Lifestyle Home Centre SBI Card

  • Joining Fee: Rs. 499 plus applicable taxes
  • Renewal Fee: Rs. 499 plus applicable taxes
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: 2,000 bonus reward points worth Rs. 500 on card activation and Rs. 100 cash back on your first ATM cash withdrawal within 30 days of card activation.
Add to Compare

The Lifestyle Home Centre SBI Card is a shopping credit card launched by the SBI Card for the customers who shop regularly at Lifestyle, Home Centre, Max and Spar stores. The bank has launched three credit cards in the same category: Lifestyle Home Centre SBI Card, Lifestyle Home Centre SBI Card SELECT and Lifestyle Home Centre SBI Card Prime. The card offers reward points every time you shop from these stores and also for transactions made in Dining and movie purchases. Not only this, you can earn up to 16,000 reward points worth Rs. 4,000 every year as milestone benefits. On top of that, the card offers 2,000 reward points every year on renewing the card. The Lifestyle Home Centre SBI Card offers tons of reward points every year, and also provides the facility to redeem Reward Points instantly at Lifestyle, Home Centre and Max stores. Keep reading for a detailed review of the card.

New Features

Spend Based Waiver

NA


Interest Rates

3.5% per month (42% per annum)


Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 per redemption request.


Fuel Surcharge

1% fuel surcharge waiver for fuel transaction between Rs. 500 to Rs. 3,000. Capped at Rs. 100 per statement cycle.

Foreign Currency Markup

3.5% of the transaction amount


Cash Advance Charges

2.5% subject minimum Rs. 500

Movie & Dining

NA


Travel

NA


International Lounge Access

NA

Rewards Rate

5 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies. Earn 1 Reward point Rs. 100 spent on other retail purchases (except Fuel).


Golf

NA


Insurance Benefits

NA

Reward Redemption

Redeem Reward Points instantly at Lifestyle, Home Centre and Max stores (1 Landmark Reward = Rs 0.60).


Domestic Lounge Access

NA


Zero Liability Protection

NA

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Axis Bank Titanium Smart Traveler Credit Card

The Axis Bank Titanium Smart Traveler Credit Card is a basic card that is best suited for travel. With this card, you earn 2 Edge Rewards on every Rs. 200 you spend on retail purchases and you can earn up to 4X Edge Rewards on travel-related spends. The card comes with a nominal joining fee of Rs. 250 and allows its customers to save amazingly on all their spends. Other than reward offers, the card also provides a discount of 15% or more on dining at partnered restaurants in India. Moreover, you can also save by getting the joining & renewal fee waived off based on your spends. To know more about the Axis Bank Titanium Smart Traveler Credit Card, keep reading.

View More
Add to Compare

HSBC Smart Value Credit Card

The HSBC Smart Value Credit Card is among the most popular lifetime free credit cards in the Indian market. It comes with a zero annual & joining fee and provides its customers with several exciting welcome benefits, including complimentary airport lounge access, an Amazon gift voucher worth Rs. 500, up to Rs. 100 cashback on Google Pay, and up to Rs. 1,000 cashback on retail transactions within the first 60 days. Talking about its reward program, it earns you up to 3 Reward Points on every spend of Rs. 100. These reward points can be redeemed against an array of options available at the HSBC Rewards catalogue. However, you don’t get many premium benefits with this card, but it can still be considered a great option for people who are new to the world of credit cards. Another great thing about this credit card is that it comes with a dynamic interest rate which can be 1.99% per month to 3.49% per month depending on the credit history of different individuals. You might get a lower interest rate if you have a very good credit profile and higher if your credit score is low. To understand the detailed features & benefits of the HSBC Smart Value  card, and its fees & charges, go through the complete article:

View More
Add to Compare

Bank of Baroda Swavlamban Credit Card

The Bank of Baroda Swavlamban Credit Card is an entry-level card offered by the bank. It comes with an annual fee of Rs. 250, which you can easily get waived off by using your credit card regularly and achieving the required annual spend. A very special thing about this credit card is that cardholders can use up to 105% of their credit limit without any over-limit charges. Generally, all credit cards charge an over-limit fee even if you spend a single penny above your credit limit, but this is not the case with this card. Talking about its reward rate and other benefits, it offers a decent reward rate of 1% across all the categories and the cardholders can redeem their earned rewards against their card’s outstanding balance. Other features of the card include insurance against accidental death, fuel surcharge waiver, zero liability protection, etc. For detailed information about the BoB Swavlamban Credit Card, its features, and fees & charges, keep reading:

View More