Gild Credit Card

Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: Free metal card holder

Apply Now

Add to Compare

The Gild Card is a secured FD-backed card by SBM Bank through which you can earn digital gold for your daily spends. Unlike a traditional FD, you can use this one for your daily spends without even breaking your FD. The Gild FD card program is managed by M2P Fintech, and you can earn up to 16% returns per year on your investments with the card. Just go to the Gild app and open your FD account without setting up a savings account. You can get a high interest rate of 7.7% p.a. on your fixed deposit and a 90% limit on the Gild card. There is no amount deducted from your FD when you make spends with your card, and you even get an interest-free credit period of 45 days. This lifetime free Gild card by SBM Bank comes in a free metal card holder as well. Read on to know more about this Gild card.

New Features

Spend Based Waiver

Interest Rates

30% p.a.

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

Nil

Foreign Currency Markup

2.5%

Cash Advance Charges

Rs. 125 per transaction (maximum capping at Rs. 10,000)

Movie & Dining

Travel

International Lounge Access

Rewards Rate

0.75% back as Petals on every transaction

Golf

Insurance Benefits

Reward Redemption

Petals can be redeemed for digital gold, where 1 Petal = Rs. 1 worth of digital gold

Domestic Lounge Access

Zero Liability Protection

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Bank of Baroda (BoB) Prime Credit Card

Bank of Baroda Prime credit card is a popular secured credit card (i.e. card against fixed deposit) offered by BoB Financial, the financial services-related company owned by Bank of Baroda. The Prime credit card is issued against an FD of Rs 15,000 or more and no income proof is required. This card is a lifetime free credit card, i.e, you don’t need to pay any annual changes to avail of its benefits. You get 4 Rewards on every Rs 100 spent (equivalent to 1% cashback) on all categories. These points can easily be redeemed against a lot of exclusive options including shopping, gift vouchers, etc. There are many more advantages associated with the Bank Of Baroda Prime credit card such as accidental insurance cover, fuel surcharge waiver, zero liability cover, etc. It is a great option for those who don’t have a credit history as they can build their credit by using this no-annual-fee credit card. Read below to know more about the BoB Prime credit card:

Add to Compare

Bank of Baroda ( BoB ) Select Credit Card

The Bank of Baroda Select Credit Card aims to provide cardholders with compelling Reward offers. The card is issued with a joining fee of Rs. 750 only, on which the cardholder can get a waiver on a minimum spend of Rs. 7,500 within 60 days after receiving the card. For every Rs. 100 you spend with this card you get 1 Reward Point and 5 Reward Points per Rs. 100 spent on dining, online transactions, or utility bill payments. Moreover, the nominal renewal fee of Rs. 750 can also be waived off on spending Rs. 70,000 or above in an anniversary year. So, you can make your Bank of Baroda Select Credit Card absolutely free based on the spends you make with the card. The card has several key features, including the fuel surcharge waiver which would help you to save more on your fuel purchases. To know more about the Select card, the Fees & charges, and its advantages, refer to the information given below:

Add to Compare

HDFC Bank MoneyBack Plus Credit Card

The HDFC Bank MoneyBack Plus Credit Card can be regarded as a superior version of the HDFC MoneyBack Credit Card, that was issued earlier by the HDFC bank. Although both the MoneyBack cards come with a similar joining & annual fee (Rs. 500), the MoneyBack+ card provides a higher reward rate. With the MoneyBack Plus Card, for every spend of Rs. 150 you can earn up to 20 cash points. These CashPoints are redeemable against the card’s outstanding balance, product catalog, Airmiles, and several more options. Not only cashback, but you can also get gift vouchers that are worth up to Rs. 2,000 on reaching the stipulated spend milestones. Talking about the dining benefits that the card offers, you can enjoy a discount of up to 15% on dining across over 2,000 premium restaurants in the country. The HDFC MoneyBack Plus card allows its customers to save in a lot more ways, such as fuel surcharge waiver, spend-based annual fee waiver, etc. To understand the card’s features in detail, go through the complete HDFC MoneyBack Plus Credit Card Review given below:

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all