AU Bank Altura Plus Credit Card

  • Joining Fee: Rs. 499 + GST
  • Renewal Fee: Rs. 499 + GST
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Gift voucher worth Rs. 500 from some top brands.
Add to Compare

The AU Small Finance Bank Altura Plus Credit Card can be considered a superior version of the Altura Credit Card. It comes with a joining fee of Rs. 499 and provides you with a gift voucher worth Rs. 500 as a welcome benefit. With this card, you can earn 1.5% cashback on all your POS retail spends and 2x reward points on online purchases. You can earn unlimited reward points as there is no maximum cap on them. Moreover, you also get an opportunity to earn 500 bonus Reward points every month on achieving the milestone spend. Along with its reward and cashback offers, this card also provides its customers with complimentary railway lounge access at selected railway stations in India. Other card benefits include a spend-based waiver of the joining & annual fee, a 1% fuel surcharge waiver, zero liability protection, etc. To know more about the features of this card, keep reading:

New Features

Spend Based Waiver

Joining fee waived off on spending Rs. 20,000 or more within the first 90 days and the renewal fee waived off on spending Rs. 80,000 in the previous year.


Interest Rates

3.49% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver for all transactions between Rs. 400 & Rs. 5,000.

Foreign Currency Markup

3.49% on all foreign currency spends.


Cash Advance Charges

2.5% of the transacted amount or Rs. 100

Movie & Dining

NA


Travel

Get complimentary railway lounge access at selected locations in India


International Lounge Access

NA

Rewards Rate

1.5% cashback on all POS retail spends, 1 Reward Point per Rs. 100 spent after reaching the maximum cashback limit.


Golf

NA


Insurance Benefits

NA

Reward Redemption

The earned reward points can be redeemed at the AU Rewardz portal at a rate of 1 Reward Point = Re. 0.25.


Domestic Lounge Access

2 complimentary domestic lounge access every calendar quarter.


Zero Liability Protection

You will not be liable for any fraudulent transactions made on your card once the card is reported lost/stolen to the bank.

Pros

You get domestic airport lounge and railway lounge access with this card.

Cons

There isn’t any international lounge access provided with this card.

Similar Cards

Add to Compare

PNB RuPay Select Patanjali Credit Card

The Punjab National Bank has recently partnered with ‘Patanjali Ayurved Limited‘ to launched two of its co-branded credit cards on the RuPay network: PNB RuPay Select & PNB RuPay Platinum Patanjali Credit Cards. The non-co-branded variants of these two PNB Credit Cards were already there in the bank’s portfolio, and now these co-branded cards are also being issued with an aim to benefit the Patanjali loyal customers. The PNB RuPay Select Credit Card comes with a slightly higher reward rate and benefits as compared to the Platinum variant. It comes with a joining fee of Rs. 500 and earns you 300 Reward Points (equivalent to Rs. 150) as a welcome gift. The annual fee of the card is Rs. 750, which can be waived off very easily if you have used your card at least once every quarter. Talking about its reward rate, the card earns you 2 Reward Points on every Rs. 150 you spend, where 1 Reward Point is equivalent to Re. 0.50. Not only this but you can also earn 2% cash back at Patanjali stores. Other than these exclusive saving opportunities, the card allows you to have luxurious travel experiences by providing complimentary airport lounge access at domestic airport lounges every quarter. To know detailed benefits, fees & charges of this card, keep reading the article:

View More
Add to Compare

Lifestyle Home Centre SBI Card

The Lifestyle Home Centre SBI Card is a shopping credit card launched by the SBI Card for the customers who shop regularly at Lifestyle, Home Centre, Max and Spar stores. The bank has launched three credit cards in the same category: Lifestyle Home Centre SBI Card, Lifestyle Home Centre SBI Card SELECT and Lifestyle Home Centre SBI Card Prime. The card offers reward points every time you shop from these stores and also for transactions made in Dining and movie purchases. Not only this, you can earn up to 16,000 reward points worth Rs. 4,000 every year as milestone benefits. On top of that, the card offers 2,000 reward points every year on renewing the card. The Lifestyle Home Centre SBI Card offers tons of reward points every year, and also provides the facility to redeem Reward Points instantly at Lifestyle, Home Centre and Max stores. Keep reading for a detailed review of the card.

View More
Add to Compare

Slice Super Card

Slice Super Card is a BNPL (Buy Now Pay Later) card by the fintech startup Slice in partnership with Visa and its banking partner, the SBM Bank. The Slice card allows you to split (slice) your monthly spends into three and settle the payment in installments over the period of the next three months. Slice Card is a lifetime free card– no joining/renewal fee applicable. You also earn rewards on your Slice Super Card. Slice Card earns you Reward Points as monies that are redeemable for cashback. You earn 1 monies for every Re. 1 spent with your Slice Super Card. The rate of redemption of monies for cashback varies depending upon the number of monies available in your account at the time of redemption (more details later). Since Slice Super Card is an entry-level BNPL card and is one of the most popular Fintech Credit Cards in the country. You do not get any additional privileges like airport lounge visits or insurance cover that you expect from a regular credit card, especially in the mid-range and premium segments. Keep reading to know more about the Slice Super Card.

View More