YES First Preferred Credit Card

  • Joining Fee: Rs. 999 (plus applicable taxes)
  • Renewal Fee: Rs. 999 (plus applicable taxes)
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: N/A
Add to Compare

YES First Preferred credit card is a premium card having premier reward point offers and several other exciting benefits. You can save up to thousands of reward points whenever you make a purchase or pay the annual fee. Not only this, but the card also offers complimentary benefits in travel including domestic as well as international travel lounge access. Get 4 reward points every time you spend Rs. 200 on tax payments, utilities, groceries, etc, and 8 reward points on any other retail purchases. Although the YES First Preferred credit card is a good fit for people who love to save money by earning more and more reward points, it can also be a great choice for people who love traveling. It is because you get 2 domestic lounge access every quarter and 4 exclusive complimentary international lounge access every year. One of its greatest key features is that you get 10,000 reward points on your first transaction if it is done within the first 90 days once you receive the card.

New Features

Spend Based Waiver

The renewal fee can be waived off on a spend of more than 4 lakhs in the last year.


Interest Rates

3.8% per month


Add-on Card Fee

Nil (up to 3 cards)

Rewards Redemption Fee

A reward redemption fee of Rs. 100 on every redemption request.


Fuel Surcharge

1% fuel surcharge waiver applicable at fuel stations all over India on a minimum of Rs. 400 transaction and a maximum of Rs. 5000 transaction.

Foreign Currency Markup

1.75% on all foreign currency spends


Cash Advance Charges

2.5% of the transaction amount.

Movie & Dining

25% discount on movie booking through BookMyShow.


Travel

4 complimentary international lounge access per year and 2 domestic lounge access per calendar quarter.


International Lounge Access

You get 4 complimentary international lounge access every year through the Priority Pass.

Rewards Rate

4 reward points per Rs. 200 spent on Select categories utilities, groceries, tax payments, insurance sales, etc. 8 reward points per Rs. 200 you spent on every other retail purchase 16 reward points per Rs. 200 spent on travel and dining spends


Golf

4 complimentary green fee rounds annually.


Insurance Benefits

Life insurance of up to Rs. 1 crore in the case of death due to flight accidents and medical insurance of Rs. 25 lakhs for emergency hospitalization.

Reward Redemption

1 Reward Point = Re. 0.25 for redemption against hotel/flight bookings, and 1 Reward Point = Re. 0.10 for redemption against gift vouchers, product catalogue, etc.


Domestic Lounge Access

2 domestic lounge visits per quarter via the MasterCard lounge program.


Zero Liability Protection

Zero Liability protection is provided in case the lost or stolen card is reported within 3 days after losing it.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Samsung Axis Bank Infinite Credit Card

The Samsung Axis Bank Infinite Credit Card is a newly launched co-branded credit card offered by Axis Bank in collaboration with Samsung, a multinational electronics corporation. The Bank has launched two Samsung credit cards: the Samsung Axis Bank Infinite Credit Card and the Samsung Axis Bank Signature Credit Card. The Infinite credit card is a premium credit card and as the name suggests, it is meant to provide benefits for shopping at Samsung. The card welcomes you with 30,000 EDGE Reward Points which can be availed on making 3 transactions within 30 days of card issuance. For purchases made for Samsung Products, the card offers 10% cashback and offers up to 15 EDGE points on all spends of Rs. 100. Being a premium credit card, the Samsung Axis Infinite card offers great travel benefits where you can enjoy complimentary domestic as well as international Aiport lounge visits. Moreover, the card offers great dining benefits with which you can enjoy plenty of offers at various restaurants. To know more about the Samsung Infinite credit card, refer to the following details.

View More
Add to Compare

Metro Kotak Credit Card

If you are a kirana store owner, hotel/restaurant owner, or caterer, and trying to find the best business credit card for you, the new Metro Kotak Credit Card is probably the best option for you. It is a co-branded credit card launched by Kotak Mahindra Bank in partnership with Metro Wholesale. The card comes with a zero annual fee and is exclusively targeted at those who use Metro Wholesale for their business requirements. This card has limited, but exciting benefits, including up to 1% cashback (capped at Rs. 10,000 per statement cycle) on the basis of your monthly spends. The Kotak Metro Credit Card is exclusively for Metro Wholesale membership, so you would be eligible for this card if you have a valid Metro membership. Moreover, transactions like international purchases and fuel purchases are not applicable to this card as it is supposed to be used for Metro Wholesale spends only. The cardholders can save a decent amount on their business spending using this card and hence, it becomes a good option for the above-mentioned types f business (hotels, restaurants, traders, kirana store owners, etc). To know more about the Metro Kotak Credit Card and all its features, continue reading:

View More
Add to Compare

Aditya Birla SBI Credit Card

Aditya Birla SBI Credit Card is a Co-branded card issued by the SBI Card, in partnership with Aditya Birla Capital. The card issuer has also launched the Aditya Birla SBI Card SELECT which is the higher version of the Aditya Birla SBI Card. Therefore the card has similar features as the SELECT version but in a limited way. Both the cards offer about the same features but with a different fee. The Aditya Birla SBI Card comes with an Annual Fee of Rs. 499 which is much lower than the SELECT card. The Aditya Birla SBI Card great offers reward points for every transaction done at Aditya Birla Stores, also across Dining, Entertainment, Hotels, and much more. The card also offers many other benefits like milestones benefits where you can get up to 4,000 reward points based on your spending. Also, the card welcomes you with 2,000 Reward Points. To know more about the card, keep reading the following review on the card:

View More