IDFC FIRST Millennia Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: 5% cashback on first EMI spend up to Rs. 1000 and additional welcome gift vouchers worth Rs. 500 on spending Rs. 15,000 inside 90 days of card generation

Apply Now

Add to Compare

If you are looking for an entry-level card, IDFC’s FIRST Millennia credit card is the right choice. This is a reward points-based credit card with a decent rewards program. It offers up to 10x Non-Expiring Reward points, which can be redeemed at any point in time. This card provides reward points for online as well as offline spending. Moreover, if someone is fond of travelling via trains, then this card provides complimentary Railway Lounge access four times a quarter, making your travelling experience a lot more luxurious. Other card benefits include a discount of up to 25% on movies, up to 20% off on dining, complimentary roadside assistance, and many more. Plus, it is a lifetime free, i.e., no annual fee credit card, which means you don’t have to pay a single penny till the time you are using this amazing card. Read on to learn more about the IDFC FIRST Millennia Credit Card:

New Features

Spend Based Waiver

Interest Rates

Add-on Card Fee

With this card, you get complimentary railway lounge access which is highly beneficial for domestic travellers who prefer to travel by railways. This card has a great advantage as it is a lifetime free card.

Rewards Redemption Fee

Fuel Surcharge

Foreign Currency Markup

Cash Advance Charges

Movie & Dining

Up to 20% discount on more than 1,500 Restaurants across India. Avail 25% discount on movie tickets once a month on the Paytm app (up to Rs. 100).

Travel

International Lounge Access

Rewards Rate

3 Reward Points on each offline spend of Rs. 150, 6 RPs per online spend of Rs. 150, and 10 Rewards on every Rs. 150 on spends above Rs. 20,000.

Golf

Insurance Benefits

Reward Redemption

Domestic Lounge Access

Zero Liability Protection

Pros

You won’t be provided with any domestic or international lounge access with the IDFC First Millennia Credit Card. There is a reward redemption fee of Rs. 99 with this card.

Cons

No data available

Similar Cards

Add to Compare

American Express Platinum Reserve Credit Card

The Platinum Reserve credit card is the second most premium credit card that American Express offers, only next to the Platinum card, which is a Charge Card (Charge cards have a variable credit limit). Looking at the benefits that it offers, from Taj Epicure membership to the Hotel Collection program, one might consider it a travel credit card. However, it offers many other benefits, including exclusive dining benefits, complimentary golf, and movie vouchers. Apart from all these benefits, AmEx cards are known for their brand value. Many prefer AmEx cards over Visa and MasterCard just for that reason. Here, we’ve covered in detail all the features and benefits this card offers. Read on to find out whether it fits your needs.

Add to Compare

Indusind Bank Crest Credit Card

Crest credit card by IndusInd bank is a top-end offering that comes packed with many premium benefits, including a 24×7 concierge service, personal air accident cover, complimentary LoungeKey membership, and multiple best-in-class privileges that one expects from a premium credit card. The Crest card is very similar to IndusInd Bank’s own Indulge Credit Card (we’ve already covered the Indulge card in our earlier posts). That being said, the Crest credit card offers a few additional travel benefits. Not only lounge access, but it comes with various other premium advantages, such as complimentary stays at Oberoi hotels, special airport services, etc. Coming to its entertainment benefits, one can avail of complimentary movie tickets (3 per month) by booking through BookMyShow. Making your dining experiences more rewarding, it provides you with Club ITC Culinaire membership and up to 25% savings on your dining bills. To know more about this card, keep reading.

Add to Compare

Bank of Baroda (BoB) Prime Credit Card

Bank of Baroda Prime credit card is a popular secured credit card (i.e. card against fixed deposit) offered by BoB Financial, the financial services-related company owned by Bank of Baroda. The Prime credit card is issued against an FD of Rs 15,000 or more and no income proof is required. This card is a lifetime free credit card, i.e, you don’t need to pay any annual changes to avail of its benefits. You get 4 Rewards on every Rs 100 spent (equivalent to 1% cashback) on all categories. These points can easily be redeemed against a lot of exclusive options including shopping, gift vouchers, etc. There are many more advantages associated with the Bank Of Baroda Prime credit card such as accidental insurance cover, fuel surcharge waiver, zero liability cover, etc. It is a great option for those who don’t have a credit history as they can build their credit by using this no-annual-fee credit card. Read below to know more about the BoB Prime credit card:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all