Federal Bank Visa Imperio Credit Card

  • Joining Fee: Rs. 1,500
  • Renewal Fee: Rs. 1,500
  • Best Suited For: Movies | Travel | Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Amazon gift voucher worth Rs. 1,000
Add to Compare

Federal Bank Visa Imperio Credit Card is among the three newly launched credit cards by Federal bank. The other two cards are Federal bank Visa Celesta Credit Card and Federal bank Visa Signet Credit card. The Imperio Credit Card targets family-oriented individuals and hence provides most of its rewards and benefits keeping their requirements in mind. With this card, you can earn up to 3 Reward Points on every Rs. 100 you spend. Other than Reward offers, you get exclusive entertainment benefits, such as Buy 1 Get 1 Free offer on movie tickets on Inox. On dining, you can avail yourself of a discount of up to 15% using your Federal Bank Visa Imperio Credit Card. More of the card’s benefits include complimentary airport lounge access, fuel surcharge waiver, complimentary gift vouchers, and many more. To know all of its advantages, keep reading the detailed information given below:

New Features

Spend Based Waiver

The renewal fee is waived off on spending Rs. 1,50,000 or more in the previous year.


Interest Rates

0.49% to 3.49% per month.


Add-on Card Fee

Rs. 100 per add-on card

Rewards Redemption Fee

Rs. 99 per redemption request.


Fuel Surcharge

You get a 1% fuel surcharge waiver at all fuel stations.

Foreign Currency Markup

3.5% on all foreign currency transactions


Cash Advance Charges

2.5% of the withdrawn amount or a minimum of Rs. 500.

Movie & Dining

Buy 1 movie ticket and get 1 free on Inox, get up to 15% discount on dining through FedDelights Program.


Travel

You get complimentary domestic airport lounge access.


International Lounge Access

NA

Rewards Rate

3 Reward Points per Rs. 100 spent on groceries & healthcare, 2 Reward Points per Rs. 100 spent on utility spends, and 1 Reward Point per Rs. 100 spent on other categories.


Golf

NA


Insurance Benefits

NA

Reward Redemption

The earned Reward Points can be redeemed at Federal Rewards at a rate of 1 Reward point = Re. 0.25.


Domestic Lounge Access

2 complimentary domestic lounge access every quarter.


Zero Liability Protection

The cardholder will not be liable for any fraudulent transactions on a lost/stolen card if the loss is reported to the bank in a timely manner.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Bank of Baroda ConQR Credit Card

Along with offering several personal credit cards in different categories, BoB Financial also has business credit cards in its portfolio. One such card is the Bank of Baroda ConQR Credit Card which is solely aimed at providing business owners with maximum rewards and benefits with no additional charges. It is a lifetime free credit card and comes with a decent reward across different categories. You get up to 5 Reward Points on every spend of Rs. 100 and these rewards are redeemable against a variety of options available at the BoB Rewards portal. Moreover, the card offers exciting deals and discounts on flight & hotel bookings. Other benefits of this card include insurance covers against personal accidental death, 1% fuel surcharge waiver, zero liability protection against a lot/stolen card, and many more. To know more about the Bank of Baroda ConQR Credit Card and all its features, keep reading the article:

View More
Add to Compare

ICICI Bank Emeralde Credit Card

ICICI Bank Emeralde Credit Card is among the most premium offering by the bank and can be considered a tough competitor to the HDFC’s Infinia credit card. With this card, ICICI targets HNIs (High Net-Worth Individuals) who frequently go on business trips and don’t want to compromise with their lifestyle. ICICI Bank Emeralde Credit Card offers exclusive benefits like a 24×7 concierge service (that provides assistance regarding hotel/restaurant reservations, flight bookings, car rentals), unlimited complimentary airport lounge access to domestic as well as international terminals, personal air accident insurance cover of Rs. 3 crore, etc. Keeping all the traveling requirements of its premium customers in mind, ICICI charges a nominal foreign currency markup fee of 1.5% on transactions made in a different currency and a zero cash advance fee on cash withdrawals from ATMs. ICICI Bank used to offer the Emeralde Credit Card in two variants- MasterCard and American Express variants. But since both these payment networks are currently not allowed to onboard new customers, the bank has recently also launched the card on the Visa platform. One unique feature of ICICI Bank Emeralde Credit Card is that it allows you to choose between two membership plans- the monthly plan, where the cardholders need to pay a monthly fee of Rs. 1,000 and the annual plan with an annual membership fee of Rs. 12,000.

View More
Add to Compare

Aditya Birla SBI Credit Card

Aditya Birla SBI Credit Card is a Co-branded card issued by the SBI Card, in partnership with Aditya Birla Capital. The card issuer has also launched the Aditya Birla SBI Card SELECT which is the higher version of the Aditya Birla SBI Card. Therefore the card has similar features as the SELECT version but in a limited way. Both the cards offer about the same features but with a different fee. The Aditya Birla SBI Card comes with an Annual Fee of Rs. 499 which is much lower than the SELECT card. The Aditya Birla SBI Card great offers reward points for every transaction done at Aditya Birla Stores, also across Dining, Entertainment, Hotels, and much more. The card also offers many other benefits like milestones benefits where you can get up to 4,000 reward points based on your spending. Also, the card welcomes you with 2,000 Reward Points. To know more about the card, keep reading the following review on the card:

View More