Union Select RuPay Credit Card

Joining Fee: NIL
Renewal Fee: Rs. 499
Best Suited For: Shopping
Reward Type: Reward Points
Welcome Benefites: NA

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Union Select RuPay Credit Card is one of the super-premium credit card variants offered by the Union Bank of India. You not only enjoy shopping and insurance benefits but also travel benefits. This card offers more benefits as compared to Union Platinum RuPay Credit Card. You can avail of this credit card at zero joining fee and Rs. 499 renewal membership fee. Keep reading to know more about the offers and benefits this credit card has to offer.

New Features

Spend Based Waiver

Renewal fee waived off on spending Rs. 50,000 in the previous year.

Interest Rates

2.95% p.m. (41.75% p.a.)

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% Fuel surcharge waiver on fuel transactions. The maximum fuel surcharge is capped at Rs. 100 per month.

Foreign Currency Markup

3% on the conversion amount.

Cash Advance Charges

3% or Rs. 200 (whichever is higher)

Movie & Dining

Travel

Get a complimentary lounge program.

International Lounge Access

4 complimentary international lounge access.

Rewards Rate

You can earn a maximum of Rs. 50 cashback per month on utility bill payment. You can earn a maximum of Rs. 50 cashback per month on a minimum transaction of Rs. 500 in your mobile wallet. You can also cashback of Rs. 25 on spending a minimum of Rs. 300 spent on IRCTC transactions. You can earn 4 reward points on every Rs. 100 spent on this card.

Golf

Insurance Benefits

Covers accidental air death up to Rs. 10 lakhs and other accidental death up to Rs. 8 lakhs.

Reward Redemption

You can redeem your reward points for movies, bus & air tickets, gift vouchers, etc. A minimum of 100 reward points needs to be accumulated for redemption. 1 reward point = Rs. 0.25.

Domestic Lounge Access

4 complimentary domestic lounge access.

Zero Liability Protection

Cover lost card insurance up to Rs. 1,50,000.

Pros

No data available

Cons

No data available

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