SBI Shaurya Credit Card

Joining Fee: Rs. 250
Renewal Fee: Rs. 250
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: 1,000 bonus Reward Points

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The SBI Shaurya Credit Card is one of the two SBI Credit Cards targeted at individuals who are serving the nation, i.e, defense personnel. The other card is the SBI Sharuya Select Credit Card, which can be considered a superior version of this card. the Shaurya SBI Card comes with a joining fee of Rs. 250 and welcomes its customers with 1,000 bonus Reward Points, which are equivalent to the joining fee itself. Moreover, the cardholders can earn up to 5 Reward Points on every spend of Rs. 100 and these points can be used to pay the card’s outstanding balance or against a host of products and gift vouchers. Other than all this, it provides you with a complimentary insurance cover against personal accidents. Moreover, you get 1% fuel transactions with benefits up to Rs. 250 per month. You can also save more by getting the renewal fee waived off on the basis of your total annual spends. For more details about this card and its fees & charges, keep reading the article:

New Features

Spend Based Waiver

The renewal fee is waived off if you spend Rs. 50,000 or more in the previous year.

Interest Rates

2.75% p.m. (33% annually)

Add-on Card Fee

Nil

Rewards Redemption Fee

Rs. 99 on each redemption request.

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions between Rs. 500 and Rs. 3,000.

Foreign Currency Markup

3.5% on all foreign currency spends.

Cash Advance Charges

2.5% of the withdrawn amount or Rs. 500 (whichever is higher)

Movie & Dining

Travel

International Lounge Access

Rewards Rate

1 Reward Points on every spend of Rs. 100 and 5x Reward Points on groceries, dining, CSD, movies, departmental stores, etc.

Golf

Insurance Benefits

Personal accident insurance cover worth Rs. 2 lakhs.

Reward Redemption

The reward points you earn can be redeemed against various options from the Rewards catalogue or against the card’s outstanding balance at a rate of 1 RP = Re. 0.25.

Domestic Lounge Access

Zero Liability Protection

Pros

No data available

Cons

No data available

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