AU Bank Vetta Credit Card

  • Joining Fee: Rs. 2,999 + GST
  • Renewal Fee: Rs. 2,999 + GST
  • Best Suited For: Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Vouchers worth Rs. 2,000 from top brands on a minimum expenditure of Rs. 30,000 within 60 days of card setup.
Add to Compare

AU Bank Vetta Credit Card is a mid-level lifestyle credit card by AU Bank. The card comes with a membership fee of Rs. 2,999 per annum, which can be waived upon achieving the stipulated spend milestones. The card offers a reasonable reward rate on all spend categories and accelerated reward rates on grocery and departmental store spends. As far as other value-added benefits are concerned, you get complimentary domestic/international airport and railway lounge access, dedicated concierge service, comprehensive insurance cover, and many other add-on benefits with the AU Bank Vetta Credit Card. Read on to learn more about this lifestyle credit card by AU Bank.

New Features

Spend Based Waiver

Joining fee waived off on expenditure of Rs. 40,000 within 90 days of card setup, renewal fee (second year onwards) waived off on expenditure of Rs. 1.5 lakh in the preceding year


Interest Rates

2.99% per month (35.88% annually)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

Fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 5,000 (max waiver capped at Rs. 250 per month)

Foreign Currency Markup

2.99% of the transaction amount


Cash Advance Charges

2.5% of the transaction amount (subject to a minimum charge of Rs. 100)

Movie & Dining

N/A


Travel

Reward Points redeemable for flight/hotel bookings on AU Rewardz portal, complimentary domestic and international airport lounge access, complimentary IRCTC loucnge access


International Lounge Access

1 per quarter with Priority Pass membership

Rewards Rate

10 Reward Points per Rs. 100 on utility bill payments (reward rate = 2.5%), 4 Reward Points per Rs. 100 on grocery and departmental store spends (reward rate = 1%), 2 Reward Points per Rs. 100 on all other retail spends except fuel (reward rate = 0.5%)


Golf

N/A


Insurance Benefits

Comprehensive insurance cover including Credit Shield, lost card liability cover, air accident cover and many other travel-related insurance covers

Reward Redemption

Reward Points redeemable for e-vouchers, merchandise, mobile/DTH recharges, flight/hotel bookings on AU Rewardz portal, 1 Reward Point = Rs. 0.25


Domestic Lounge Access

1 per quarter under Visa domestic lounge program


Zero Liability Protection

Cardholder not liable for any fraudulent transaction with the card post reporting the loss of card to the bank

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

BoB Empower Credit Card

Along with the business cards like BoB ConQr, BoB Corporate Card, etc, Bank of Baroda also offers the Empower Credit Card, which aims at fulfilling the credit requirements of businesses along with providing them with various benefits across different categories. It comes with a zero joining fee and an affordable annual fee of Rs. 250 only, which too can be waived very easily. The cardholders get a decent reward rate and the accumulated rewards can be redeemed against the card’s outstanding balance at a really good redemption rate. Other than this, you get complimentary insurance covers, a fuel surcharge waiver, spend-based waiver of the annual fee, and many more benefits. Talking about the convenience provided by this card, it allows you to track all the spends made by your employees on their respective Empower cards and the bill settlement is also made easy. For more detailed information about the BoB Empower Credit Card, its features, and fees & charges, keep reading:

View More
ixigo-card
Add to Compare

ixigo AU Credit Card

AU Small Finance Bank has launched its first co-branded travel credit card with ixigo. The ixigo AU Credit Card comes at a reasonable joining fee of Rs. 999 and primarily offers customers travel benefits. You can waive the joining fees by making a transaction of Rs. 1,000 in the first 30 days of card issuance. Not only this by making spends of Rs. 1 lakh in a year you can also waive the renewal charges. Domestic and international airport lounge access, along with railway lounge access, are provided with this card. Travelers can benefit greatly from this card and easily travel around the country. Although the card only offers one international lounge access, there are many benefits and discounts for travellers looking to explore India. You would get an accelerated 20 Reward Points spent for train bookings with ixigo. Keep on reading to learn more about this credit card.

View More
Add to Compare

Axis Bank Atlas Credit Card

The Axis Bank Atlas Credit Card is a sub-premium travel category card offering exclusive air miles to users who frequently travel by air. The Atlas credit card is not a co-branded card like other travel cards offered by Axis Bank and is a generic card. It has a joining fee of Rs. 5000 and offers exclusive travel, airport lounge access, and dining benefits. For every purchase made with the card, you earn Edge Miles, redeemable for Air Miles of partner airlines’ flyer programs or for booking flights/hotels via the bank’s Travel Edge portal. The Atlas Card offers travel benefits, including complimentary access to international and domestic airport lounges, higher reward rates on foreign currency transactions and complimentary airport concierge service. For detailed information about Axis Bank Atlas Credit Card, refer to the details given below:

View More