Benefites of SBI Credit Card Total Benefits...
Club Vistara IDFC First Credit Card
- Joining Fee: Rs. 4,999 + GST
- Renewal Fee: Rs. 4,999 + GST
- Best Suited For: Travel
- Reward Type: Reward Points |
- Welcome Benefites: Complimentary class upgrade voucher and 1 premium economy flight ticket voucher for Air Vistara
Air Vistara has already partnered with SBI and Axis Bank for their co-branded travel cards, and now the airline company is joining forces with IDFC Bank as well. Both these trusted brands are set to launch the Club Vistara IDFC First credit card that aims to elevate the travel experience of customers, especially if they regularly fly via Vistara. The card charges a joining fee of Rs. 4999 plus taxes and get a host of welcome benefits that include a complimentary premium economy flight ticket voucher, a class upgrade voucher, and Club Vistara Silver tier membership, for the cardholder. Not just this, you get rewarded with CV Points whenever you swipe your card, and can get bonus CV Points and complimentary flight tickets on reaching the spend-based milestone. With the Club Vistara IDFC First Credit Card, you can enjoy a premium lifestyle thanks to its golf, dining, and other benefits other than travel perks. Read on to know more about this co-branded travel credit card.
New Features
Spend Based Waiver
NA
Interest Rates
0.75% – 3.5% per month, or 9% – 42% per annum
Add-on Card Fee
Nil
Rewards Redemption Fee
Rs. 99 per redemption request
Fuel Surcharge
NA
Foreign Currency Markup
2.99% of the transaction amount
Cash Advance Charges
Interest-free withdrawals up to 48 days, a fee of Rs. 199 per transaction after that
Movie & Dining
Complimentary 3-month subscription to EazyDiner Prime and BQ Prime, Up to 20% discount at 1500+ restaurants
Travel
Complimentary Club Vistara Silver Tier membership, up to 5 complimentary Premium Economy flight ticket vouchers
International Lounge Access
Get 1 complimentary airport lounge access per quarter
Rewards Rate
6 CV Point per Rs. 200 spent, 10 CV Points on dining spends on your Birthday, 1 CV Point on fuel
Golf
4 complimentary green fees golf rounds per year, 12 complimentary golf lessons per year
Insurance Benefits
CFAR trip cancellation cover up to Rs. 10,000 on flight and hotel bookings, other travel-related insurance perks
Reward Redemption
CV Points can be redeemed at the Air Vistara website for flight tickets, class upgrades, and other benefits and privileges
Domestic Lounge Access
Get 2 complimentary domestic lounge and spa access per quarter
Zero Liability Protection
The cardholder is not liable for any fraudulent transactions made with the card in case of timely reporting of the loss or theft of the card to the bank
Pros
Complimentary Club Vistara Silver Tier membership with this card. Complimentary international and domestic lounge access is provided with this card.
Cons
For certain individuals, the membership fees of Rs. 4,999 may seem steep. There is a reward redemption charge of Rs. 99.