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Benefites of SBI Credit Card Total Benefits...
AU Bank Altura Plus Credit Card
- Joining Fee: Rs. 499 + GST
- Renewal Fee: Rs. 499 + GST
- Best Suited For: Shopping
- Reward Type: Reward Points
- Welcome Benefites: Gift voucher worth Rs. 500 from some top brands.
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The AU Small Finance Bank Altura Plus Credit Card can be considered a superior version of the Altura Credit Card. It comes with a joining fee of Rs. 499 and provides you with a gift voucher worth Rs. 500 as a welcome benefit. With this card, you can earn 1.5% cashback on all your POS retail spends and 2x reward points on online purchases. You can earn unlimited reward points as there is no maximum cap on them. Moreover, you also get an opportunity to earn 500 bonus Reward points every month on achieving the milestone spend. Along with its reward and cashback offers, this card also provides its customers with complimentary railway lounge access at selected railway stations in India. Other card benefits include a spend-based waiver of the joining & annual fee, a 1% fuel surcharge waiver, zero liability protection, etc. To know more about the features of this card, keep reading:
New Features
Spend Based Waiver
Joining fee waived off on spending Rs. 20,000 or more within the first 90 days and the renewal fee waived off on spending Rs. 80,000 in the previous year.
Interest Rates
3.49% per month
Add-on Card Fee
Nil
Rewards Redemption Fee
Nil
Fuel Surcharge
1% fuel surcharge waiver for all transactions between Rs. 400 & Rs. 5,000.
Foreign Currency Markup
3.49% on all foreign currency spends.
Cash Advance Charges
2.5% of the transacted amount or Rs. 100
Movie & Dining
NA
Travel
Get complimentary railway lounge access at selected locations in India
International Lounge Access
NA
Rewards Rate
1.5% cashback on all POS retail spends, 1 Reward Point per Rs. 100 spent after reaching the maximum cashback limit.
Golf
NA
Insurance Benefits
NA
Reward Redemption
The earned reward points can be redeemed at the AU Rewardz portal at a rate of 1 Reward Point = Re. 0.25.
Domestic Lounge Access
2 complimentary domestic lounge access every calendar quarter.
Zero Liability Protection
You will not be liable for any fraudulent transactions made on your card once the card is reported lost/stolen to the bank.
Pros
You get domestic airport lounge and railway lounge access with this card.
Cons
There isn’t any international lounge access provided with this card.
