Citibank Prestige Credit Card

Joining Fee: Rs. 20,000 (plus applicable taxes)
Renewal Fee: Rs. 20,000 (plus applicable taxes)
Best Suited For: Travel
Reward Type: Reward Points
Welcome Benefites: 2,500 bonus reward points and a benefit worth Rs. 10,000 from ITC hotels or the Taj group.

Apply Now

Add to Compare

Citi Prestige Credit Card is a super premium travel and lifestyle credit card by Citibank. Although it does offer very good reward rates on retail purchases, we still consider it majorly a travel credit card targeted at high net-worth frequent fliers as the reward redemption rate is the highest on transferring the reward points to partner airlines’ AirMiles programs (1 Reward Point = 4 AirMiles). On top of that you also get a host of other travel benefits; whether it is the welcome gift from the Taj group and ITC hotels or the complimentary extra night stay at any hotel around the world, the travel benefits that the Citi Prestige credit card offers are simply unparalleled. You also get a complimentary Priority Pass membership with unlimited domestic and international lounge access around the world for both primary and addon card holders. Read on to know more about this credit card.

New Features

Spend Based Waiver

N/A

Interest Rates

3.75% per month or 45% annually

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% fuel surcharge waived at authorised Indian Oil outlets.

Foreign Currency Markup

3.5% (plus applicable taxes)

Cash Advance Charges

2% of the withdrawn amount, subject to a minimum amount of Rs. 300.

Movie & Dining

Up to 50% off on movie ticket bookings on BookMyShow.

Travel

Unlimited complimentary airport lounge access worldwide through the Priority Pass, a complimentary extra night at any hotel around the world (for min. 4 nights stay).

International Lounge Access

Unlimited with Priority Pass (for primary and add-on cardholders)

Rewards Rate

1 Reward Points for every Rs. 100 on domestic spends, 2 Reward Points for every Rs. 100 on international spends.

Golf

4 complimentary rounds and lessons of golf annually at over 15 golf destinations in India, and an additional golf lesson for every Rs. 50,000 spent.

Insurance Benefits

Air accident cover worth Rs. 5 crore, lost card protection worth Rs. 10,o00,000, overseas medical insurance worth USD 50,000.

Reward Redemption

1 Reward Point = Re. 1, 1 RP = 4 Airmiles for redemption against airmiles, 1 RP = 1 Taj InnerCircle point and 1 reward point = 4 IHG points.

Domestic Lounge Access

Unlimited with Priority Pass (for primary and add-on cardholders)

Zero Liability Protection

Protection worth Rs. 10,00,000 from 96 hours prior to 48 hours post the reporting the loss of card.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Axis Bank MY ZONE Credit Card

The Axis Bank My Zone Credit Card is an entry-level offering by the bank. The card comes with a nominal membership fee of just Rs. 500 per annum and welcomes its customers with a complimentary premium subscription to SonyLiv worth Rs. 999. Considering its annual fee, the card comes packed with plenty of value-added benefits, including movie & dining offers, complimentary domestic airport lounge access, and many more. Regarding the reward rate, you earn 4 EDGE Points for every Rs. 200 you spend with the card, where 1 Edge Reward = Re. 0.20. Moreover, you are given a buy 1 get 1 free offer on movie tickets monthly via Paytm Movies. Keeping the dining requirements of its customers in mind, Axis Bank offers up to 15% off up to Rs. 500 on dining with this credit card. Besides all these privileges, you also get complimentary access to domestic airport lounges every quarter. The card comes with high security with an EMV chip and pin, and additional benefits include milestone benefits, exciting discount offers on shopping brands like Ajio, etc. Our Axis Bank My Zone credit card review will discuss the features and benefits, fees and charges, how to apply, eligibility, and other details of this card.

Add to Compare

YES Bank BYOC Credit Card

The YES Bank has recently launched a customizable credit card named YES Bank BYOC Credit Card, where BYOC stands for ‘Build Your Own Card.’ It comes with a monthly membership fee of Rs. 49, however, an additional one-time fee might be charged if you want to customize the plastic of your card as per your choice. The card issuer provides you with three options, including a metal variant, an eco-friendly variant, and the regular plastic card variant. You can choose any of these three options. Apart from this, you can also choose your rewards plan as per your requirements and spending behavior. The AU Small Finance Bank has also launched one such credit card recently named the AU Bank LIT Credit Card and now the BYOC Credit Card launched by the YES Bank seems to give direct competition to the LIT Card. Talking about the BYOC Credit Card, it doesn’t only offer exciting reward rates, but also comes with a wide range of additional privileges across different categories, including travel, golf, etc. For more detailed information about the YES Bank BYOC Credit Card, its features, and fees & charges, keep reading the article:

Add to Compare

HDFC Bank INFINIA Credit Card Metal Edition

The Infinia Credit Card is the most premium product offered by the HDFC bank. Recently, HDFC relaunched the Infinia Credit Card in the metallic variant (all new issuances of the card will now be on the metallic variant). It is an invite-only card as HDFC is targeting HNIs (High Net-Worth Individuals) with this card who want a luxurious lifestyle. The card offers exclusive privileges like 24*7 concierge services, access to premium golf destinations, and attractive dining benefits at some of the country’s most premium restaurant chains. All these benefits put this card in direct competition with ICICI Bank Emeralde Credit Card, Citibank Prestige Card, and Standard Chartered Ultimate Credit Card. Keeping the international traveling needs of its premium customers in consideration, HDFC offers a lower foreign currency exchange rate of 2% and a complimentary membership to the Priority Pass program with this card. HDFC Infinia Metal is a Reward Points-based card: you earn 5 Reward Points for every Rs. 150 spent using this card. Although the membership fee for this card is slightly on the higher side, Rs. 12,500/annum, is most certainly worth it and it can be the card of preference for you if you’re someone who is financially stable and can not compromise with your lifestyle needs. To understand the features of this card is more detail, go through the HDFC Infinia Metal Review given in the article:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all