Indusind Bank Crest Credit Card

Joining Fee: Rs. 1,00,000 (annual fee of Rs. 10,000 to be paid in this case) or Rs. 2,00,000 (annual fee waived in this case)
Renewal Fee: Rs. 10,000 (if joining fee of Rs. 1,00,000 was paid), Nil (if joining fee of Rs. 2,00,000 was paid)
Best Suited For: Travel | Shopping
Reward Type: Reward Points
Welcome Benefites: N/A

Apply Now

Add to Compare

Crest credit card by IndusInd bank is a top-end offering that comes packed with many premium benefits, including a 24×7 concierge service, personal air accident cover, complimentary LoungeKey membership, and multiple best-in-class privileges that one expects from a premium credit card. The Crest card is very similar to IndusInd Bank’s own Indulge Credit Card (we’ve already covered the Indulge card in our earlier posts). That being said, the Crest credit card offers a few additional travel benefits. Not only lounge access, but it comes with various other premium advantages, such as complimentary stays at Oberoi hotels, special airport services, etc. Coming to its entertainment benefits, one can avail of complimentary movie tickets (3 per month) by booking through BookMyShow. Making your dining experiences more rewarding, it provides you with Club ITC Culinaire membership and up to 25% savings on your dining bills. To know more about this card, keep reading.

New Features

Spend Based Waiver

Annual membership fee waived off on spending Rs. 20,00,000 in the previous year

Interest Rates

2.99% per month (or 36% annually)

Add-on Card Fee

Rs. 10,000

Rewards Redemption Fee

Rs. 100

Fuel Surcharge

Waived for transactions between Rs. 400 and Rs. 4,000

Foreign Currency Markup

3.5% + GST

Cash Advance Charges

2.5% of the advanced amount, subject to a minimum amount of Rs. 300

Movie & Dining

Buy One Get One ticket offers on BookMyShow (max 3 free tickets per month), exclusive dining benefits with Club ITC Culinaire membership.

Travel

LoungeKey membership with complimentary lounge access per quarter, and complimentary access to domestic lounges under the MasterCard India lounge access program.

International Lounge Access

2 complimentary international lounge visits every quarter with the LoungeKey membership

Rewards Rate

0.70 Reward Points per Rs. 100 on international & domestic spends

Golf

3 complimentary golf rounds and golf lessons every month with the exclusive golf program and 12 complimentary golf lessons & golf games every year with the Mastercard Golf program.

Insurance Benefits

Personal air-accident cover worth Rs. 2.5 crores, lost card liability protection from 48 hours prior to the time of reporting the loss of card.

Reward Redemption

1 RP = Rs.0.75 for redeeming against cash credit and 1 RP = 1 AirMile when redeeming against partner airlines’ airmiles.

Domestic Lounge Access

2 complimentary domestic lounge visits quarterly under the MasterCard Lounge access program.

Zero Liability Protection

Zero cost liability protection from 48 hours prior to reporting the loss of card.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

ICICI Bank Instant Platinum Credit Card

The ICICI Bank Instant Platinum Credit Card is a secured credit card, issued against a fixed deposit. The card caries zero renewal fee and earns you Reward points every time you make a purchase using it. Moreover, to let you save more on other categories, the card provides amazing discounts on dining and movies keeping your requirements in mind. Other than these benefits mentioned, you can save on fuel transactions as the card comes with a fuel surcharge waiver. More of its benefits include a low-interest rate on revolving credit. To get full details about the ICICI Bank Instant Platinum Credit Card, advantages, and fees & charges, refer to the details given below:

Add to Compare

ICICI Bank Parakram Select Credit Card

ICICI Bank has launched two credit cards for the JAWANS who serve the country which are ICICI BANK PARAKRAM SELECT Credit Card and ICICI BANK PARAKRAM Credit Card. These credit cards are solely for individuals “dedicating their lives to serve the nation” as the bank quoted. Now the soldiers of the Indian Army or serving any other forces of the country have the privilege to borrow money whenever they need it. They can use credit cards and even earn rewards for their daily expenses. The rewards with ICICI BANK PARAKRAM SELECT Credit Card get 5X with the expenses on groceries, department stores, and CSDs (Canteen Store Departments). The cardholders will also be able to get complimentary domestic airport and railway lounge access every year. Along with that, they will also be eligible for golf rounds upon reaching a milestone every month. The ICICI Bank has presented the PARAKRAM SELECT with a specialized rewards plan with which the cardholder will get a value back on every type of expense they make. This credit card comes with a microchip embedded in it for additional security against any counterfeit and duplicate cards. The best part is that there is no joining or annual fee to get this credit card. The applicant just had to meet the eligibility criteria. To get a detailed view of the ICICI BANK PARAKRAM SELECT Credit Card, keep reading:

Add to Compare

HSBC Visa Smart Value Credit Card

The HSBC Smart Value Credit Card is among the most popular lifetime free credit cards in the Indian market. It comes with a zero annual & joining fee and provides its customers with several exciting welcome benefits, including complimentary airport lounge access, an Amazon gift voucher worth Rs. 500, up to Rs. 100 cashback on Google Pay, and up to Rs. 1,000 cashback on retail transactions within the first 60 days. Talking about its reward program, it earns you up to 3 Reward Points on every spend of Rs. 100. These reward points can be redeemed against an array of options available at the HSBC Rewards catalogue. However, you don’t get many premium benefits with this card, but it can still be considered a great option for people who are new to the world of credit cards. Another great thing about this credit card is that it comes with a dynamic interest rate which can be 1.99% per month to 3.49% per month depending on the credit history of different individuals. You might get a lower interest rate if you have a very good credit profile and higher if your credit score is low. To understand the detailed features & benefits of the HSBC Smart Value card, and its fees & charges, go through the complete article:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all