HDFC Bank Bharat Credit

Joining Fee: 500
Renewal Fee: 500
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: N/A

Apply Now

Add to Compare

HDFC Bank launched HDFC Bank Bharat Credit Card with exciting and exclusive deals and features. It’s a cashback credit card that provides you with 5% monthly cashback on various selected merchant categories like mobile recharges, bill payments, and groceries. Apart from these categories, you can also save on fuel by experiencing 5% monthly cashback and 1% fuel surcharge waiver. 5% monthly cashback on railway ticket booked if booked through IRCTC. This card comes with a joining fee of Rs. 500 plus applicable taxes. Read on to more about the HDFC Bank Bharat Credit Card’s offerings.

New Features

Spend Based Waiver

Renewal fee waived off on spending Rs. 20,000 in previous year

Interest Rates

3.6% p.m. (43.2% p.a.)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 per redemption request (plus applicable taxes)

Fuel Surcharge

1% fuel surcharge waiver on minimum transaction of Rs. 400. The waiver is capped at Rs. 250 per billing cycle

Foreign Currency Markup

3.5% on all foreign currency spends.

Cash Advance Charges

2.5% or Rs. 500 whichever is higher

Movie & Dining

N/A

Travel

You get 5% cashback on booking railway tickets through IRCTC.

International Lounge Access

N/A

Rewards Rate

5% cashback every month on spending towards bill payments, and mobile recharge, fuel and railway tickets booked through IRCTC. 5% cashback every month while paying through PayZapp/EasyEMI/SmartBuy.

Golf

N/A

Insurance Benefits

Accidental death cover of up to Rs. 50 Lakhs

Reward Redemption

The reward points can be redeemed as cash back at the request of the cardholder. 1 Reward Point = Re. 1

Domestic Lounge Access

N/A

Zero Liability Protection

Cardholders will not be held liable for card loss/theft on informing the bank within the prescribed time frame

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

InterMiles HDFC Bank Signature Credit Card

The InterMiles HDFC Bank Signature Credit Card is one of the co-branded HDFC Bank Credit Cards that are issued in partnership with intermiles.com. The card comes with exclusive spend-based InterMiles offers, and various other travel and dining benefits. You get 16 complimentary airport lounge access every year under the VISA lounge program/MasterCard Lounge Program. Other than that, you get complimentary access to 5 International Lounges through the Priority Pass. Moreover, it provides its customers with the exclusive Dineout Passport membership that comes with exciting dining offers. With a joining fee of Rs. 2,500, it provides amazing welcome benefits of up to 8,000 bonus InterMiles on the basis of your spending. The card has various other benefits such as a spend-based renewal fee waiver, fuel surcharge waiver, and many more. To know all about the InterMiles HDFC Bank Signature credit card, its fees and charges, and all benefits, refer to the detailed information given below:

Add to Compare

SBI Card PULSE

The SBI Card Pulse is a newly launched Credit Card that aims at providing its cardholders with exclusive health benefits so that they can manage both their health and wealth together. It is issued with a joining fee of Rs. 1,500 and offers an exclusive complimentary smartwatch worth Rs. 5,999 as a welcome gift. Also, you get complimentary Fitpass Pro & Netmeds First membership that gets renewed every year when you pay the annual fee. Coming to the reward program, you earn 2 Reward Points for every Rs. 100 spent and 5x Reward Points on a few selected categories. The Reward Points earned are redeemable against a collection of categories and even against your statement balance. Other than the health benefits, the card comes with exciting travel privileges. You get complimentary domestic airport lounge access and free Priority Pass membership for the first two years. On achieving the spend milestone, you get an e-gift voucher of Rs. 1,500 and you can also get the renewal membership fee waived upon reach the spend milestone. The card also offers air accident insurance cover, travel insurance cover, zero liability protection, fuel surcharge waiver, etc. To get detailed information about the features of this card, refer to our SBI Pulse Credit Card review.

Add to Compare

Kotak Royale Signature Credit Card

The Kotak Royale Signature Credit Card is a basic card offered by the Kotak Mahindra Bank in order to deliver its cardholders with thrilling Reward offers and travel benefits. The card has zero joining fee and offers opportunities to earn Reward Points for all your spends. You get 2 Reward Points for Rs. 150 spent with this card, and 4 Reward Points per Rs. 150 spent on selected categories, such as hotels, restaurants, and international spends. On reaching the milestone spends, you can earn up to 30,000 bonus Reward Points every year. In order to make its customers’ travel experiences even better, this card provides complimentary access to domestic lounges every quarter to several participating lounges in India. Moreover, you can save a lot on fuel & railway transactions with this card as it comes with a fuel and railway surcharge waiver. There are a number of more benefits of the Kotak Royale Signature Credit Card. To learn about all of them, keep reading the following details:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all