AU Bank Altura Credit Card

  • Joining Fee: Rs. 199 + applicable taxes
  • Renewal Fee: Rs. 199 + applicable taxes
  • Best Suited For: Shopping
  • Reward Type: Reward Points
  • Welcome Benefites: Get a 5% cashback on retail spends worth Rs. 2,500 or more within 60 days.
Add to Compare

The AU Small Finance Bank Altura Credit Card is a basic cashback credit card that allows you to save a lot as you get a cashback on almost every purchase you make. As a welcome benefit, you get a 5% cashback on your retail spends done within the first 2 months from the card activation date. Moreover, you can earn a cashback of up to 2% on all your spends, which is directly credited to your account. Along with the regular cashback, you can earn Rs. 50 cashback additionally every month under the card’s milestone benefits. Keeping its customers’ travel needs in mind, the card also provides them with complimentary access to selected railway lounges in India. You can also save more by getting your joining and renewal fee waived off on the basis of your spends. To know more about the Altura Credit Card by AU bank, check the detailed information given below:

New Features

Spend Based Waiver

The joining and renewal fees will be waived off on the basis of the amount that you spend using your credit card.


Interest Rates

3.49% per month


Add-on Card Fee

Nil

Rewards Redemption Fee

Nil


Fuel Surcharge

Surcharge waiver of 1% on fuel transactions between Rs. 400 and Rs. 5,000.

Foreign Currency Markup

3.49% on all international spends.


Cash Advance Charges

Rs. 100 or 2.5% of the cash amount withdrawn, higher of the two.

Movie & Dining

NA


Travel

Complimentary access to railway lounges.


International Lounge Access

NA

Rewards Rate

Cashback of 2% on utility bills, groceries, and departmental stores and cashback of 1% on all other spends.


Golf

NA


Insurance Benefits

NA

Reward Redemption

NA


Domestic Lounge Access

2 complimentary visits to railway lounges in India per quarter.


Zero Liability Protection

Zero liability of the credit cardholder in case of loss or theft of card post reporting the same to the bank.

Pros

No data available

Cons

No data available

Similar Cards

Add to Compare

Axis Bank Vistara Infinite Credit Card

Axis Bank issued three travel credit cards in collaboration with Air Vistara to its premium customers: Axis Bank Vistara Infinite Credit Card, Vistara Signature Credit Card, and Vistara Credit Card (Platinum). Out of these, the Axis Bank Vistara Infinite Card is regarded as the bank’s most premium offering. This should be the card of choice for frequent fliers who want a superior travel experience as it offers a complimentary business class ticket as a joining benefit and many milestone benefits that can be redeemed either for business class flight tickets or against Club Vistara points. You also get a Club Vistara Gold membership with this card that gives you additional air miles (in the form of CV points) and many other benefits like priority check-in, priority boarding, and extra luggage allowance on Air Vistara flights. Since it is a premium credit card, it comes with Axis Bank’s exclusive privileges like 24×7 concierge service and complimentary golf rounds at some of India’s most premium golf destinations. Apart from these, there are many other additional benefits that this card has to offer. Read on for more details.

View More
Add to Compare

Standard Chartered Manhattan Card

The Standard Chartered Manhattan Credit Card is a basic credit card offered by the Standard Chartered bank in order to deliver its cardholders with premier benefits and rewards. You get an assured cashback of 5% on groceries, supermarkets, and departmental stores with this card. On other spends, get 3 reward points per Rs. 150 spent. You can redeem the reward points for a number of options present on the 360-degree rewards portal. The card carries a joining fee of Rs. 999 and the cardholders are welcomed with a bonus of 5,000 Reward Points. Also, the card carries a nominal annual fee of Rs. 999 and that too can be waived off depending upon your total spends in the previous year. To know more about the Standard Chartered Manhattan Credit Card, and its features, keep reading:

View More
Add to Compare

Lifestyle Home Centre SBI Card

The Lifestyle Home Centre SBI Card is a shopping credit card launched by the SBI Card for the customers who shop regularly at Lifestyle, Home Centre, Max and Spar stores. The bank has launched three credit cards in the same category: Lifestyle Home Centre SBI Card, Lifestyle Home Centre SBI Card SELECT and Lifestyle Home Centre SBI Card Prime. The card offers reward points every time you shop from these stores and also for transactions made in Dining and movie purchases. Not only this, you can earn up to 16,000 reward points worth Rs. 4,000 every year as milestone benefits. On top of that, the card offers 2,000 reward points every year on renewing the card. The Lifestyle Home Centre SBI Card offers tons of reward points every year, and also provides the facility to redeem Reward Points instantly at Lifestyle, Home Centre and Max stores. Keep reading for a detailed review of the card.

View More