HDFC Bank Titanium Edge Credit Card

Joining Fee: 0
Renewal Fee: 50,000
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: NA

Apply Now

Add to Compare

The HDFC Titanium Edge Credit Card is one of the most basic HDFC Credit Cards. It comes with a zero joining fee and you can make it lifetime free for yourself just by spending Rs. 50,000 or more each anniversary year. With this card, you can earn up to 3 Reward Points on every spend of Rs. 150, and these points can be redeemed against your card’s outstanding balance. However, you don’t get many benefits over other categories, like travel, movies, dining, etc, but you can still consider it if you want a pocket-friendly credit card with a decent reward rate. Other benefits of this card include the 1% fuel surcharge waiver, zero liability protection against lost/stolen card, etc. To know more about the advantages of the HDFC Bank Titanium Edge Credit Card and its fees & charges, go through the complete information provided below in the article:

New Features

Spend Based Waiver

The renewal fee is waived off if you have spent Rs. 50,000 or more in the previous year.

Interest Rates

3.49% per month

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 on every redemption request.

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000.

Foreign Currency Markup

3.5% on all foreign currency spends.

Cash Advance Charges

2.5% of the withdrawn amount subject to a minimum of Rs. 500.

Movie & Dining

Accelerated Reward Points on dining.

Travel

International Lounge Access

Rewards Rate

2 Reward Points on every spend of Rs. 150.

Golf

Insurance Benefits

Reward Redemption

The earned Reward Points can be redeemed against cash at a rate of 1 RP = Re. 0.10.

Domestic Lounge Access

Zero Liability Protection

The cardholder will not be liable for any fraudulent transactions made on a lost or stolen card if the loss has been reported lost to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

IDFC First Private Credit Card

IDFC First Bank recently launched a super-premium card named IDFC First Private Credit Card. It is an invite-only card, i.e., only people invited by the IDFC First bank can get this card, and is targeted at high net-worth individuals. The card charges a high annual membership fee of Rs. 50,000 and offers lots of exciting benefits across different categories. Be it travel, entertainment, lifestyle, rewards, or charity, you can get all your requirements fulfilled with this credit card. You don’t only earn the usual reward points using this credit card, but after achieving a particular monthly spend, you earn Karma Points donated for charity purposes in your name. The IDFC First private cardholders can earn up to 10x Reward Points on their spends using this card, and these points are redeemable against a variety of options. Moreover, the card offers complimentary airport lounge access not only for the primary cardholders but for the add-on card members as well. Other than this, you get discounts on movies, free golf lessons, complimentary insurance covers, and many more benefits with this card. To know more about the IDFC First Private Credit Card and all its features, continue reading:

Add to Compare

Indusind Bank Pioneer Heritage Credit Card

IndusInd Pioneer Heritage credit card is one of the few Mastercard world elite cards in India, which is offered to their elite customers. The card comes in two variants Pioneer Heritage credit card and Pioneer Heritage Metal credit card. Pioneer Heritage Metal variant is the first metal card issued by IndusInd Bank and comes with more premium benefits. The card provides you with welcome gift vouchers from the Oberoi hotels and a Luxe Gift card. You get exclusive benefits on this credit card across a wide range of categories, including entertainment, dining, traveling, and shopping. With the metal card, you get unlimited lounge access in India and worldwide and with another one you get 8 complimentary domestic & international lounge access every year. Moreover, this card provides you with 1+1 movie ticket bookings and a 20% discount on no-movie bookings with BookMyShow. You get exclusive offers and special discounts on dining on this credit card. Other than all these exclusive benefits, the card comes with a great reward program providing 2.5x reward points on international transactions. Read below to know more in detail about this credit card.

Add to Compare

LIC Platinum EMV Cards

LIC Platinum EMV Credit Card is a co-branded Visa card launched in collaboration with the Corporation Bank. The card comes with an in-built EMV feature to enhance security. This card charges zero annual fees from its customers on sign-up. In addition to this, the customers get 1 reward point on every Rs 150 spent using this card. The card offers a host of benefits to its customer’s such as accidental protection cover, credit liability, fuel surcharge waiver, and EMI facility. Read below to know more about the LIC Platinum EMV card’s features and offers.

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all