Union Bank’s Rupay Combo Debit Cum Credit Card

Joining Fee: Rs 200 + GST
Renewal Fee: Nil
Best Suited For: Travel
Reward Type: Reward Points
Welcome Benefites: NA

Apply Now

Add to Compare

Union Bank’s Rupay Combo Debit Cum Credit Card is a card that provides you with the benefits and privileges of both a debit card and a credit card. You can switch between the two, alternatively as may be fit to need and requirements. The card comes with two separate card numbers, magnetic strips, chips, and CVV numbers. With this card, you can enjoy complimentary lounge access upto 4 every year using this card. Moreover, you get cashback on utility bill payments and dining using this credit. The card also comes with several additional benefits such fuel surcharge waiver and 24×7 concierge services. Read below to know more about this credit card in detail.

New Features

Spend Based Waiver

Interest Rates

1.90 per month ( 22.8% per annum)

Add-on Card Fee

Nil

Rewards Redemption Fee

Nil

Fuel Surcharge

1% surcharge waiver on fuel transactions between Rs 400 to Rs 4000

Foreign Currency Markup

Cash Advance Charges

2.5% on the withdrawal amount subject to a minimum charge of Rs 100

Movie & Dining

Exclusive cashback on your Dining spends using this credit card

Travel

Complimentary access to domestic and international lounges

International Lounge Access

Complimentary International lounge access. You get a maximum of 4 Domestic and International lounge access every year

Rewards Rate

Golf

Insurance Benefits

You get a personal insurance cover worth Rs 20 lakhs using this credit card

Reward Redemption

Domestic Lounge Access

Complimentary domestic lounge access. You get a maximum of 4 Domestic and International lounge access every year

Zero Liability Protection

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

IDFC FIRST WoW Credit Card

The IDFC FIRST WoW Credit Card is a secured credit card (backed by a Fixed Deposit) issued by IDFC Bank, having tons of features and provides great benefits for cardholders. The card comes with ZERO Joining Fees and Renewal fees, which means that the FIRST Wow Card is an ultimate lifetime free card. On top of that, the great thing is that the foreign markup fee with the WoW Card is also ZERO, which is not there in other IDFC FIRST Credit cards. Therefore, you do not have to pay any charges or fees on international transactions. The card offers 4 Reward points on every other spend, and the points you earn are valid for a lifetime, which means they do not expire at any point. You can use them to redeem vouchers, deals, and much more anytime. It also comes with a Welcome benefit of 5% Cashback and offers a 1% Fuel surcharge waiver. Apart from this, you also get Personal Accident and Card Liability cover of up to Rs. 2 Lakh and Complimentary Roadside Assistance worth Rs. 1,399 four times a year. Also, enjoy great dining benefits and discounts at 3000+ Health and wellness outlets. The card offers easy and convenient EMI options for transactions above Rs. 2,500. Keep reading for a more detailed review of the card:

Add to Compare

Canara Bank RuPay Platinum Credit Card

The Canara Bank RuPay Platinum credit card by Canara Bank is a basic credit card. The card comes with zero joining and renewal fees and is very much similar to the RuPay Select credit card in terms of reward rate and benefits. We have already covered the Select credit card in one of our earlier posts. The card offers you a reward rate of 0.5% and travel-related insurance benefits including a personal air accident cover worth Rs. 8 lacs. Read on to learn more about this entry-level offering by the Canara Bank.

Add to Compare

Kotak Essentia Platinum Credit Card

The Essentia Platinum card by Kotak Mahindra bank is one of the entry-level credit cards. Still, it can be very rewarding if it fits your spending habits and used the right way. There is no other credit card in the Indian market that is more rewarding as far as grocery and essential spends are concerned. If that is how you’re gonna use your card, just close your eyes and sign up for this Essentia Platinum credit card; you certainly can not go wrong with this one. The card gives you a 10% return on grocery spends as Saving Points which can be redeemed at Kotak Rewards portal or used as cash at partner merchants (one saving point is equivalent to Re. 1). Doesn’t it sound cool to earn Saving Points for grocery spends and redeem them for a flight ticket on your next vacation!

1 OFFER

Benefites of SBI Credit Card Total Benefits...

View Offers

Other Cards

View all