AU Bank LIT Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Movies | Travel | Dining | Fuel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NIL
Add to Compare

The AU Small Finance LIT Credit Card is India’s First customizable Credit card in terms of features. This means that you can choose whatever feature you want on your card and just pay for the same and nothing else. The AU bank has launched a very innovative and only one of its kind credit card. Every other credit card company launches many credit cards with different features and benefits. There are many credit cards in India with different parts & features, and therefore, it becomes challenging and confusing for customers to choose the best card to fulfil their needs from so many cards. The customer often end up having multiple cards, and paying multiple fees every year. The AU bank took advantage of this and launched the first-ever feature customizing credit cards, the LIT credit card. The bank has launched many other cards with many great benefits, but the LIT card has unique features. The LIT credit card comes with so many features to select from and with so many benefits. The cardholder can simply log on to the AU 0101 App select the feature they want to use for the next 90 Days and just pay for it. The Card offers great ways to earn many reward points, like 1 Reward Point for every Rs. 100 spent on retail and 10X or 5X accelerated Reward Points on the feature that you select. On top of that, the card offers great cashback benefits on the specific feature you select for. Not only this, the card offer free memberships to premium brands like Zee5, Amazon Prime and more. For travelers, the card offers excellent cashbacks offers and complimentary access to airport lounges. Select the feature you want, pay for it and enjoy the benefits and privileges. Let’s explore more about this Innovative card by AU with the detailed review below:

New Features

Spend Based Waiver

NA


Interest Rates

3.49% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.

Foreign Currency Markup

3.49% on all foreign currency spends.


Cash Advance Charges

2.5% of the transaction amount (subject to a minimum charge of Rs. 100)

Movie & Dining

3 Months of complimentary Membership of Zee5, Amazon Prime and Additional 5% cashback for Dining expenses.


Travel

Complimentary access to domestic lounges in India.


International Lounge Access

NIL

Rewards Rate

1 Reward Point for every Rs. 100 spent on retail with the card, 10X or 5X accelerated Reward Points (For Specific Feature) and Additional cashbacks (For Specific Feature)


Golf

NA


Insurance Benefits

NA

Reward Redemption

Redeem Reward Points for exciting discounts and offers.


Domestic Lounge Access

4 complimentary lounge access per quarter


Zero Liability Protection

Zero liability of the cardholder against fraudulent transactions in the event of loss or theft of the credit card if the same is reported to the customer care of the bank within 7 days from the loss of the card.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Union Bank’s Rupay Combo Debit Cum Credit Card

Union Bank’s Rupay Combo Debit Cum Credit Card is a card that provides you with the benefits and privileges of both a debit card and a credit card. You can switch between the two, alternatively as may be fit to need and requirements. The card comes with two separate card numbers, magnetic strips, chips, and CVV numbers. With this card, you can enjoy complimentary lounge access upto 4 every year using this card. Moreover, you get cashback on utility bill payments and dining using this credit. The card also comes with several additional benefits such fuel surcharge waiver and 24×7 concierge services. Read below to know more about this credit card in detail.

View More
Add to Compare

Axis Bank AURA Credit Card

Axis Bank AURA Credit Card is a one of its kind credit card by Axis Bank targeted at ultra health-conscious individuals. The YES Bank also offers one such card targeted at providing health benefits, which is the YES Bank Wellness Credit Card. The card was launched earlier this year at a time when everyone is becoming increasingly more health-conscious due to the prevailing pandemic situation. From free video consultations with doctors to complimentary fitness sessions and discounted rates on nutritional foods, the card offers plenty of medical and fitness benefits. As far as the card’s reward rate is concerned, you earn 2 EDGE Points per Rs. 200 spent with the card and 5X EDGE Points on insurance spends. 1 EDGE Point is valued at Rs. 0.20, making the effective reward rate of the card 1% on insurance spends and 0.20% on all other spends categories. Read on to learn more about this unique offering by Axis Bank.

View More
Add to Compare

Yes Private/Private Prime Credit Card

Yes Bank’s Private and Private Prime credit cards are a super premium invite-only offerings by the bank targeted at the ultra-rich HNIs (High Net-Worth Individuals). Both the cards are very similar, except that the Yes Private Card comes with a slightly higher joining fee (annual renewal fee is the same) and offers a couple of extra benefits. The cards offers a plethora of premium privileges including a 24×7 concierge service, complimentary rounds/lessons of golf, air travel insurance including a personal accident cover worth Rs. 5 crore and many other premium benefits. Read on to learn more about these super-premium offerings by Yes Bank.

View More