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Benefites of SBI Credit Card Total Benefits...
IRCTC SBI Card Premier
- Joining Fee: Rs.1,499 plus applicable taxes
- Renewal Fee: Rs. 1,499
- Best Suited For: Travel
- Reward Type: Reward Points
- Welcome Benefites: 1,500 Reward Points
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The IRCTC SBI Card Premier is a co-branded credit card issued by the SBI Card in partnership with irctc.co.in. The card comes with a joining fee of Rs. 1,499 and you get a welcome bonus of 1,500 Reward Points. You can earn up to 3 Reward Points every time you spend Rs. 125. This card also provides you with exclusive travel benefits that include complimentary railway lounge access every year, exciting benefits at over 900 hotels worldwide, saving on railway/flight ticket bookings on irctc.co.in, and many more. Along with all these exciting offers, you can earn up to 5,000 Reward Points every year on achieving the milestone spend. You can make your credit card lifetime free by getting your renewal fee waived off every year on a minimum spend of Rs. 2 lakhs in an anniversary year. There are many more benefits of the IRCTC SBI Card Premier that let you save more & more. To know all of its advantages, refer to the detailed information given below:
New Features
Spend Based Waiver
Spend-based waiver of renewal fee on the basis of the amount spent in the previous year.
Interest Rates
3.5% per month
Add-on Card Fee
Nil
Rewards Redemption Fee
Rs. 99
Fuel Surcharge
1% fuel surcharge waiver
Foreign Currency Markup
3.5% on all international transactions
Cash Advance Charges
2.5% of the cash advance or Rs. 500, the higher of the two.
Movie & Dining
NA
Travel
Complimentary access to railway lounges per year
International Lounge Access
NA
Rewards Rate
For every Rs. 125 spent on dining and another utility spend, you get 3 reward points and for every Rs. 125 spent on other non-fuel purchases you get 1 reward point.
Golf
NA
Insurance Benefits
You get insurance coverage against air accidents, railway accidents, and a fraud liability cover.
Reward Redemption
1 Reward Point = Re. 1.
Domestic Lounge Access
8 complimentary visits to railway lounges every year (2 each quarter) within India
Zero Liability Protection
Zero liability of credit cardholders for any unlawful transactions made through his/her card post reporting the loss to the bank.
Pros
No data available
Cons
No data available
