IRCTC Rupay SBI Credit Card

  • Joining Fee: Rs. 500 (plus applicable taxes)
  • Renewal Fee: Rs. 300
  • Best Suited For: Travel
  • Reward Type: Reward Points
  • Welcome Benefites: You get 350 reward points on a minimum transaction of Rs. 500 within 45 days after receiving the card. You also get Rs 100 cashback on your first ATM withdrawal within 30 days of card issuance.
Add to Compare

The IRCTC Rupay SBI Credit Card is a co-branded credit card that provides exciting rewards and benefits in partnership with irctc.co.in. The card comes with a joining fee of just Rs. 500 and is best suited for people who travel more through railways. With this card, you get 1 Reward Point for every Rs. 125 on retail purchases and on railway ticket bookings through the IRCTC website or mobile app. It provides you exciting welcome benefits, including a welcome bonus of 350 reward points, where 1 Reward Point is equal to Re. 1. Moreover you get great travel benefits, such as 4 complimentary Railway lounge access every year, and accommodation at over 5000 hotels across 350 leading cities in India. To know full details about the IRCTC Rupay SBI credit card, its benefits, and fees & charges, you must keep reading the information given below:

New Features

Spend Based Waiver

Nil


Interest Rates

3.5% per month (42% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99


Fuel Surcharge

1% fuel surcharge waiver across all petrol pumps in India for all transactions between Rs. 500 to Rs. 3,000. You can get a maximum waiver of Rs. 100 in a statement cycle.

Foreign Currency Markup

3.5% per foriegn conversion


Cash Advance Charges

2.5% or Rs. 500 (whichever is higher)

Movie & Dining

NA


Travel

You get complimentary railway lounge access every year through the Railway Lounge Program and accommodation at more than 5000 hotels across 350+ cities in India.


International Lounge Access

NA

Rewards Rate

1 Reward Point on every spend of Rs. 125.


Golf

NA


Insurance Benefits

NA

Reward Redemption

The RPs you earn are credited to your IRCTC Rupay SBI credit card.


Domestic Lounge Access

4 complimentary domestic railway lounge access every year (1 per quarter).


Zero Liability Protection

The cardholder will not be liable for any fraudulent transaction done through their card once the card is reported lost/stolen.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Snapdeal Bank of Baroda Credit Card

The Bank of Baroda has recently launched a co-branded shopping card in partnership with the online shopping site, Snapdeal. This card is named Snapdeal Bank of Baroda Credit Card, which is majorly targeted at providing its customers with the best shopping privileges. The card comes with a joining and annual membership fee of Rs. 249 only, making it super affordable for everyone. The BoB Snapdeal Credit Card is a great option for those who purchase very often on Snapdeal as it offers a great reward rate of 5% on Snapdeal spends. The card also offers a really good reward rate across other categories as well, including groceries, online spends, and several more. For further information about the Snapdeal Bank of Baroda Credit Card, its features, and fees & benefits, keep reading the article:

View More
Add to Compare

Club Vistara IndusInd Bank Explorer Credit Card

The IndusInd Bank has recently launched a premium co-branded credit card in partnership with Club Vistara: Club Vistara IndusInd Bank Explorer Credit Card. The card is currently being issued in association with Visa, but the bank plans to come up with the Mastercard variant as well once the RBI permits the issuance of new credit cards on Mastercard. It is issued at a joining fee of Rs. 40,000 and offers exciting welcome benefits like Club Vistara gold membership, a business class ticket voucher, and a gift voucher of your choice. The card rewards with Club Vistara Points and for every Rs. 200 spent with the card, cardholders can earn up to 8 CV Points. Under its milestone program, you can earn up to 5 business class ticket vouchers every year. To make your travel experiences even luxurious, the card offers complimentary membership of Priority Pass and free domestic and international airport lounge visits. Other than that, you can enjoy 2 complimentary movie tickets per month via BookMyShow and a 20% discount on non-movie bookings. Keep reading to know more about the Club Vistara IndusInd Bank Explorer Credit Card.

View More
Add to Compare

IndusInd Bank Celesta Credit Card

The IndusInd Bank Celesta Credit Card is a premium credit card providing its cardholders with super-exclusive luxury & lifestyle benefits. The card is issued with a one-time joining fee of Rs. 50,000 and offers vouchers worth Rs. 50K from Oberoi hotels and Montblanc each as a welcome gift. You can make your travels extra luxurious with unlimited complimentary domestic lounge access provided with the card. Coming to its entertainment benefits, one can avail of up to 3 free movie tickets each month & a 20% discount on movies on BookMyShow. Moreover, it offers exciting offers on dining, including the complimentary EazyDiner Prime membership, a 25% discount at premium restaurants, and Rs 3,000 off on the dining bill. The card allows you to save in several other ways, like a spend-based waiver on the annual fee, fuel surcharge waiver, etc. To know all the advantages of the IndusInd Bank Celesta Credit Card keep reading the information given below:

View More