IDFC HPCL First Power Plus Credit Card

  • Joining Fee: Rs. 499 + GST
  • Renewal Fee: Rs. 499 + GST
  • Best Suited For: Fuel
  • Reward Type: Reward Points |
  • Welcome Benefites: Up to Rs. 500 cash back on your 1st HPCL fuel transaction above Rs. 500 and up to 5% cashback (up to Rs. 1,000 capped) on the transaction value of the first EMI.
Add to Compare

For the very first time, IDFC First Bank has launched a co-branded credit card. There are two cards launched by IDFC First Bank in collaboration with Hindustan Petroleum Corporation Limited. When we talk about the IDFC Bank HPCL First Power Plus Credit Card, this credit card helps you save up to Rs. 18,500 annually, which roughly saves you around 175+ litres of fuel, i.e., you can get free fuel This credit card has many other benefits such as welcome gifts worth Rs. 1,650. There is a low-joining fees of Rs. 499. This card has the most amazing lifestyle privileges such as complimentary domestic airport lounge access, up to 25% off on movie tickets, complimentary roadside assistance, and much more. IDFC Bank HPCL First Power Plus Credit Card also helps you avail awesome deals and discounts throughout a wide range of popular partnered brands. Not only that but the interest rate for these cards is very low starting from 0.75% to 3.5% per month which makes it 9% to 42% annually. To understand this credit card in a better way, a detailed view of the features of this card is as follows:

New Features

Spend Based Waiver


Interest Rates


Add-on Card Fee

With this credit card, you get rewards on UPI transactions also. The joining fee is quite affordable (Rs. 499).

Rewards Redemption Fee


Fuel Surcharge

Foreign Currency Markup


Cash Advance Charges

Movie & Dining

25% off on movie tickets up to Rs. 100 once per month and Rs. 150 discounts on all orders above Rs. 500 with Swiggy.


Travel

Complimentary domestic airport lounge access once every quarter and Complimentary roadside assistance worth Rs. 1,399 four times a year.


International Lounge Access

Rewards Rate

Save up to 5% as rewards on grocery and utility expenses of up to worth Rs. 2,000 per month, Save up to 5% as a reward on IDFC FIRST FASTag recharge max Rs. 1,000 per month, and 3X rewards on all other retail transactions.


Golf

NA


Insurance Benefits

Reward Redemption

3X rewards are equal to 3 reward points for every Rs. 150 spent i.e.; 1 RP = Rs. 0.75, HPCL Fuel and LPG – 24 rewards points on every Rs. 150 spent on grocery and utility bill, and IDFC FIRST FASTag recharge – 30 rewards for every Rs. 150 spent.


Domestic Lounge Access

Complimentary domestic airport lounge access once every quarter


Zero Liability Protection

Pros

For global travellers, this card doesn’t provide any international lounge access.

Cons

No data available

Similar Cards

Add to Compare

LIC Platinum EMV Credit Card

LIC Platinum EMV Credit Card is a co-branded Visa card launched in collaboration with the Corporation Bank. The card comes with an in-built EMV feature to enhance security. This card charges zero annual fees from its customers on sign-up. In addition to this, the customers get 1 reward point on every Rs 150 spent using this card. The card offers a host of benefits to its customer’s such as accidental protection cover, credit liability, fuel surcharge waiver, and EMI facility.  Read below to know more about the LIC Platinum EMV card’s features and offers.  

View More
Add to Compare

Canara Bank RuPay Platinum Credit Card

The Canara Bank RuPay Platinum credit card by Canara Bank is a basic credit card. The card comes with zero joining and renewal fees and is very much similar to the RuPay Select credit card in terms of reward rate and benefits. We have already covered the Select credit card in one of our earlier posts. The card offers you a reward rate of 0.5% and travel-related insurance benefits including a personal air accident cover worth Rs. 8 lacs. Read on to learn more about this entry-level offering by the Canara Bank.

View More
Add to Compare

First Citizen Citi Credit Card

The First Citizen Citi Credit Card comes with exciting offers on shopping, travel, and several other categories. Being one of the basic Citibank credit cards, it comes with an annual fee of just Rs. 500 and provides great welcome benefits, including First Citizen Reward Points worth Rs. 300, and many more. You get 2 First Citizen reward points on every Rs. 200 spent on all purchases, and upto 7x reward points on making purchases at shoppers’ stop. The reward points you earn can be easily redeemed against a variety of products or at the Shoppers stop, where 1 First Citizen RP = Rs. 0.60, i.e., 10 reward points will give you 6 rupees, which is not at all bad. Other than shopping benefits, this card provides exciting discount offers on shopping, etc. Spend based annual fee waiver is also provided, according to which you get your annual fee waived off on spending over Rs. 30,000 in the previous year. The First Citizen Citi credit card can provide you with various other benefits as well. To know all of them, keep reading the detailed information given below:

View More