AU Bank InstaPay Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Cashback |
Welcome Benefites: N/A

Apply Now

Add to Compare

Earn cashback while making UPI transactions. With the AU Bank InstaPay Virtual Credit Card, you can easily make UPI transactions. Forget physically carrying your credit card. With the InstaPay Credit Card, you can pay for your spends from your smartphone. Being a lifetime free credit card, this card is a must for all those looking to begin their credit card journey or for cardholders looking to earn instant cashback on their UPI spends. With UPI transactions a norm, this card is highly beneficial as it offers 1% cashback on UPI spends made on dining, supermarkets, departmental stores and groceries. The AU Bank InstaPay Credit Card would allow you to make payments easily through a QR card wherever you go. In today’s time, QR payments can easily be made across malls and street vendors alike. In such a scenario, the InstaPay RuPay Credit Card is instrumental. Keep reading to learn more about this dynamic virtual credit card from AU Small Finance Bank.

New Features

Spend Based Waiver

N/A

Interest Rates

3.59% per month (43.08% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

N/A

Fuel Surcharge

1% fuel surcharge waiver on fuel transactions made between Rs. 400 to Rs 5,000

Foreign Currency Markup

3.49%

Cash Advance Charges

N/A

Movie & Dining

1% cashback on UPI spends made on dining

Travel

N/A

International Lounge Access

N/A

Rewards Rate

1% direct cashback on UPI spends across departmental stores, groceries, pharmacies, and supermarkets

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

Cashback to your credit statement/account

Domestic Lounge Access

N/A

Zero Liability Protection

N/A

Pros

This is a lifetime free credit card, i.e. there are no joining or annual charges. As a virtual credit card, this card offers a lot of convenience to users. Get cashback on UPI spends.

Cons

The AU Bank InstaPay Credit Card is only useful for spends made on UPI transactions. There are no welcome benefits or lounge access provided with this credit card. The cashback received is just 1% which is quite less.

Similar Cards

Add to Compare

Lifestyle Home Centre SBI Card Prime

Lifestyle Home Centre SBI Card Prime is a reward-based credit card that attracts the youth who likes shopping and dine-outs a lot. Keeping in mind its target customers, this card offers 15 reward points on every Rs. 100 spent online or offline at Landmark Stores like Lifestyle, Home Centre, Max, and Spar. You also get 2 reward points on every Rs. 100 spent at retail outlets other than landmark stores. You can earn 10 reward points for dining and movies. The joining fee is charged at Rs, 2,999 plus GST. The card also offers complimentary domestic lounge access. There is more to this card, for that kindly read on to know more:

Add to Compare

ICICI Bank Ferrari Signature Credit Card

The ICICI Bank Ferrari Signature Credit Card is a co-branded credit card issued by the bank in partnership with Ferrari. It is specially made for individuals who are Ferrari fans in order to provide them with exclusive Ferrari privileges. The cardholders can avail of a 20% discount on Ferrari merchandise and top spenders get exclusive privileges, including a trip to the home of Ferrari in Italy. Moreover, you earn 2 Reward Points on every Rs. 100 you spend using this card and redeem these points against several categories & products of your choice. Other than all these reward offers, the card comes with exciting travel and entertainment benefits as well. You can avail of up to 2 complimentary movie tickets every month, 2 complimentary domestic lounge access every quarter, and make your experiences even more rewarding. Moreover, additional benefits of this card include a spend-based annual fee waiver, fuel surcharge waiver, etc. To get full details about the features of te ICICI Bank Ferrari Signature Credit card, keep reading:

Add to Compare

Axis Bank Magnus Credit Card

The Magnus Credit Card is one of the most rewarding and sought-after cards in Axis Bank’s portfolio. This super-premium card issued by the bank targets high-income individuals who want to enjoy the privilege of a luxurious lifestyle. It has a joining fee of Rs. 12,500 but offers many premium travel, lifestyle, dining, and insurance benefits. Cardholders get domestic and international lounge access at airports along with a 24*7 concierge service. Premium customers can also make international transactions at a relatively low 2% Forex Markup fee. Also, there are no cash withdrawal charges on the card (Interest charges applicable). Although the annual fee of the card is relatively high, you can get it waived by spending 25 lakhs or above in the previous anniversary year and save Rs. 12,500. Keep reading our review of the super-premium Magnus credit card to learn about its features and benefits.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all