Kotak Mahindra Bank UPI RuPay Credit Card

  • Joining Fee: Nil
  • Renewal Fee: Nil
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: N/A
Add to Compare

With the Kotak UPI RuPay Credit Card, you can easily make secure payments with your UPI application. Whether you are using Google Pay, PhonePe, BHIM, Slice, Paytm or any other app, you can securely make transactions through it by linking your Kotak UPI RuPay Credit Card with it. In recent times, RuPay Credit Cards have become popular in India with each and every passing day. This is due to the reason that you can link them to your UPI app and make payments on the go. You can only link your RuPay Cards to your app. This cannot be done for other network cards. This is a lifetime free credit card, which further makes it more lucrative to opt for. By applying for this card, you won’t have to pay any joining or annual charges. Make easy payments from your phone with the Kotak UPI RuPay Credit Card. Keep on reading to learn more about this virtual credit card by Kotak Bank.

New Features

Spend Based Waiver

Nil


Interest Rates

3.5% (Annual Rate - 42%)


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

Nil

Foreign Currency Markup

3.5% Per Transaction + GST


Cash Advance Charges

Nil

Movie & Dining

N/A


Travel

N/A


International Lounge Access

N/A

Rewards Rate

Earn 3 Reward Points Per Rs. 100 Spent


Golf

N/A


Insurance Benefits

N/A

Reward Redemption

1000 Reward Points = Rs. 100


Domestic Lounge Access

N/A


Zero Liability Protection

N/A

Pros

You can earn reward points on your UPI spends with this card. Earn 3 Reward Points per spend of Rs. 100 made with this card.

Cons

There are no welcome benefits associated with this card. Apart from reward points, there aren’t many benefits with this card.

Similar Cards

Add to Compare

BookMyShow RBL Bank Play Credit Card

The BookMyShow RBL Bank Play Credit Card is a co-branded credit card issued by RBL Bank in partnership with BookMyShow. The card is majorly targeted at those who love watching movies and book all their movie/event tickets using BookMyShow. It comes with a nominal annual membership fee of Rs. 500, which is waived off if the cardholder achieves the required annual spend in an anniversary year.  The card is absolutely free for the BookMyShow Super Star members. This card doesn’t offer a regular reward rate like most of the other credit cards, but it comes with a unique concept of rewards. The cardholders can earn two free movie/non-movie tickets every month by achieving the required monthly spend. Other benefits of the card include exciting welcome benefits, an easy redemption process, a fuel surcharge waiver, etc.  For more information about the BMS RBL Play Credit Card, keep reading the article:

View More
Add to Compare

HDFC Bank MoneyBack Plus Credit Card

The HDFC Bank MoneyBack Plus Credit Card can be regarded as a superior version of the HDFC MoneyBack Credit Card, that was issued earlier by the HDFC bank. Although both the MoneyBack cards come with a similar joining & annual fee (Rs. 500), the MoneyBack+ card provides a higher reward rate. With the MoneyBack Plus Card, for every spend of Rs. 150 you can earn up to 20 cash points. These CashPoints are redeemable against the card’s outstanding balance, product catalog, Airmiles, and several more options. Not only cashback, but you can also get gift vouchers that are worth up to Rs. 2,000 on reaching the stipulated spend milestones. Talking about the dining benefits that the card offers, you can enjoy a discount of up to 15% on dining across over 2,000 premium restaurants in the country. The HDFC MoneyBack Plus card allows its customers to save in a lot more ways, such as fuel surcharge waiver, spend-based annual fee waiver, etc. To understand the card’s features in detail, go through the complete HDFC MoneyBack Plus Credit Card Review given below:

View More
Add to Compare

KVB Honour Credit Card

In association with SBI Cards, Karur Vysya Bank offers a KVB Honour Credit Card to its customers. This card comes with no joining fee and first-time credit card users can apply for this card. This card can help you in building up your credit history. With this card, you can enjoy not only shopping benefits but travel benefits also. Read on to know more about this card features and offers.

View More