AU Bank Altura Plus Credit Card

  • Joining Fee: Rs. 499 + GST
  • Renewal Fee: Rs. 499 + GST
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Gift voucher worth Rs. 500 from some top brands.
Add to Compare

The AU Small Finance Bank Altura Plus Credit Card can be considered a superior version of the Altura Credit Card. It comes with a joining fee of Rs. 499 and provides you with a gift voucher worth Rs. 500 as a welcome benefit. With this card, you can earn 1.5% cashback on all your POS retail spends and 2x reward points on online purchases. You can earn unlimited reward points as there is no maximum cap on them. Moreover, you also get an opportunity to earn 500 bonus Reward points every month on achieving the milestone spend. Along with its reward and cashback offers, this card also provides its customers with complimentary railway lounge access at selected railway stations in India. Other card benefits include a spend-based waiver of the joining & annual fee, a 1% fuel surcharge waiver, zero liability protection, etc. To know more about the features of this card, keep reading:

New Features

Spend Based Waiver

Joining fee waived off on spending Rs. 20,000 or more within the first 90 days and the renewal fee waived off on spending Rs. 80,000 in the previous year.


Interest Rates

3.49% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

1% fuel surcharge waiver for all transactions between Rs. 400 & Rs. 5,000.

Foreign Currency Markup

3.49% on all foreign currency spends.


Cash Advance Charges

2.5% of the transacted amount or Rs. 100

Movie & Dining

NA


Travel

Get complimentary railway lounge access at selected locations in India


International Lounge Access

NA

Rewards Rate

1.5% cashback on all POS retail spends, 1 Reward Point per Rs. 100 spent after reaching the maximum cashback limit.


Golf

NA


Insurance Benefits

NA

Reward Redemption

The earned reward points can be redeemed at the AU Rewardz portal at a rate of 1 Reward Point = Re. 0.25.


Domestic Lounge Access

2 complimentary domestic lounge access every calendar quarter.


Zero Liability Protection

You will not be liable for any fraudulent transactions made on your card once the card is reported lost/stolen to the bank.

Pros

You get domestic airport lounge and railway lounge access with this card.

Cons

There isn’t any international lounge access provided with this card.

Similar Cards

Add to Compare

Club Vistara SBI Card PRIME

SBI joined hands with Air Vistara and launched two co-branded travel credit cards- Club Vistara SBI Credit Card and Club Vistara SBI Card PRIME. The cards were launched simultaneously in November 2019. These are MasterCard cards that offer travel benefits on Air Vistara airline as CV (Club Vistara) points. You earn 4 CV Points for every Rs. 200 spent using the card. The card also gives you 1 Premium Economy class ticket as a welcome gift on payment of the joining/renewal fee. Although the card does not fall in the premium category, it offers very attractive air insurance benefits where you can get an air accident cover and multiple other air travel-related insurances like insurance cover for loss/delay/damage of the check-in baggage.

View More
Add to Compare

American Express Platinum Reserve Credit Card

The Platinum Reserve credit card is the second most premium credit card that American Express offers, only next to the  Platinum card, which is a Charge Card (Charge cards have a variable credit limit). Looking at the benefits that it offers, from Taj Epicure membership to the Hotel Collection program, one might consider it a travel credit card. However, it offers many other benefits, including exclusive dining benefits, complimentary golf, and movie vouchers. Apart from all these benefits, AmEx cards are known for their brand value. Many prefer AmEx cards over Visa and MasterCard just for that reason. Here, we’ve covered in detail all the features and benefits this card offers. Read on to find out whether it fits your needs.

View More
Add to Compare

Kotak Veer Select Credit Card

Issued by Kotak Mahindra Bank, the Veer Select Credit Card is an exclusive card for the officials of the Indian armed forces. It is a special card to honour the brave guardians of our nation. This credit card enables them to manage their essential purchases while earning rewards and avail of several other exciting benefits. It comes with a zero joining fee and renewal fee of Rs. 599 that can be waived off on the basis of the total annual spends of the cardholders. As a welcome benefit, cardholders get access to complimentary IHO membership worth Rs. 8,500 on spending Rs. 500 in the first 30 days. Along with this, the cardholders get multiple other benefits such as a 1% fuel surcharge waiver, 1.8% railway surcharge waiver, and complimentary access to domestic airport lounges every year. With a really good reward rate, this card enables the armed force official to earn benefits on their daily expenditures so that their experience of shopping, dining and purchasing essentials is enhanced. Read below to know more about this card.

View More