HDFC Bank Titanium Edge Credit Card

  • Joining Fee: 0
  • Renewal Fee: 50,000
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: NA
Add to Compare

The HDFC Titanium Edge Credit Card is one of the most basic HDFC Credit Cards. It comes with a zero joining fee and you can make it lifetime free for yourself just by spending Rs. 50,000 or more each anniversary year. With this card, you can earn up to 3 Reward Points on every spend of Rs. 150, and these points can be redeemed against your card’s outstanding balance. However, you don’t get many benefits over other categories, like travel, movies, dining, etc, but you can still consider it if you want a pocket-friendly credit card with a decent reward rate. Other benefits of this card include the 1% fuel surcharge waiver, zero liability protection against lost/stolen card, etc. To know more about the advantages of the HDFC Bank Titanium Edge Credit Card and its fees & charges, go through the complete information provided below in the article:

New Features

Spend Based Waiver

The renewal fee is waived off if you have spent Rs. 50,000 or more in the previous year.


Interest Rates

3.49% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 on every redemption request.


Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000.

Foreign Currency Markup

3.5% on all foreign currency spends.


Cash Advance Charges

2.5% of the withdrawn amount subject to a minimum of Rs. 500.

Movie & Dining

Accelerated Reward Points on dining.


Travel

NA


International Lounge Access

NA

Rewards Rate

2 Reward Points on every spend of Rs. 150.


Golf

NA


Insurance Benefits

NA

Reward Redemption

The earned Reward Points can be redeemed against cash at a rate of 1 RP = Re. 0.10.


Domestic Lounge Access

NA


Zero Liability Protection

The cardholder will not be liable for any fraudulent transactions made on a lost or stolen card if the loss has been reported lost to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Doctor’s IMA SBI Card

With exclusive benefits for doctors, the Doctor’s IMA SBI Card is the only credit card which is associated with the Indian Medical Association (IMA). The card is made to complement the rigorous lifestyle of a doctor, whether that includes travel benefits, insurance benefits, or advantages on international and medical expenditures. The cardholders get multiple reward points on expenses related to medical supplies or overseas spending. The one-time annual fee of this card is Rs. 1,499 exclusive of taxes and a renewal fee of Rs. 1,499 inclusive of taxes. Cardholders also get the benefit of renewal fee reversal once they spend Rs. 2 Lakhs in an annum. This card comes with multiple features and benefits which have been curated by SBI keeping in mind the requirements of a healthcare worker.

View More
Add to Compare

IndusInd Bank Duo Plus Credit Card

The IndusInd Bank Duo Plus Credit Card is one of India’s first credit cum debit cards that provides its customers with double benefits with a single card. The card comes with a nominal joining fee of Rs. 1,500 and gives you a welcome gift voucher worth Rs. 1,000 from any of the top brands like BATA, Levis, Pantaloons, Pizza Hut, etc. You earn Reward Points on almost all your spends with this card, which you can use against various products & offers at IndusMoments or even against cash credit. Moreover, on booking movie tickets on BookMyShow, you get 1 free movie ticket every time you book one ticket with this card. There are various other advantages of having an IndusInd Bank Duo Plus Credit Card. To know all of them, keep reading the detailed information given below:

View More
Add to Compare

Kotak 811 Credit Card

Kotak 811 Credit Card is an entry-level card recently launched by Kotak Mahindra Bank. The card is very similar to the Kotak 811 #DreamDifferent Credit Card- which is a secured card issued against TD- in terms of the rewards and benefits that it offers. Kotak 811 Credit Card comes with a membership fee of Rs. 500 per annum which is waived off on an annual expenditure of a minimum of Rs. 50,000. The card offers a reward rate of 0.5% on online spends and 0.25% on offline transactions made with the card. Apart from the reward rate, you are also entitled to a milestone benefit of 750 Bonus Reward Points on spending a minimum of Rs. 75,000 with the card in the preceding membership year. Other than this, the card has several other advantages including insurance benefits, fuel surcharge waiver, etc. Read on to learn more about this entry-level offering by Kotak Bank.

View More