate

2 Reward Points on every retail spend of Rs. 100 and 15 Reward Points on dining, movies, departmental stores, and groceries.

Golf

Insurance Benefits

Get complimentary device protection and 1-year extended warranty on selected electronic products

Reward Redemption

Redeem your earned Reward Points against a number of options available on the AU Rewardz portal.

Domestic Lounge Access

2 complimentary railway lounge access every quarter

Zero Liability Protection

Get zero liability protection against lost/stolen cards if the loss is reported to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

IndusInd Intermiles Voyage Visa Credit Card

IndusInd InterMiles Voyage Visa credit card is a premium travel card that provides travel and lifestyle benefits. You get a 2,000 bonus InterMiles and a discount voucher of Rs. 750 on flight bookings and Rs. 1,500 on hotel bookings as a welcome benefit on this card. Furthermore, you also get 2,500 bonus InterMiles and a discount voucher of Rs. 500 on flight bookings and Rs. 1,000 on hotel bookings every year on renewal fee payment. With this credit card, you earn up to 3 intermiles on regular spends and 2x InterMiles on flight and hotel bookings on intermiles.com. This card does not only offers you travel benefits like a complimentary Priority Pass, but certain lifestyle benefits as well. You get 1+1 offers on movie ticket bookings on BookMyShow. There are several other benefits associated with this such as travel insurance, fuel surcharge waivers, concierge services, air accident cover, liability protection, auto assistance, etc. Read on to know more:

Add to Compare

IndianOil Kotak Credit Card

Recently, Indian Oil and Kotak Mahindra Bank joined forces to launch their co-branded fuel credit card. The IndianOil Kotak credit card is a nice entry-level card perfect for those who are new to the credit scene and want great fuel-based benefits and other rewards. Indian Oil has more than 34,000 outlets across the country and cardholders will be rewarded every time they refuel their vehicle at an Indian Oil fuel station. The card also offers reward points on grocery, dining, and other payments. These reward points can be redeemed for free fuel, cashback, or other products and vouchers at kotakrewards.com. The IndianOil Kotak credit card can reward you with up to 60 litres free fuel every year along with a host of other benefits. Those who travel a lot can reduce the effect of high fuel prices through this card and can have a highly rewarding experience if they prefer IndianOil petrol pumps over other countries. Keep on reading to know more about this newly launched fuel credit card by Kotak Mahindra Bank and IndianOil.

Add to Compare

IDBI Aspire Platinum Credit Card

IDBI Aspire Platinum Bank credit card is a card launched by IDBI Bank that provides you with exclusive lifestyle benefits and privileges on your spendings. You get 2 Delight points on every Rs 150 spent on shopping, dining, traveling. In addition to this, you get 500 delight points on spending Rs 1500 or above in the first 30 days of issuance of the card. Furthermore, you also get 300 delight points on the spending of Rs 1500 or above in 31 to 90 days of the issuance of the card. You also get additional benefits associated with credit cards such as a fuel surcharge waiver, zero protection liability, and EMI facility. Read below to know more in detail about this credit card.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all