AU Bank InstaPay Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Cashback |
Welcome Benefites: N/A

Apply Now

Add to Compare

Earn cashback while making UPI transactions. With the AU Bank InstaPay Virtual Credit Card, you can easily make UPI transactions. Forget physically carrying your credit card. With the InstaPay Credit Card, you can pay for your spends from your smartphone. Being a lifetime free credit card, this card is a must for all those looking to begin their credit card journey or for cardholders looking to earn instant cashback on their UPI spends. With UPI transactions a norm, this card is highly beneficial as it offers 1% cashback on UPI spends made on dining, supermarkets, departmental stores and groceries. The AU Bank InstaPay Credit Card would allow you to make payments easily through a QR card wherever you go. In today’s time, QR payments can easily be made across malls and street vendors alike. In such a scenario, the InstaPay RuPay Credit Card is instrumental. Keep reading to learn more about this dynamic virtual credit card from AU Small Finance Bank.

New Features

Spend Based Waiver

N/A

Interest Rates

3.59% per month (43.08% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

N/A

Fuel Surcharge

1% fuel surcharge waiver on fuel transactions made between Rs. 400 to Rs 5,000

Foreign Currency Markup

3.49%

Cash Advance Charges

N/A

Movie & Dining

1% cashback on UPI spends made on dining

Travel

N/A

International Lounge Access

N/A

Rewards Rate

1% direct cashback on UPI spends across departmental stores, groceries, pharmacies, and supermarkets

Golf

N/A

Insurance Benefits

N/A

Reward Redemption

Cashback to your credit statement/account

Domestic Lounge Access

N/A

Zero Liability Protection

N/A

Pros

This is a lifetime free credit card, i.e. there are no joining or annual charges. As a virtual credit card, this card offers a lot of convenience to users. Get cashback on UPI spends.

Cons

The AU Bank InstaPay Credit Card is only useful for spends made on UPI transactions. There are no welcome benefits or lounge access provided with this credit card. The cashback received is just 1% which is quite less.

Similar Cards

Add to Compare

YES Bank Wellness Plus Credit Card

The YES Bank Wellness Plus Credit Card is a unique card that offers cardholders great health benefits along with other thrilling Reward offers. You get 6 Reward points per Rs. 200 spent with this card, and 5x Reward Points if you spend these Rs. 200 on Pharmaceuticals/chemist stores. On every successful YES PayNow registration, you get 1000 Reward Points. Cardholders also get health benefits, including 12 complimentary fitness sessions every month, and complimentary preventive health checkups through the Aditya Birla Multiply app. Coming to its travel benefits, you get 2 complimentary access to domestic lounges quarterly to over 30 airport lounges in India. Issued at a joining fee of Rs. 1,499 (after 1st July 2022), the YES Bank Wellness Plus Credit Card provides several other exciting benefits to its customers, such as insurance benefits, fuel surcharge waiver, and many more. To get full details about the card, charges and its advantages, refer to the following information.

Add to Compare

YES Prosperity Rewards Credit Card

YES BANK Prosperity Rewards credit card is a card that rewards you on every penny spent. This card provides a great value of money by charging you with a minimal annual fee while you earn up to 2 reward points on every Rs 200/- spent except select categories and 1 reward point on every Rs 200 spent on select categories. These reward points can be redeemed at the YesRewardz portal product catalog and can also be redeemed against Air Miles. Read below to know about this credit card.

Add to Compare

RBL World Safari Credit Card

RBL World Safari credit card is a travel card issued by the RBL Bank targeting millennials. It is one of three variants issued by RBL Bank aimed directly at the millennials, the other two being Popcorn Credit Card and Monthly Treats Credit Card. The card comes with a joining fee of Rs. 3,000 and provides you with welcome gift vouchers worth Rs. 3,000. It rewards you in the form of travel points and you can earn up to 5 TPs on every Rs. 100 you spend. These travel points can be redeemed against flight/hotel bookings and other travel related spends at rblrewards website. Keeping the travel & lifestyle needs of its customers in mind, the card comes with compliemntary access to domestic & international airport lounges and zero foreign currency markup fee. You also get complimentary rounds of golf every year. Moreover, you can earn up to 25,000 bonus travel points and a gift voucher worth Rs. 10,000 every year on achieving the milestone spend. To know more about the RBL World Safari Credit Card, keep reading.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all